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 Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard

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TSGen-X
post Jul 3 2012, 10:13 AM

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QUOTE(SubKi||er @ Jul 3 2012, 09:59 AM)
Wanna ask you guys is there anyway to apply for the card online?
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Yes - read first page for the email address.
TSGen-X
post Jul 3 2012, 05:20 PM

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QUOTE(Dannyl @ Jul 3 2012, 04:32 PM)
My Amex has some outstanding amount and I noticed there's an automatic payment done from my savings account, but credited back again.  What's happening?

user posted image
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this is not so good. Unlike the other guy who reported where he failed to make payment, yours MBB suka suka debit and credit?


QUOTE(normaron @ Jul 3 2012, 04:41 PM)
is there anyways I can pay my TNB bills with my Amex card?
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yes, up to RM3K with AMEX Express Autopay

http://www.americanexpress.com.my/amx_info...-OffersServices

TSGen-X
post Jul 4 2012, 09:28 AM

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QUOTE(MeToo @ Jul 4 2012, 01:56 AM)
Just a quick question... before I apply for this card tomorrow..

1. The Amex 5x TP and 5% off on weekends is permanent and not some short term promo right?

2. When we sign up, the first year GST of RM50 for Principal and RM25 for supp will have to be paid no matter what, no way to avoid?

Cheers!
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For those of you who are not currently a Maybank credit cardholder, fast fast go apply for the Maybankard 2 Cards and earn yourself RM100 Bonus.

Click below link to my blog for more info:

American Express 20% Cash Back and RM100 Bonus for New Approved Maybankard 2 Cards
TSGen-X
post Jul 4 2012, 03:47 PM

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QUOTE(bearbear @ Jul 4 2012, 10:49 AM)
anyone tried booking hotel with agoda via amex?6% discount is direct or only when the bill come?

Example

Room rate Rm250
Tax and etc Rm40

Say i book 2 nights, it will be (500*0.94)+RM40 = RM510 Nett.

Correct?
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The 6% discount with Maybankard is for Visa and MasterCard Only. You pay with your AMEX, not only do you need to pay higher conversion rate (2.5% + 0.5%) BUT may or may not get 5% cash back if you book on Saturday because the online server may be in a different time zone.

This post has been edited by Gen-X: Jul 4 2012, 03:48 PM
TSGen-X
post Jul 4 2012, 04:29 PM

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QUOTE(gerrardling @ Jul 4 2012, 04:22 PM)
best one is using your VI to book. 5x TP + 6% discount.
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yah, zenquix memtioned about this combination too sometime ago smile.gif

and yah that's what I did when I book my Chevron Towers Hotel Gold Coast the last time thru agoda link at MBB website smile.gif

Not only I earn 5XTP with the VI but the conversion rate is better than AMEX (and most other non MBB cards)

But I found it cheaper to book for my "long" stay at Space Hotel Melbourne directly with them. Of course I paid with my MBB VI smile.gif

This post has been edited by Gen-X: Jul 4 2012, 04:39 PM
TSGen-X
post Jul 4 2012, 11:50 PM

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QUOTE(debbieyss @ Jul 4 2012, 11:45 PM)
Been charged for late payment fees for both cards, for consecutive 2 months... sad.gif

How do you guys manage to pay credit card bill on time?
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pay earlier tongue.gif
TSGen-X
post Jul 5 2012, 11:35 PM

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QUOTE(xixo_12 @ Jul 5 2012, 07:53 PM)
just want to knw if someone did this b4, planning to swipe on retail purchasing, 1.5k on price, but i want to pay cash 1k, n another 500 i swipe my cc, and to maximise 50 rebate, another 500 will come frm another expenditure, question is, does we hv right to swipe 500, and pay cash for remaining,
Sory if sound really like stupid question
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Most merchants would be pleased to receive cash. should not a problem with most merchant. Not only that, you can also swipe with different cards to maximize cash back and same time get freebies. Example, say you goto a particular mall, spend RM300 MasterCard will get you a fee gift and you want to purchase something at RM1500. You can swipe RM300 with MasterCard to get the free gift and the balance with MBB2 AMEX to earn 5X TP smile.gif

I have even paid for items where the bill was split and paid with my wife and my MBB 2 AMEX so both can get 5% cash back smile.gif

This post has been edited by Gen-X: Jul 5 2012, 11:36 PM
TSGen-X
post Jul 8 2012, 01:06 AM

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QUOTE(charymsylyn @ Jul 8 2012, 12:26 AM)
Err, not sure if the CS told you wrongly or you understood wrongly. The CL is not shared between Islamic and conventional cards for any bank. Your statement should show separate CL figures for the Ikhwan and MBB2 cards. This flows with your story of your MBB2 cards having RM2K limit, which taken alone, no bank will offer such low limits based on minimum salary requirement in MY.
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Most probably he/she understood wrongly and is not familiar with the term "combined" or "shared" credit limit when he used the term.
TSGen-X
post Jul 8 2012, 03:47 PM

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QUOTE(xDjWanNabex @ Jul 8 2012, 01:41 PM)
Gen-X, i just got my cards yesterday after going to the treatsfair(on the spot). Could not be bothered to wait for maybank bangsar anymore.

