Hi Prudential Agent,
For scenario below,

"A" the insured bought Life -100k, CI -100k & PruPayor

If "A" fall into CI, Prudential pay CI benefit of 100k, on the same time Life sum assured reduce to "0".

Questions:
(1) Will this policy to be terminated? (as my limited understanding, it suppose not to terminate since cash value is yet withdraw)
(2) PruPayor will continuing pay for premium until the insured up to age of 100 or death, which ever occur first?

Thank you in advance.

Regards
Sam

Thanks on both replied.

Just want to re-confirm here, this investment link policy just consist of (a) sum assured 50k, (b) CI 50k & © Prupayor without any other riders (i.e medical card)

(i) If A death, will get 50K + cash value
(ii) If A CI, will get 50k, and sum assured reduce to "0", Prupayor will still inforce until insure year 100 or death, whichever happen earlier.

Am i interpret right on your response?

New Questions:
(a) Understand, Prupayor only cover when insure CI BUT not TPD.
Meaning that, insure still needs to pay premium when TPD happen. Why Prudential not approve Prupayor PLUS for first generation investment link policy?

(b) If Prudential offers Prupayor PLUS, does it mean when happen TPD, insure will get 50k and PRUPAYOR PLUS continue pay premium until insure year 100 or death, whichever happen earlier. AND this policy is still inforce without teminate?

Thank you in advance.

Regards
Sam

Thanks on your replied.
Aforesaid, not sure why Prudential not approved when i requested to upgrade with EPPB?

Regards
Sam

Hi Steven,
Thanks on your replied.
I'm 62 this year and Year of bought 1999, confirmed EPPB is not offer for first generation ILA.
This happen same on medical card (PMM100), as checked, Prudential upgrade PMM100 to PMME100 on year of 2010.

And now, it seems very high cost for me to extend card coverage up to 80 years old.
Thinking to buy another ILA plan with medical rider with Allianz, to extend coverage to 90 years old.

Thanks
Sam