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 All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome

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jaslene25
post Sep 22 2016, 12:15 PM

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Joined: Mar 2014
From: Petaling Jaya


QUOTE(roystevenung @ Feb 13 2014, 02:29 PM)
Yes, it is possible. If 36 CI Rm200k is paid out and upon death another Rm100k will be paid.
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hi roy,

i thought once claim CI, life sum assured will be reduced to zero? no? as mention above

thanks.
jaslene25
post Sep 28 2016, 04:01 PM

New Member
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Newbie
2 posts

Joined: Mar 2014
From: Petaling Jaya


QUOTE(roystevenung @ Sep 22 2016, 12:26 PM)
It depends on the type of riders in the policy and of course all boils down to the client's budget.

There are basically two types of 36 CI riders, one that accelerates the payment of the 36 CI (meaning once the 36 CI is claim, upon death there wont be any death payment) AND another that pays during a 36 CI and upon death, another lump sum payable.

Naturally the second one will costs more as the insurer is needed to provide more coverage.
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thanks for the reply...

now i understands.. i heard that that pru ILP once death/TPD due to accident will pay double sum assured?

 

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