called Citibank this midnite ard 12am. they are offering 0.99% pa for 6 months BT for certain existing customers like myself.. hmm...

due to i wanna purchase S3 for dad for gifts...

i have somehow over-paid my Citibank... where there's a sufficient funds to purchase a S3 from Digi with cheapest plan possible..

so if i get the Digi S3 from shops witth Amex on saturday... 2nd june = new month... RM2099 + RM28 + RM50 = RM2177.

Rm2177X5 = 10885 TP + RM50 Cash rebate on sat... hmm..

then BT over to Citibank for 6 months... interest rate @ 0.45% for 6 months. *Average Calculation*

Interest rates are just a mere Rm10++

thats Interesting

Shall ask further details with Citibank later today~

Let say if I cash advance from hl bank essential credit card about 2% processing fee, and after that cover it using balance transfer 0% interest offered by pb bank, is it workable to gain lowest interest rate???

Would very appreciate some sifu here can enlightened me up

     

Since when june has 31 day?

can someone help me choose which bt to take..i have 3 cards..owing ard rm40k..

anyone got idea how fast the balance tansfer will be approved? I means how many days or working days for each bank? anyone can provided and updated in main page for reference?

BT form submitted to Aeon by fax on 30th July.
Suprisinglly, BT approved by next day, 31st July.
Payment cheque already send to bank.
Will update the payment transaction pnce confirm.

Just went CIMB Sunway.
They are giving out luggage for new card issuing.
Quite worth going for it.

All my bt will be clear by October. Just glad that it is finally over. Debts accumulated to six digits at one point. Phew.......will never get into this kind of situation again.

as long as you don't call in and request for full settlement, you'll be fine. excess money paid will only shows an extra payment made. don't worry, i'm doing this myself. paying in advance and let it deduct by it's own every month.

not exactly BT, but it's call easy payment plan from UOB. 0% interest for 6 mths with purchase over 1k.

this one only for new customer bro

i only update for existing customer ones. haha

i think its better to directly shot them the BT form instead... too bad, I do not have anything to transfer til mid of month.

the scenario,

Bank A - oustanding 4k, cc limit 5k
Bank B - oustanding 4k, cc limit 5k
Bank C - oustanding 3k, cc limit 5k

I want to do Balance Transfer to Bank D. Is it possible? Because my cc limit is only 5k for all the banks.

Hi, did aeon offer any cash back for new cc sign up? Want to get it for bt purpose. If can get the card for free is even best. Haha.. because can't find any sign up promo at their website..