whats the best for a newly wed couple, looking for a new insurance plan that can cover accidents & pregnancy?

try tis?....hope the answer to your question can be found there
insurance for pregnant topic
https://forum.lowyat.net/topic/2580239/all

Hi All, I'm pretty noob about insurance so thought I'd ask here.

Basically, I'm looking to get life insurance (still debating between whole life vs term) primarily as risk management. If term, I'm looking at a tenure or ~20-30 years.

My insurance agent is trying to get me to buy ILP. I'm wondering if there is insurance w/o ILP and what the price different would be.

Coverage on death / TPD, I'm looking at around 1 Mil but can consider higher depending on premiums. Basically, I'm looking to find out how much plans would be with no surrender / cash value.

Hey guys,

my sister bought a PrudentialBSN Takaful Medical Card on Year2007,

Below are the details of benefits :
[attachmentid=9496316]

Questions,

Should her surrender the current plan and change to this > PRUvalue med (buy new) instead?

Ermm..

Not intend to switch product,

But wanted to switch from PruBSN to Prudential.. 

The guy told me PRUvalue med is just a purely medical card?
I thought it supposedly cover the Death & TPD and CI and also Investment Link ? 

[attachmentid=9518181]

which mean the Life and CI Accident riders can add-on to the medical card ?
the so call insurance guy. 

I having the PruBSN Medical Card with riders attached I believe,

You may refer to my previous reply.

Reason why I wanna switch is because the guy told me the medical card coverage no longer able to cope for the future medical cost woh... 

FYI, This year onward I need to pay RM135+ monthly for the PruBSN Medical card..