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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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TSbrotan
post Jan 30 2013, 02:51 PM

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QUOTE(ic3johan @ Jan 30 2013, 02:44 PM)
brotan, thats ehat buggering me.. 1st yesr waive,

2nd year RM95, ask counter girl.. she also in the dark
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Call their cs to ask for waiver. If dont want to give, threatened terminate card

Sure waive. Lol
TSbrotan
post Jan 30 2013, 04:03 PM

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QUOTE(jep @ Jan 30 2013, 03:52 PM)
Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process?
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What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit

You will be charged normal cc rate if you can't pay in full every month
TSbrotan
post Jan 30 2013, 05:21 PM

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QUOTE(jep @ Jan 30 2013, 04:09 PM)
I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank?
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installment as in those buy big things got 0% installment?

most banks will only allow BT upon seeing the amount in your due amount of your statement

so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can't BT those amount (not yet charged to your cc)

This post has been edited by brotan: Jan 30 2013, 09:29 PM
TSbrotan
post Jan 30 2013, 09:31 PM

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QUOTE(jep @ Jan 30 2013, 05:58 PM)
I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON?
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Maybe cancellation of the installments will show all you owe in your next statement. If yes then can bt all to another bank . But normally they will charge cancellation fee but some don't

Just ask citibank lor if cancel how it is handled
TSbrotan
post Feb 4 2013, 11:34 AM

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QUOTE(shiroikun @ Feb 4 2013, 11:33 AM)
It is for new and existing card holder as well. If you are an existing card holder of Citibank, you just need to apply for additional card to enjoy this BT. OMG I had 4 Citibank CC in my pocket now!
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one question. this kind of "new" cardholder rate, is it will last forever or for limited time?
TSbrotan
post Feb 4 2013, 01:28 PM

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QUOTE(JamesPond @ Feb 4 2013, 12:57 PM)
citi is a lousy bank
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Agree tongue.gif
TSbrotan
post Feb 19 2013, 09:47 AM

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QUOTE(dopp @ Feb 19 2013, 08:24 AM)
First page rate still valid?
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Hi

most yes

but as stated, i update them periodically or if there is a feedback from forumer of updated rate. so some rate may not be valid

pls do call your bank to confirm

if there is a difference, pls update here and i will double confirm before updating them on post #1
TSbrotan
post Feb 21 2013, 07:28 PM

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QUOTE(bxblade @ Feb 21 2013, 06:47 PM)
just received email from BankIslam
----------------------------------------------------------------------------------------------------------------------
KAD-i BANK ISLAM
10:40 AM (2 minutes ago)

to me
Salam.
Terima kasih di atas kiriman emel.

Untuk makluman promosi pindahan baki telah tamat pada 31/12/2012.
Sekiranya pihak Tuan ingin meneruskan pindahan, kadar terkini adalah 17.5%.
Mohon pengesahan untuk tindakan lanjutan.

Harap maklum.

Kad-i Bank Islam I
Pusat Kad Bank Islam I Aras 24 Menara Bank Islam I No 22 Jalan Perak I 50450 Kuala Lumpur I Malaysia I
T:+603-2726 7666 I F: +603-2726 7606 I E: bankislamcard@bankislam.com.my I W: www.bankislam.com.my I
-----------------------------------------------------------------------------------------------------------------------

So whoever in-charge for this thread, please update detail for bank islam balance transfer.
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Just called them. You are right. Zero % ended

Will update later

TSbrotan
post Feb 24 2013, 04:31 PM

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updated bank islam. no more 0 % BT
TSbrotan
post Mar 5 2013, 06:28 PM

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hi all

updated BSN BT offers

looks like a lot of banks are reducing their 0% BT offering

This post has been edited by brotan: Mar 6 2013, 03:19 PM
TSbrotan
post Mar 6 2013, 10:25 AM

