Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Dec 18 2012, 12:29 PM
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#41
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Senior Member
1,573 posts Joined: Sep 2010 
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QUOTE(yong417 @ Dec 17 2012, 09:27 PM) Thanks Yup, average will be processed in 10 days. would like to do BT also~ seems like need around 10 days to process~   The main concern will be on the Aeon's cheque payment to bank, this alone will take 3-4 days. |
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Dec 18 2012, 01:02 PM
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#42
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Senior Member
1,573 posts Joined: Sep 2010
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Only house cheque will having same day clearance.
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Dec 18 2012, 03:41 PM
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#43
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(brotan @ Dec 18 2012, 02:28 PM) hi all Why desperate go to next Version? hehe...how many post then need to go to next version? |
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Dec 21 2012, 08:25 AM
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#44
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(alan0rc @ Dec 21 2012, 07:46 AM) Guys I am newbiew in BT stuff Yes, you need cc from Bank B in order to do BT.got question to ask la. If I have CC frm frm bank A want to BT to Bank B How can I do that ??? I was being that I need open CC frm Bank B hen can do BT is it true ??? pls all sifu teach me |
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Dec 21 2012, 11:05 AM
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#45
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Senior Member
1,573 posts Joined: Sep 2010
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12/13 BT form submitted by fax
12/14 No able to pickup call from Aeon 12/17 Get call from Aeon and deatils verified 12/17 BT approved at same day 12/20 Payment shown at online banking |
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Dec 21 2012, 01:22 PM
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#46
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(MGM @ Dec 21 2012, 12:15 PM) Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days. As per previous BT, usually will take 7-14 days... |
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Dec 21 2012, 03:59 PM
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#47
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(yong417 @ Dec 21 2012, 11:21 AM) payment shown on your other bank's statement? Yup, on my other bank online statement. |
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Dec 21 2012, 04:02 PM
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#48
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(owenwong84 @ Dec 21 2012, 01:02 PM) An agent told for applying BT have to ask carefully about the separate account and combine account. Pls refer to Ronnie post # 723. That is very clear explaination.Separate account is good Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest. This post has been edited by Titan_Gunners: Dec 21 2012, 04:02 PM |
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Jan 2 2013, 10:14 AM
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#49
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(shiroikun @ Jan 2 2013, 01:24 AM) Yes, I can confirm this. I printed my CCRIS report 1 month ago, all BT that created a new 16 digits account number will show on the report. This is new to me. I though all the BTs will not printed in CCRIS.Thanks for your information. |
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Jan 2 2013, 03:54 PM
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#50
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(ronnie @ Jan 2 2013, 11:13 AM) Creating BT account has its own merits... I'm not worry on CCRIS cos I pay full before the Due Date of CC/BT accounts. Maybe there will affect those want to having hire purchase loan as BT will be treat as an commitment.This will reduce the chances or the loan amount which given by banks. |
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Jan 16 2013, 08:28 AM
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#51
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Senior Member
1,573 posts Joined: Sep 2010
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My latest BT with Aeon...
01/14 BT form submitted by fax 01/15 Get call from Aeon and deatils verified ??? BT approved ??? Payment shown at online banking Lets see whether the payment can be made by this week or not. |
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Jan 16 2013, 01:20 PM
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#52
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(leafy @ Jan 16 2013, 12:35 PM) Based on my prediction..... Yup, should be ard this. Lets wait and see.   17 Jan, BT approved 25 Jan Payment shown at online banking ** not possible for Payment to be made from Aeon to another bank within this week itself based on my humble "experience"... |
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Jan 17 2013, 08:29 AM
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#53
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(jeff_v2 @ Jan 16 2013, 08:23 PM) Aeon, public or bsn offer the best BT plan? Yes, is for 0% interest for 6 months.but aeon only give for 6months Most of us only interested in 0% BT. |
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Jan 17 2013, 11:05 AM
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#54
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Senior Member
1,573 posts Joined: Sep 2010
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Comclusion: Credit card is two edge sword. You may benefit or hurt from it.
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Jan 18 2013, 11:31 AM
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#55
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(epie @ Jan 18 2013, 10:45 AM) but 1 think weird about them Not all banks will call to verify the application.they never call me to verify about the bt  so i dunno whther they received my application or not,after few days..the bt successful At least, Mbb and Cimb do not call customer to verify BT application. |
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Jan 18 2013, 11:36 AM
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#56
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(ic3johan @ Jan 18 2013, 01:18 AM) Hi read few pist already, decided narrow down to BSN or AEON for 0% balance transfer, For Aeon BT, Just wanna know few eetails. 1. Which is more efficient? In term of processing and online transaction 2. No early setlement fees? 3. Can pay just 5% minumum every month Thank you so much 1. ard 2 weeks. 2. Yes, there is but i not sure how much. 3. No, their BT is equal payment for 6 months. |
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Jan 20 2013, 12:03 PM
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#57
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Senior Member
1,573 posts Joined: Sep 2010
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Latest update:
My latest BT with Aeon... 01/14 BT form submitted by fax 01/15 Get call from Aeon and deatils verified 01/15 BT approved 01/18 Payment shown at online banking Only take 5 working days. Good job, Aeon team... |
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Jan 20 2013, 01:37 PM
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#58
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(leafy @ Jan 16 2013, 12:35 PM) Based on my prediction..... Bro, this had happen. BT completed with last week.. 17 Jan, BT approved 25 Jan Payment shown at online banking ** not possible for Payment to be made from Aeon to another bank within this week itself based on my humble "experience"...  |
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Jan 21 2013, 07:58 AM
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#59
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(MGM @ Jan 20 2013, 05:48 PM) That was fast, may I know the payment was to which bank? Ocbc. |
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Jan 23 2013, 05:22 PM
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#60
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Senior Member
1,573 posts Joined: Sep 2010
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From my latest Aeon statement, they provide RM1 = 1points for BT transaction as well.
This will be good for us to waive the GST using 10k point. |
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