The terms & condition are pretty much same with PRUhealth.  Only some changes here:

a) Hospital Daily Room & Board Allowance
Reimburse actual room & board charges (subject to daily limit of the
chosen room & board allowance amount for PRUflexi med) made by a
hospital during a hospital confinement, for up to 120 days per year. Any
remaining amount of room & board allowance above the actual room &
board charges will be paid to the policyholder. Any amount paid for this
benefit will not reduce the Overall Annual Limit or Lifetime Limit.

f) Post-hospitalisation Treatment Benefit
Reimburse actual charges for follow-up treatment performed within 90
days after hospital discharge for the medical condition for which
hospitalisation was required. This shall include the medicines prescribed
during follow up treatment but shall not exceed the supply needed for the
maximum 90 days.

e) Pre-hospitalisation Treatment Benefit
Reimburse actual charges for treatment, consultation, investigation and/or
diagnostic tests performed within 90 days prior to hospital admission date,
for a medical condition for which hospitalisation was required.

The pru Fleximed is attached to an investmenk-link acc (Pru Mychild)
Whereby pruedusaver is to increase the saving from purchasing regularly in our Prulink funds. It can be done easily, just consult ur servicing agent.