Hi all the expert here, I have a question regarding the pruhealth+invesment link+life insurance I am going to buy. If I die at the age of 70, and I have 50,000 ringgit cash value in my account, what happen to those cash value? Would the insurance company give the cast value to my family along with my life insurance? Or they will just eat up the cash value?

I know in traditional life insurance the cash value belongs to the insurance company when the insured person die, but how bout my case? Would be glad if anyone can help me here.
Thanks