Just wanted to find out how do i know if im illegible for the Bonus offer of RM100 to New Approved Applicants for the Maybankard 2 Cards.
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The campaign for the RM100 Bonus for new Maybankard 2 Cards holders are for those who got their MBB 2 Cards starting 2 July and one the condition is that you must be new customer i.e. not a current maybankard holder.And of course you need to be the first 3390 applicants.

The T&C also states:

RM100 Cash Back as a Welcome Bonus2 with your Maybankard 2 American Express®Credit Card when you swipe an accumulative amount of RM800 within 60 days from card approval.

The tracking of the eligible spending shall be based on posting dates RM100 cash back will be awarded on a first-come-first-served basis.

For more info : http://www.maybank2u.com.my/WebBank/20cashB020712.pdf

Also call up CS and ask if you have further queries.

So if you really want to increase your chances of wining the RM100 bonus, go swipe RM800 today. Wait, better 12.01am go swipe RM2K and win the RM100 bonus and 20% (max) RM400 cash back tongue.gif

This post has been edited by Gen-X: Jul 8 2012, 03:49 PM
TSGen-X
post Jul 8 2012, 03:50 PM

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QUOTE(xDjWanNabex @ Jul 8 2012, 03:49 PM)
I thought its maybank crecit card holder, not account holder right?
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maybankard mean maybank credit and debit card holders lah. But for the campaign, it excludes debit cards.

This post has been edited by Gen-X: Jul 8 2012, 03:53 PM
TSGen-X
post Jul 8 2012, 06:28 PM

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QUOTE(alvinlim84 @ Jul 8 2012, 04:06 PM)
So nice.. 20% cash back is awesome for new applicant. Too bad I am existing user since one year ago sad.gif
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Bro, the RM100 Bonus is for new applicants BUT the 20% cash back is opened to all existing and new AMEX cardholders.
TSGen-X
post Jul 9 2012, 04:57 PM

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QUOTE(bxblade @ Jul 9 2012, 04:46 PM)
really?
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really, that is if you are the first 100 person to swipe RM2K early in the week tongue.gif

Click here to read it at my blog - 20% Cash Back with Amex and RM100 Bonus for New Applicants.

This post has been edited by Gen-X: Jul 9 2012, 04:57 PM
TSGen-X
post Jul 9 2012, 11:39 PM

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QUOTE(JonnY @ Jul 9 2012, 09:36 PM)
If want to exchange TP to cash voucher, lets say parkson, where should I go to get the voucher?
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goto MBB website --> Promotions --> Treats Points ---> Search By Category --> Shopping Vocuher --> On The Spot

Or click below

https://www.maybankard.net.my/catalogue.php?prodid=89

if it states On The Spot Outlet - you can redeem your TP at the outlet itself.

TSGen-X
post Jul 10 2012, 01:11 AM

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QUOTE(vaanwarrior @ Jul 10 2012, 12:58 AM)
I've received a sms from MBB telling me that my application has been approved since last week.. but until today I still haven't receive any call, email or even a letter that inform me where or when I can obtain cards... who should I contact??
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allow 3-4 working days from the day you receive the SMS for your card to be delivered. by the 5th day if you have yet to receive it, call CS. Actually, you can call CS now and ask them if the card has been sent out and to where.
TSGen-X
post Jul 12 2012, 11:04 PM

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QUOTE(Titan_Gunners @ Jul 12 2012, 03:56 PM)
Tones of ppl still thinking to get high level card to show their class. notworthy.gif
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Agree with you, it has nothing to do with class or status, it purely shiok sendiri, hahaha.

QUOTE(fly126 @ Jul 12 2012, 09:00 PM)
Now all the CC just same...lah, Difference is CL only...  wink.gif
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This I don't agree. If all CC same, why you get MBB 2 Cards and not MBf card?
TSGen-X
post Jul 13 2012, 03:02 PM

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QUOTE(asiatrader98 @ Jul 13 2012, 11:56 AM)
i call customer service just now he told me my application "resigned" with no reason but why resign not "rejected"

they call me & offer the 2 cards to me but resigned now vmad.gif

no choice have to kept my exiting CIMB Direct Access Platinum card with the RM48k credit limit who send me the new card last week

mad.gif i am just apply the gold MBB x 2 , but I got my OCBC Titanium card last week but very low credit limit compare to my  CIMB Direct Access Platinum card &  UOB Preferred Platinum Card.......I just want to hold 2 cards.....shall I give up the UOB Preferred Platinum Card or CIMB Direct Access Platinum card ?

Shall I re-apply again or appeal.....but the way they do just like the citibank last time rejected my application then later send me the Platinum cards to offer me a few times but I never accept it again........... rclxub.gif   maybe my com income  too volatile every year
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Did you know that UOB now has a ridiculous auto waiver condition for their credit cards?. If you don't mind calling UOB every year for annual fee, then ok loh.

