halo....

yes yes, Aeon has sent in the cheque to mbb on 5 Sept and the cheque got clear by MBB on 7 Sept 2012...

call jor MBB CS, they said no more outstanding payment prior to 16 Sept and perhaps their system is slow in updating my BT...

hmmm... 

well, will try another BT this month again...

but, well done on AEON BT services... 

btw, what other bank u using for BT Sifu Titan_Gunners... ?

so far i tried Bank Islam and Public Bank, both services quite bad so end up i did not tight up with them....

Hello Titan_Gunners,
i think you already have 2 BT with AEON.
may i ask you to share if the BT is devided equally? just like PBB BT. thank you.

just to confirm.
you mean can pay 5% min from 1st to 5th month... and settle all outstanding by end of 6th month?
thanks a lot!

Tks for confirmation. Do u hv any idea tat Aeon accept BT from HongLeong bank?

ok. coz the HongLeong account is already a "BT account". thanks.

Thanks for the reply but will I get any additional charges for new credit card holder ?

Thanks for the reply, sorry I wasn't specific in my reply. My meaning is when I apply for a new credit card and I straight away do a bank transfer to it. Will there be any additional charges?

Hi Titan Gunners,

I quoted this from http://genxgenygenz.blogspot.com/2012/09/c...hs-balance.html

6. In respect of this balance transfer programme, from the first day of the seventh (7th) month from the date of the Approved Balance transaction is posted to cardmember’s CIMB Bank credit card account, CIMB Bank shall impose finance charges on the outstanding balance. And since you are a new card member having account with CIMB for less than 12 months, the interest rate shall be 18% p.a.

Does that mean there will be charges right? if yes, it defeats the purpose of having a BT already isn't it?
is it the same for all banks? as I am planning to go for a 2 years repayment.
Any bank to recommend?

Thanks in advance.

The 6-month 0% BT for CIMB New customer mean you can only do 1-time BT only, right ?

the scenario,

Bank A - oustanding 4k, cc limit 5k
Bank B - oustanding 4k, cc limit 5k
Bank C - oustanding 3k, cc limit 5k

I want to do Balance Transfer to Bank D. Is it possible? Because my cc limit is only 5k for all the banks.

i notice CIMB BT is back for 6 months 0% during their CIMB fiesta in MV last week

wow, posting in LYN also need to do homework?

still a BT programme

Hi brotan or all sifu,
Im not really clear abt this BT.
From the 1st page link given for the standard chartered bank.
I saw if i make rm3k BT then i will need to pay rm231*12mth
So total of payback is only rm2772..
Is it just that? Or there any other charges? i just dnt beleived it. BT rm3k then payback only rm2772 only in 12mth?sorry for noob q
Just worry of any other charge.

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Added on October 23, 2012, 5:53 pm

Hi, thanks for answering. If I don't have a PBB card and go and apply for one. Is there a high chance of it getting approved? With my current debts?

I see.. But I only made one time late payment. And i never missed a payment apart from that one time. I though BT is made for people who wish to consolidate their debts. If they reject when I am going to use it for BT, then? What's it for? o.O

Sorry, but u're not really answering my question I think.. Furthermore, in this case, its not as if PBB is the bank earning the interest. If i get BT from them, then only they earn $$$$..

they normally auto renew the BT plan