Balance Transfer (BT) Plans V2

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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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ronnie	May 16 2014, 11:17 AM Return to original view \| Post #141
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Some info for AEON Balance Transfer 1. Minimum amount to be transferred per bank = RM100 2. Minimum total amount to be transferred = RM1000 (i.e. Bank A : RM400, Bank B : RM600 is allowed) This post has been edited by ronnie: May 16 2014, 11:17 AM
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ronnie	May 19 2014, 12:27 PM Return to original view \| Post #142
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(Dannyl @ May 19 2014, 10:17 AM) For BT, they will ask for statement of card to BT from, right? Can I just print out the card details from online banking instead, with details such as my name, outstanding amount, card number, etc? Planning to BT to RHB and BSN. Thanks. Those print out are acceptable... you can also add the paper statement as supporting as well.
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ronnie	May 20 2014, 08:59 AM Return to original view \| Post #143
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(vincentwmh @ May 19 2014, 05:36 PM) DA - Direct Access CC from CIMB bank now. last time it was issued by Southern Bank. It was one of the very rare free-for-life card issued back then. Direct Access was the first to introduce "free-for-life" CC
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ronnie	May 23 2014, 02:41 PM Return to original view \| Post #144
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Do we need to attach the CC statement with PBB Balance Transfer form ? From the application form, it didn't require it.
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ronnie	May 24 2014, 10:31 AM Return to original view \| Post #145
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(leo_kiatez @ May 23 2014, 05:30 PM) No need. You are free to go with just BT form!! Basically you can put any amount then ?
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ronnie	Jun 17 2014, 10:40 PM Return to original view \| Post #146
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(bee993 @ Jun 17 2014, 05:50 PM) Apply 9 june ..received sms approval 10 june. But havent see any payment made to mine mbb2. Shud I call to enquire? Due date nearing d. Are we suppose to know which bank you did the BT with ?
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ronnie	Jun 17 2014, 11:14 PM Return to original view \| Post #147
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(bee993 @ Jun 17 2014, 11:04 PM) Aeon. Receive 1st aeon statement. ..and with it the 1st installmwnt of BT ..lol.... Card approved 5th june if I not wrong. Apply bt 9june. Approved 10 june. Till today not yet paid to mbb but statement come for 1st installment to BT.lolx. AEON sends a cheque to Maybank for payment.... Approved on 10 June [ASSUMPTION] Cheque prepared on 11 June [ASSUMPTION] Cheque send on 12 June So we can "assume" payment should complete by this week, if you are lucky
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ronnie	Jun 19 2014, 08:21 AM Return to original view \| Post #148
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Another AEON BT application 17 June : Send BT application by email (each card amount <RM1000, but total >RM1000) 18 June : Verification Call 19 June : Posted under Unbilled Transactions on 18 June ?? June : Approval SMS received ?? June : Payment by cheque to other banks This post has been edited by ronnie: Jun 19 2014, 08:22 AM
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ronnie	Jun 19 2014, 08:30 AM Return to original view \| Post #149
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Public Bank BT application 17 June : Send BT application by email 19 June : Posted under Unbilled Transactions on 18 June 20 June : Payment to other banks via IBG Took 5 working days only to complete Now to pay the installment This post has been edited by ronnie: Jun 22 2014, 10:52 AM
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ronnie	Jun 19 2014, 11:01 AM Return to original view \| Post #150
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(bearbear @ Jun 19 2014, 10:58 AM) Guys for RHB I want to fully utilize it before 30th, so the limit depend on (a) Available Limit MYR OR (b) Available Credit MYR My available credit is more than available credit. I would assume (b) Current Available CL (taking into account transactions have posted/unbilled)
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ronnie	Jun 19 2014, 10:33 PM Return to original view \| Post #151
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
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ronnie	Jun 22 2014, 10:52 AM Return to original view \| Post #152
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Public Bank BT application 17 June : Send BT application by email [custsvc@publicbank.com.my] 19 June : Posted under Unbilled Transactions on 18 June 20 June : Payment to other banks via IBG Took 5 working days only to complete Now to pay the installment This post has been edited by ronnie: Jun 22 2014, 10:52 AM
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ronnie	Jun 25 2014, 01:44 PM Return to original view \| Post #153
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	Just to add... the CC Statement is used for a few verification by AEON BT 1. Name on the Statement must be your name 2. CC number must be same as application form 3. Amount on the statement (cannot exceed statement amount)
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ronnie	Jun 25 2014, 01:55 PM Return to original view \| Post #154
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(zr125 @ Jun 25 2014, 01:48 PM) What if we use the same statement twice to apply for 2 BT? May not allowed... if the officer had seen the same statement before. You may allow to use previous month's PDF/paper CC statement to support the current Statement (i.e. print from Online Banking portal, not PDF)
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ronnie	Jun 25 2014, 11:58 PM Return to original view \| Post #155
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(Jason @ Jun 25 2014, 11:46 PM) Just curious, is there an early termination fee levied on BT on AEON? E.g. Outstanding RM5000 @ AEON that is going to be billed RM1000 per month for the next 5 months, but I paid full RM5000 to AEON this month on top of whatever expenses @ AEON. Reading the T&C, no early termination was mentioned EDIT: And more importantly, will I still earn the points? What's the point to settle early ??? Put the RM5000 in 1-month FD lah This post has been edited by ronnie: Jun 25 2014, 11:58 PM
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ronnie	Jun 26 2014, 10:20 AM Return to original view \| Post #156
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(Jason @ Jun 26 2014, 10:16 AM) Who said anything about paying in full early with my money. BT lumpsum from Public Bank to AEON. e.g. RM6k And Re-BT the Public Bank monthly outstanding to AEON Clearly some people lack imagination and I've said too much. You didn't share your "better" plan... so can't blame people to "assume" your money is used. Use the bank's money to have better cashflow is ideal.
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ronnie	Jun 26 2014, 03:15 PM Return to original view \| Post #157
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(millenniummonkey @ Jun 26 2014, 02:35 PM) I do BT a lumpsum RM5k (so called payment in advance) from AEON to PBB to get the RM238 part of the RM388 online campaign. Den I BT back the PBB monthly installment back to AEON. Can free up the cashflow but pnly temporary as one need to payback sooner or later and therefore, one need to control the usage else sure die hard later on... The PBB BT plan to get the RM238 is 12-month with interest, right ?
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ronnie	Jul 16 2014, 11:40 PM Return to original view \| Post #158
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(tbheng @ Jul 16 2014, 11:24 PM) AEON is getting super fast in BT processing...Just ONE working day. I know why... cos you are regular BT applicant. They only need to check the 80% limit only... the rest is same-same
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ronnie

Jul 17 2014, 01:19 PM

Return to original view | Post #159

Not enough stars

All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur

AEON BT Process VIII

16 Jul 11:07am	Submitted BT form via email
17 Jul 11:47am	Received verification call
17 Jul 10pm	Updated under Unbilled Transactions

Again no SMS received....

PBB BT Process II

16 Jul 08:48am	Submitted BT form via email
18 Jul	PBB BT Approved
18 Jul	PBB Installment #1 posted

This post has been edited by ronnie: Jul 20 2014, 11:23 PM

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ronnie	Jul 17 2014, 10:40 PM Return to original view \| Post #160
Not enough stars All Stars 21,308 posts Joined: Jan 2003 From: Kuala Lumpur	I'm surprised I didn't get SMS Approval from AEON BT... second time running. My CL is running low.... hahahaha This post has been edited by ronnie: Jul 17 2014, 10:41 PM
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