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 Zeva suites @ Seri Kembangan, by Trinity Group

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oldsilver
post Jul 10 2012, 04:24 PM

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QUOTE(dddddd @ Jul 10 2012, 04:23 PM)
+1
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+10000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
oldsilver
post Jul 10 2012, 04:27 PM

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QUOTE(paklim @ Jul 10 2012, 04:26 PM)
it's like ppl on the street telling u that your wife is not pretty.
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Well described. rclxms.gif
oldsilver
post Jul 10 2012, 04:49 PM

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cat + siakap (kind of fish) = perfect match.
oldsilver
post Jul 10 2012, 05:19 PM

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Regarding to the lease period. Anyone can cheer me up a bit? Or I just worried too much?
oldsilver
post Jul 10 2012, 07:34 PM

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Anyone interested in create and administer a Facebook page ah? tongue.gif
oldsilver
post Jul 10 2012, 07:41 PM

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QUOTE(Lio85 @ Jul 10 2012, 07:34 PM)
To clarify to you all, so far HLB max margin can goes to 85%, quota still have a lot. Why these happen is mainly due to bank side realized there are rebate of 5% on downpayment. But if insist propose 90%, possible too. Provide if you are HLB existing customer with plenty of FD in order to secure bank risk, but subject to approval ya~cheers
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Hi Lio85, May I know if it will affect the one who got approved margin of 90% earlier? LO signed but loan agreement pending.
oldsilver
post Jul 10 2012, 09:59 PM

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QUOTE(siakap5 @ Jul 10 2012, 09:48 PM)
Added on July 10, 2012, 9:52 pmWow this comments look like 2 nd to none. Sure one horse back. Good la. I miss the boat i guess.
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Siakap....u are back!!!Swim where just now? No miss la, if wan always can give up your M Suite for this ma, or can buy 2 altogether, you are always welcome.
oldsilver
post Jul 11 2012, 08:44 AM

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QUOTE(Lio85 @ Jul 11 2012, 01:26 AM)
Nope. It wont, once the banker said its approved @ 90%, meanwhile you had viewed the LO is 90%. Then that one is finalized one. Bank wont call back the 5%~ Dont worries~
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Glad to hear that. Thanks.

Added on July 11, 2012, 8:48 am
QUOTE(happy_gal @ Jul 11 2012, 12:11 AM)
Can't sleep now keep thinking of the letter of offer.. How many of u have not received d lo from banks but the time to pay Downpayment is up?..

I've paid the Downpayment last sat but till now the bank sa keep telling me lo will b ready ok ok ok .. But it's all white lies .. Say call me bak but never calls..

How to settle this .. Haih .. Not one bank wor
2 banks also same Like tht..
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No worries, some of them tends to not replay call/sms on time. They will sure get back to you few days after. Like my case, suppose to call back on last Thursday, ended up yesterday noon only call. sweat.gif

This post has been edited by oldsilver: Jul 11 2012, 08:48 AM
oldsilver
post Jul 11 2012, 10:11 AM

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QUOTE(investgal @ Jul 11 2012, 09:57 AM)

while ppl pm him, he comment here "oops got ppl pm"..  blush.gif  dun know what he thinking 1. luckily i didnt pm him.

Added on July 11, 2012, 10:02 am

i sms banker every morning...  icon_rolleyes.gif
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He tried to fishing here then somehow a fish did caught the bait. rclxm9.gif

I think he is trying to say the developer will use cement sand brick instead of clay brick as to cut cost hmm.gif

I sms and call every night. thumbup.gif

oldsilver
post Jul 11 2012, 10:30 AM

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Speaking about the foundation, does anyone know what the land used to be?
oldsilver
post Jul 11 2012, 11:05 AM

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QUOTE(investgal @ Jul 11 2012, 10:44 AM)
Trinity plans to launch 3 new projects worth RM640m

http://www.trinitygroup.com.my/latestOngoi...0May%202012.jpg
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I think the futsal land will be included as well. hmm.gif
oldsilver
post Jul 11 2012, 11:12 AM

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QUOTE(paklim @ Jul 11 2012, 11:05 AM)
very sad la, they only confirm now.

sigh, ady sign with another bank.  doh.gif
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I wonder what will happen if we "unsigned" it? laugh.gif
oldsilver
post Jul 11 2012, 11:36 AM

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QUOTE(investgal @ Jul 11 2012, 11:33 AM)
i not planning unsigned lor.. u will ar..?
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Nope, just curious. Did you buy MRTA?
oldsilver
post Jul 11 2012, 11:47 AM

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QUOTE(investgal @ Jul 11 2012, 11:42 AM)
no oh... u got buy?
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I want to buy MLTA but then the guy still haven't send me the quotation. Buy now while still young, the older you get the more expensive for ML/MRTA.

