Then it is not easy to get this card. Haiz... I had MBB2cards but I always need to refill my car petrol and buy groceries sometimes on weekdays. Thinking of using this to get rebate.

just got the card, I wonder can we determine the date of payment or ask for changing the date of payment?

guys, i just registered digi for online payment on ocbc website. but not sure i did it correctly.

lets say the account number is 1.3567445, just remove the dot which means only 13567442 right ?

previously it was auto charged to my citibank credit card, so it will now charge to ocbc automatically or there is something i have to do ?

guys,

i wanna buy some electronics products like fridge and washing machine.

but i want to pay in 0% interest free installment plan ...

how leh? which shop should i got? any shop in cheras/kajang area provide 0% installment plan ....

thxxxx

For this card, newly apply card don't get gst waiver?

Last friday, my application status is approved So now waiting for it.

Normally they send by the post which need signature or just throw into my mailbox

Thanks

I have 2 cards in hand. I see no reason they rejected me
ANd yes, please I want the card

Now I know why I got rejected already.
They (OCBC fellow) are rejecting your application if your first card / credit limit is way below their requirement.

Eg :  if your first card is 5k credit limit. Take the 5k divide by 3 (making assumption that the credit limit is 3 times your salary) and you will have there about 1.5k. And 1.5k x 12 = RM 18k per annum, definitely REJECT

And I find it stupid. First card in life, and fresh graduate, expect to have 20k credit limit ?

Anyway, that's how they evaluate and how they approve your card.
And CCRIS even clean also won't help anything. Even you provide 3 months pay slip also they won't evaluate you using the payslip. That's what I had been told tho. They will still refer back to your credit limit per card !

Can you help us to call the CS and inquire about the MCC? Recently I bought a couple of groupons (food related) but it is classified under 1%.

nope

Bro I deal v ocbc product here...

Agent they fork out own money upon approval etc. Correct me if i am wrong.

I answer behalf of bank

I am applying this card now and the agent told me this card can get the 4% or 5% cash rebate for Great Eastern Insurance.
I remember the agent told me that maximum is RM6000 then 4% or 5% cash rebate and blah blah...
What you need get a form from your insurance agent and fill up a form and apply it.

Hope my application will be approved. =)

then_then , are you ocbc staff ? Is it possible to have higher cashback rather RM50 cap per mth , this and next mth going to organize dinner for my company staff , thx

Is the GST rebate RM50 promotion still on? I went and applied for the card at OCBC bank branch on 9.11.12 but the officer didnt even mention about the RM50 rebate.. Wonder if i will get the rebate if my card is approved..........anybody ?what is the criteria eg swipe few times to get the GST rebate? TQ

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Added on November 14, 2012, 11:16 pm

read old posts now, i see. so  iam new applicant . I want to call the branch and ask if she can get me the GST rebate. Then_Then any idea how to get that rebate? cerdit card sales person dont work in OCBC branch?

jalan Arumugam Pilai, Bukit Mertajam Branch. Any there?

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Added on November 15, 2012, 6:35 pm
NOt calendar month ? so confusing like that...

jalan Arumugam Pilai, Bukit Mertajam Branch. Any there?

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Added on November 15, 2012, 6:35 pm
NOt calendar month ? so confusing like that...

Is there any difference on processing duration if I choose to apply at OCBC branch rather than agents?

I agree with you, i never had my credit card application rejected. This is first time for me!

I applied at OCBC branch. Annual income few times above the min 36k, given  EPF, BE Form, EA form and got rejected!.
Few years ago i got OCBC cc but  i didnt use much and i cancelled it. Could that be the reason?
Any idea how i can go about getting this much sought after credit card? Appeal ? Reapply with another person-------> then_then? can?

Standard chartered card so easy to get, got money come with it somemore!! On top of that i had also cancelled SC card before still can get easily.
Disappointed with this OCBC not keen to get customer attitude.......

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Added on November 20, 2012, 12:20 am
mind to share with me about reapply? How soon after the first application can we reapply?

I read the sample appeal letter. How to get the CCRIS report for ourself?

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Added on November 20, 2012, 12:51 am

OCBC Titanium credit card approval Department deserve a BIG GRAMMY award!!!!!!!! for being too good in doing their job........not for the bank but for some fun?

lol was thinking to apply.. so hard to get ah? -.-

hi then_then,

im below 28, degree holder, got credit card, got car loan, die liao lo? haha..

but i think my commitment not that high compared to my income though.. and i will cut off my UOB card after i get this card.

Yeah I'm in the same boat as u, just got my application rejected last week after 3-4 days processing. Damn fast.
I called up customer service and they suggested I write a letter for review of application.
I've done that and are now waiting for OCBC to call me... 

then_then thanks for offering to help, but i wanna give it another chance, first.

Really this OCBC titanium very tarik harga card, reject people like nobody's business...........

The more they reject the more people like to reapply, creating more work for OCBC and they seem to 'enjoy' extra work , collecting papers ,and receive calls???

Today i called up the bank staff and told her  i found out(10days after submiitting my appl) mine was rejected from tel call to CS., she said will check it out. Called back told me some document problem since i put as self-employed bla bla........

so later in the evening i called the CS auto reply, at first it said  "unsucessful" followed by another  reply "in processing". So i am confused, got connected to the operator and asked her what is my appl status now, she told me just listen to autoreply, i said me confused already, then only she checked for me. Finally she came back with anwer result is "pending".... Just yesterday another guy from CS told me a clear unsucessful and he couldnt do anything, somemore no reason given.

Very kheng this OCBC in handling card application!!!!!!! the result  just keep changing from time to time........Other banks' credit card where got so difficult to apply one?

Anyone know if I can apply for this card based solely on my 6 months bank statements.

I also have proof of good credit record and financial status.