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QUOTE(smsbusiness2u @ Mar 6 2013, 09:57 AM)
what u trying to update?
is the BSN BT 0% still available?
pls update proper.
BSN Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy 0% interest up to 12 months. The more you transfer the more you SAVE!
BSN BALANCE TRANSFER PLANSMinimum Transfer (RM)
Plan Tenure BSN Balance Transfer Rates
(Per Month) Minimum Transfer (RM)
A  3 months  0.30%  500
B  6 months  0%  3,000
C  9 months  0.30%  1,000
D  12 months  0.30%
(0% for the last 6 months)  1,000
E  24 months  0.375%
(0% for the last 12 months)  1,000
F  36 months  0.375%  2,000

http://www.mybsn.com.my/content.xhtml?contentId=136
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pls check post #1. bsn updated
TSbrotan
post Mar 6 2013, 11:14 AM

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QUOTE(smsbusiness2u @ Mar 6 2013, 11:08 AM)
u should let people know where u updated. pls post properly
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lol. i don't want to comment on your comments
TSbrotan
post Mar 7 2013, 09:59 AM

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updated Ambank. just change the min BT amount

smsbusiness2u Just for you only. It is on post #1

This post has been edited by brotan: Mar 7 2013, 10:00 AM
TSbrotan
post Mar 7 2013, 03:53 PM

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QUOTE(blur_goofy @ Mar 7 2013, 02:17 PM)
hi sifus,

need help. what is the best package offered now? lookin for overall lowest fee and interest rate.

thanks
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pls refer post #1 on pg #1

everything there. do note that some info maybe outdated, so pls double check with the banks before commiting to anything

and do update here if the info posted is not correct from current perspective
TSbrotan
post Mar 8 2013, 10:36 AM

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QUOTE(bxblade @ Mar 8 2013, 02:41 AM)
all bank starting to reduce the time of repayment for 0% BT and increase the amount of transfer required to do BT...

Start to cut out my CC which useless now like BSN & Bank Islam tongue.gif But gonna wait until fully paid all BT amount  >:P
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by the time you want to cut your card, they will reinstated the 0% BT. haha
TSbrotan
post Mar 8 2013, 11:36 AM

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QUOTE(Gen-X @ Mar 8 2013, 11:33 AM)
I have been spending a bit too much last 2 months; and therefore decided I should opt for 0% Balance Transfer Plan once again and earn myself a few hundred ringgit by depositing the money to be used to pay my credit card bills into a interest bearing account.  So I did a 0% 6 Months Balance Transfer with RHB Bank. The RHB 0% BT will expired on 31 March 2013. If you go to RHB's website and click on download application form, you will see that there is no 0% BT on the form. What you need to do is call their Customer Service and have them either fax or email to you the 0% BT Application Form.

And for those of you who are new to Balance Transfer, click on below link to read my article published in 2012. It will give you some idea on BT and which banks you should avoid.

http://generationsxyz.blogspot.com/2012/03...-2012-gone.html
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hi bro

long time no see

is the RHB still got 0% but need to call or completely no more?
TSbrotan
post Mar 8 2013, 11:44 AM

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QUOTE(Gen-X @ Mar 8 2013, 11:39 AM)
Hi Bro, as I mentioned, RHB 0% 6 Month BT Plan expire on 31 March 2013.
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ok. but normally they will auto renew the plan for a while then change again

let's see how it goes
TSbrotan
post Mar 18 2013, 09:49 AM

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QUOTE(Titan_Gunners @ Mar 18 2013, 08:15 AM)
Yup, this is what i inform previouslly, but many have doubt on this... sweat.gif
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if converting the points to cash voucher, what's the rough rate?
TSbrotan
post Mar 18 2013, 10:26 AM

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QUOTE(ronnie @ Mar 18 2013, 10:16 AM)
Check out the AEON thread for more details
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min 0.25%. not bad lah. haha
TSbrotan
post Mar 30 2013, 06:53 PM

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QUOTE(budak nakal @ Mar 30 2013, 05:39 PM)
Bank Islam BT promotion is coming back......biggrin.gif

http://www.bankislam.com.my/Documents/BALA...ANSFER_FORM.pdf
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Thanks for the info

Updated post #1

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