Jun 6 2018, 06:07 PM
QUOTE(roystevenung @ Jun 6 2018, 01:43 PM)
Yes you need to standby 20K from your 1st medical card and if your 1st medical card has exhausted the limit, then the 20K needs to be paid by you.
The deductible date needs to match your 1st medical card policy year, otherwise the 20K may need to be paid by yourself. This is because the old medical card has an ANNUAL LIMIT that can be claim in a policy year. Therefore if the second medical card deductible date does not match or if the annual limit is exhausted, then the 20K will need to be paid by yourself.
No, if the bill is 82K, the first card will pay the hospital 80k and the second card can be use to pay the balance of 2K.
No complication, it is just all in a days work for us, its just paper work.
The more complication is when the person get admitted and not enough to pay to the hospital.
I'm in a similar situation. Just wanted to ask if it is possible to claim only 20K from the first medical card instead of claiming the whole annual limit (ie:80K)? The reason for this is that the 1st medical card is an old card and has a very low lifetime limit (only 3x the annual limit)The deductible date needs to match your 1st medical card policy year, otherwise the 20K may need to be paid by yourself. This is because the old medical card has an ANNUAL LIMIT that can be claim in a policy year. Therefore if the second medical card deductible date does not match or if the annual limit is exhausted, then the 20K will need to be paid by yourself.
No, if the bill is 82K, the first card will pay the hospital 80k and the second card can be use to pay the balance of 2K.
No complication, it is just all in a days work for us, its just paper work.
The more complication is when the person get admitted and not enough to pay to the hospital.
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