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 All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome

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engyr
post Feb 7 2017, 09:38 PM

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Anyone here experience before or anyone here is Prudential agent?

I purchased an investment link insurance from a Prudential agent 5 years ago. Today, I received a SMS from an unknown person. She claimed that my previous agent already quit the service. She is taking over and I need to sign document that she will be my agent.
Is this what Prudential practice? Is she trying to cheat me?

Thanks.
engyr
post Feb 8 2017, 06:48 PM

On my way
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Junior Member
590 posts

Joined: Dec 2015
QUOTE(roystevenung @ Feb 7 2017, 10:01 PM)
Its quite normal in the insurance industry for agents to come and go.

You may try to call the old agent to clarify whether he has quit the business.

If yes you may then transfer the case to the another agent of your choice (if you have one).

Do note that the new agent will not earn any commission, but more of a service especially during a claim.

If you have any questions just ask.
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Is it ok if I do not have specific service agent? Will it affect my policy?
engyr
post Mar 1 2019, 09:29 AM

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Dear prudential agents, is there any good saving insurance that provide guarantee cash value upon maturity?
engyr
post May 4 2019, 03:05 PM

On my way
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Junior Member
590 posts

Joined: Dec 2015
Any prudential staff /agent here?
I am interest to purchase Prulink investor. Prulink Income plus fund.
Is this still available? What is the sales charges? Do I need to go to the branch?

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This post has been edited by engyr: May 4 2019, 03:06 PM
engyr
post May 5 2019, 05:48 PM

On my way
****
Junior Member
590 posts

Joined: Dec 2015
QUOTE(roystevenung @ May 4 2019, 05:11 PM)
If your purpose is for investment and no insurance, then my personal opinion is to buy from Unit Trust company, eg, Fundsupermart, Eastspring Investment, Public Mutual as there are no cost of insurance involved. The sales charge is one off as opposed to ILP (see below).

The Prulink Investor Account and Prulink Income Fund are funds that are tied to the Prudential Investment Linked Policy. Naturally there are cost of insurance and yearly management fee if it was purchased via ILP.

HTH
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The reason I ask for it because I notice that it has positive return for past 2 months despite many trust fund showed negative return. I cannot buy the fund without purchasing insurance product.

 

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