All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome
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 Jun 3 2017, 10:12 PM
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#1
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Junior Member
489 posts Joined: Jun 2009 
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Under investment link medical insurance plan, portion of the premium wil be allocated to investment namely, unit trust.
But i dont understand 1) what is the difference btwn Unit trust fund under Basic, and Investment tag. 2) if i pay more than the required premium, the extra $$ will goes to investment or medical insurance? Confused 🤔 |
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Jun 13 2017, 05:12 PM
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#2
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Junior Member
489 posts Joined: Jun 2009
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QUOTE(lifebalance @ Jun 4 2017, 02:30 PM) To put it simple. well this is my case, I opt for Prudential investment link insurance plan.You have RM100, and you bought an insurance Out of RM100 60% goes to Cost of Insurance, Commission, Management Fee 40% goes to your investment in purchasing units within the Fund However, you have an option to put into a "saver" account where this money will goes 97% to your investment.  my monthly premium is RM265, but i choose to pay RM300... extra 35MYR. I wonder where the extra monies goes, go to investment or medical protection or......??  One more thing i dont understand.... abt investment linked insurance. I mean when i look my investment statement, i noticed the investment account is divided into Basic unit as well Protection unit. Mind to explain a little bit the difference btwn them? |
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Jan 30 2020, 02:37 PM
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#3
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Junior Member
489 posts Joined: Jun 2009
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few weeks ago read an news regarding increasing of insurance premium, wonder whats prudential takes on this
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Jan 30 2020, 05:59 PM
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#4
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Junior Member
489 posts Joined: Jun 2009
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QUOTE(roystevenung @ Jan 30 2020, 03:11 PM) Sabar bang sabar, no news yet and I not planning to poke the hornet's nest, so to speak 😝 opsss |
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