As for CIMB, you can use the points for on the spot redemption.

As for OCBC TMC, with 5% cash back you only need RM1K spending to hit max cash back of RM50. Who needs high CL?

As for MBB 2 Cards, did they ask for proof of income and make you declare your loans? If you know the reason why it was not approved, easier to appeal.

This post has been edited by Gen-X: Jul 13 2012, 03:04 PM
TSGen-X
post Jul 13 2012, 09:03 PM

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QUOTE(gerrardling @ Jul 13 2012, 09:22 AM)
mbf card is not good ?
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Bro, did you notice that there is no thread on Mbf cards tongue.gif

well, for those without AmBank CC, actually if you got MbF card now, keep it as it going to be taken over by AmBank


QUOTE(asiatrader98 @ Jul 13 2012, 07:19 PM)
I think even the officer told me no reason,  my MBB 2 cards can't get approval either because of my current income (mainly is commission), esp the last 3 months very poor & currently moving to another firm to work....or my housing loan is about RM2k per month, a bit high compare to my last 3 month commission.....but I sold my old hse to buy the new house only 2 years I ady settled 75% of the loan but they didn't bother about this, what they want is : current 3 months salary/commission

I think I will re-apply it again a few month later after I moved to new firm & everything esp the  current 3 months salary/commission is stable.........

currently, I may apply or downgrade to UOB One card or Hong Leong Mach or Alliance You:Nique.......I like cashback & also points to settle the GST............still better than the current 2 cards I have ....... cry.gif
Gen-X expert ...what do you think about UOB One card or Hong Leong Mach or Alliance You:Nique....even they may not as good as OCBC TMC but my average spending is about RM2k.....I need another cashback card now....TQ
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Bro, I guess it is because of your last 3 months income. MBB nowadays kind of strict. Wait till your income increase then go apply again.

As for which card is good, bro, you are trader lah, should be good in numbers, go compare yourself tongue.gif
I did mention about Alliance You:nique versus Alliance Classic in my article Entry Level Credit Cards - Which Is Best For You?

Aiyoh, why you never read my article on UOB One Card Review. Yes SMART$ Cash is applicable for all UOB credit cards.

But if you want to know if the MACH is any good, check out my blog (or look out at MACH Thread) tomorrow or Monday latest. Still drafting now and touching up tables.

This post has been edited by Gen-X: Jul 13 2012, 09:06 PM
TSGen-X
post Jul 13 2012, 10:20 PM

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QUOTE(yflai1 @ Jul 13 2012, 09:29 PM)
Yay yay! ...new article...but boooo to the banks' marketing people, no exciting new card to fight MBB2 and Titanium and some say UOB One card. Of course I did not mention the rest of the Infinite cards but that's another level.
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Most of us the major expenses we cannot really control is Petrol. I doubt we will get other banks offering 5% cash back for petrol anytime soon. So looks like the Free For Life MBB and OCBC TMC Free For Life with 12 swipes and also Cash Bonus will be with us for a long time.

Oh yes, I just published by article Mach by Hong Leong Bank for GenY - First Look

QUOTE(jasonlcy @ Jul 13 2012, 10:09 PM)
Just a quick question guys:

Any of you redeemed stuff using the accumulated Treatspoints before? On the redemption form it says "Note: Redemption is not applicable to American Express Charge Cards."

I am very puzzled then, as I have 30k points from AMEX and if I can't use it to redeem stuff then where can I use it?
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Please note for AMEX Charge Card, the reward points is Membership Reward (MR) and not Treats Points. MR better as can redeem 200 MR = RM1 cash back smile.gif

For Maybankard 2 Card - you earn Treats Points. ALL Maybankard earns Treats Points.
TSGen-X
post Jul 14 2012, 10:23 PM

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QUOTE(JonnY @ Jul 14 2012, 09:35 PM)
His situation is same as mine when I received my MBB2 card. You need to call CS or go to branch to activate it because you received the card through poslaju.

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Unless MBB change their policy recently, all my cards from MBB cards including Supps are via Post Laju and no need to call to activate and can be used immediately. And yes, it does have the red sticker asking me to call to activate. Like Human Nature said, no harm calling CS to activate because it is good also to ask when is your Statement Date so you can plan your purchases biggrin.gif
TSGen-X
post Jul 15 2012, 10:05 AM

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QUOTE(Goodygod @ Jul 15 2012, 09:26 AM)
digi included??
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For Ezy Pay, most Maybankard credit cards are entitled to 5X Ezy Pay until 31 October 2012.

Click here to my post on 5X TP with Maybank Credit Card Ezy Pay where I have a link to MBB website and from there you can click on the Participating Merchant. The thing is it does not list DiGi Telecommunication rclxub.gif

On the other hand, the odd thing is for AMEX 0% Ezy Pay, where our MBB 2 AMEX earns us 5X TP, it does state DiGi Telecommunication biggrin.gif

This post has been edited by Gen-X: Jul 15 2012, 10:06 AM

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