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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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then_then
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 Nov 24 2012, 12:05 PM
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Getting Started
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QUOTE(Tainted @ Nov 24 2012, 03:57 AM) What if I don't have any payslip? Can I just rely solely on bank statement? Then do u hv Borang b, offer letter? U can gv tis to prove ur company details. Act payslip is a core docs, if u don't hv it then u hv to gv more docs to prove u work at tat company..
Added on November 24, 2012, 12:15 pmQUOTE(intothefantasy @ Nov 24 2012, 10:48 AM) my annual income is rm33k...is it possible to have a chance to apply for the titanium card since it need 36k annual income? If u r degree holder, below 28 years old, no credit card, no car loan housing loan more than 6months then monthly salary 2.5k can apply ady..v got the special requirement for those applicant n 90% can get the card..thanks This post has been edited by then_then: Nov 24 2012, 12:15 PM |
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then_then
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Nov 24 2012, 07:28 PM
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Getting Started
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QUOTE(intothefantasy @ Nov 24 2012, 06:23 PM) yea currently degree holder, below 28 years old...i have car loan but not housing loan...my car loan is paying around 3xx per month..and salary more than 2.5k...just received public bank credit card 2x ( master and visa ) but i do plan to give them back as i prefer to choose ocbc and maybank....the public bank cc was apply during car loan and never used it before... How long for ur car loan? But since u only hv one card now u r still eligible to apply coz bank negara rules is below 36k can hold two bank credit card..can gv me ur email address? I can sent the form to u..thanks.. |
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then_then
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Nov 26 2012, 05:57 PM
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Getting Started
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QUOTE(itanium2 @ Nov 26 2012, 02:29 PM) For those who apply OCBC Titanium online, will OCBC waive the RM50 GST or we need to pay our self? If u apply online, u need to pay for it.. If apply with me then I can waive it for u.. Thanks |
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then_then
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Nov 26 2012, 07:19 PM
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Getting Started
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QUOTE(limchee @ Nov 26 2012, 06:39 PM) what should I do if i wanna purchase something using instalment? Juz swipe it..after 3 days call to ocbc cs request to change to installment but will hv some charges.. 5months charges 2% 10months charges 3% 20months charges 5% |
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then_then
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Nov 30 2012, 10:49 PM
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Getting Started
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QUOTE(xtjs @ Nov 30 2012, 09:24 PM) can anyone advise on how the" free travel inconvenience benefits works after we charged the air tickets to this card?" how to claim? what is covered? This one is for flight had been delayed, luggage missing and other but u need to get the formal letter for the airport then only can claim..the claim amount is 5k ( max)..this is wat I know lo.. |
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then_then
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Dec 4 2012, 09:18 PM
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Getting Started
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Rm 50.41
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then_then
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Dec 4 2012, 10:04 PM
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Getting Started
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QUOTE(Pink Spider @ Dec 4 2012, 10:02 PM) This telco rebate is for bills paid from when to when?  Why I dun have wan  From sep to nov pay by ocbc Internet banking only eligible to get this.. |
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then_then
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Dec 4 2012, 11:10 PM
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Getting Started
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QUOTE(Pink Spider @ Dec 4 2012, 10:33 PM) Then I should get some...why nothing? Muz pay 3 months continuously only can get it.. |
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then_then
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Dec 15 2012, 05:10 PM
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Getting Started
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QUOTE(solsekuin44 @ Dec 15 2012, 03:59 PM) Paying for fuel? I pump Petron/Esso since day 1. Can I swipe OCBC (once I got it) and also use Smiles card? Yup..u can use both.. |
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then_then
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Dec 19 2012, 11:15 AM
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Getting Started
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QUOTE(shenngau @ Dec 18 2012, 10:25 PM) Anyone got the card recently? I got my card last month and today received the first statement. I got the RM50 cash rebate but there is no another RM50 waiver for Government Tax. Is this right? I thought the RM50 waiver should be separated from the cash rebate. Thanks. The rm50 will credit to u within 3rd month.. |
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then_then
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Dec 25 2012, 11:42 PM
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Getting Started
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The curve 20% dining rebate extended to feb 2013..
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then_then
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Dec 26 2012, 12:03 AM
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Getting Started
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QUOTE(zaFrOoNaLdO @ Dec 25 2012, 11:48 PM) for real? just checked website, not updated yet.. and just wondering whether we can call to ask for GST waiver?? i dint spend rm10K, but 9k only.. but considering i got the card in june/july, thats quite alot rite.. if i had it earlier, for sure ill exceed 10k.. They haven update it at website..if u get ur card at June 2012 then next year gst will charge at July 2013..if u spend 10k within tis period then no need to pay it lo.. |
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then_then
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Jan 5 2013, 11:52 PM
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Getting Started
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The luggage is first come first serve the..limited to 150 only..
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then_then
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Jan 18 2013, 11:56 AM
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Getting Started
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QUOTE(simplesmile @ Jan 18 2013, 10:21 AM) Is there anywhere I can use credit card to buy Hotlink top-up card? Go to Carrefour, giant, tesco top up then u can get 5% rebate as well.. |
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then_then
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Jan 28 2013, 11:50 AM
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Getting Started
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QUOTE(AmmoShaf @ Jan 28 2013, 10:48 AM) did u mean minimum nett salary to apply the card? because i would like to ask that too. but from what i read, minimum annual income is RM36,000 p.a. so minimum salary should be RM3000 per month. Ocbc got special requirement for fresh graduate..as long as u r below 28 years old, degree holder, no card, no loan then 2.5k salary can apply ady..90% will approve.. |
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then_then
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Jan 28 2013, 11:50 AM
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Getting Started
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QUOTE(MNet @ Jan 28 2013, 11:11 AM) New card not activate within 30 day will be canceled? No..u need to call to cancel.. |
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then_then
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Jan 28 2013, 10:37 PM
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Getting Started
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QUOTE(chiahau @ Jan 28 2013, 09:56 PM) Sure? No card is a little hard, since I practically work in a bank  100% confirmed... |
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then_then
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Jan 29 2013, 12:43 AM
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Getting Started
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QUOTE(500Kmission @ Jan 28 2013, 10:48 PM) as then_then said if graduated with salary 2.5k and no loan (i.e. minimum cash balance could be 2.2k after all deduction), i need at least 2.2k minimum cash balance to apply after all commitment deduction. do you agree? If I m not mistaken, they will count the 5% of ur total outstanding balance ( card n loan) as ur commietment..total comminetment can't exceed ur net salary 70% or 80%... |
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then_then
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Jan 30 2013, 08:51 AM
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Getting Started
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QUOTE(500Kmission @ Jan 29 2013, 09:01 PM) are you sure? i thought they take my monthly commitment as ocbc credit card bank told me car and house commitment calculation. Sorry..tat one is for cards only..tat mean they will calculate ur month housing car loan + 5% of ur cards outstanding as ur commietment..total commietment can't excess ur net income 70 or 80%... P.s: if ur card don't hv any outstanding they will take 5% of ur credit limit as ur monthly commietment as well.. |
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then_then
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Feb 1 2013, 12:43 AM
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Getting Started
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QUOTE(KTCY @ Jan 31 2013, 11:39 PM) i going KL tomorrow. Any place can get OCBC card like Maybank Card that you can walk in and get your card within an hour ? Currently ocbc don't hv this service..I though u ady get this card? |
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