Added on July 11, 2012, 11:51 am
QUOTE(investgal @ Jul 11 2012, 11:45 AM)
let's say loan 300k from bank, if x 0.1% gap (BLR-2.4% compare to BLR-2.3%) shd be RM300 extra per year..?
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Should be RM1,467 - RM1,485 = RM18 per month = RM216 per year. (based on 30 years)

Added on July 11, 2012, 11:57 am
QUOTE(paklim @ Jul 11 2012, 11:43 AM)
i think only one bank imposed MRTA. correct me if i m wrong

for 10 years, my MRTA is only about 3k plus. so since i got not much choice, i took the offer.

either this or pay upfront 10% and take HLB offer. i dont mind paying more but unlucky me hlb only offer me BLR-2.3.
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How long you will hold / settle your loan? If more than 10 years then if something happen on the 9th year (example only laugh.gif ), MRTA will only cover the remaining 1 year for you. This is based on my understanding, correct me if I'm wrong.

This post has been edited by oldsilver: Jul 11 2012, 11:57 AM
oldsilver
post Jul 11 2012, 01:48 PM

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QUOTE(iamanangel @ Jul 11 2012, 01:39 PM)
Bro..
From my understanding, if anything happened on the 9th year, it is covered. It just settles the balance of the sum.
It just that if anything happened in 11th year.. there is no coverage.

Others,

Pls correct me if i am wrong
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I've recently came across an article, let me share it here. It is about MRTA coverage.
http://www.horlic.com/my-biggest-mistake-about-mrta/
oldsilver
post Jul 12 2012, 03:00 PM

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QUOTE(zeva.equinesouth @ Jul 12 2012, 02:48 PM)
Guys, I had helped to create FB pages... anyone willing to take lead to administer it? Else the info might outdated tongue.gif
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Nice..but how to join ah? Not really know how to use Facebook. tongue.gif
oldsilver
post Jul 12 2012, 03:02 PM

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QUOTE(Wk24 @ Jul 12 2012, 02:55 PM)
all daigor, daijie here... Would like to know your opinion how you find below sentence stated in bank's LO.. after reading for few times, not really comfortable with it.. sad.gif

"please note that your acceptance of this letter of offer will also signify your consent to us to debit your account with all charges, costs, and incidental expenses in connection with the perfection of legal documentation for the facility"
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Is this the standing instruction to debit from your account to bank for the monthly repayment? hmm.gif
oldsilver
post Jul 12 2012, 03:39 PM

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QUOTE(Wk24 @ Jul 12 2012, 03:05 PM)
i asked them, they said is those stamp duty or etc charges for the loan agreement.
but i myself very not comfortable with the "all charges/incidental expenses" they stated there...

oops, am the first one who liked the page. tongue.gif
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Can you transfer most of the money out? If it is empty then should be safe. tongue.gif
oldsilver
post Jul 12 2012, 04:58 PM

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QUOTE(Wk24 @ Jul 12 2012, 04:42 PM)
LOL, i like your reply. XD but later they serve me a legal letter if nothing to debit.  tongue.gif
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Check if there are any clauses on "Cannot transfer money out else face prosecution". icon_idea.gif

Disclaimer: I shall not bear any responsibility in the event of any legal action taken against this idea.
oldsilver
post Jul 12 2012, 07:17 PM

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QUOTE(Wk24 @ Jul 12 2012, 05:46 PM)
I din finance the loan agreement fee. hmm... not saying they will debit it for loan agreement. they just put there all charges & etc, so wa pun tak tahu it's for what charges actually. thats why very uncomfortable w that clause..

Added on July 12, 2012, 5:50 pm

LOL. later LO not state but loan agreement does, how?  tongue.gif
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What bank is that? Just found out my LO got that clause too.
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