Apr 13 2016, 03:02 PM
QUOTE(ccmee20 @ Mar 11 2016, 11:46 AM)
I would like to know more about PruValue Med(PVM). This is a medical card plan? This PVM plan must attached together with life insurance plan? I dun really understand how it's work. Please advice... Thanks
PVM is the new medical card introduced that has an open limit of RM1MIL, RM1.5MIL, RM2MIL with no annual Limit. Even if it exceeds, PRU still pays for you 80% 
I feel it's always best to have a comprehensive plan. When you are not well and not able to work, you suffer a great financial loss and have medical expenses to attend to. Your sum assured should be your income replacement and let the card settle your treatments.
That's what I feel
But always up to individual..
QUOTE(maraippo @ Apr 11 2016, 03:23 PM)
Hi, want to ask question. Last month my sister went to Prince Court to get warded after clinic doc ask go to hosp cos need further treatment.
Waiting from 2PM then 9PM only get approval from prudential.
Why is it taking so long?
My agent say hospital queuing is long.
But the staff there told me prudential now very long need to wait. Other insurance process can get faster.
Donno who to belip. I tend to believe the staff more cos they are handling it everyday...
Can advise?
I guess these mistake happens everywhere Waiting from 2PM then 9PM only get approval from prudential.
Why is it taking so long?
My agent say hospital queuing is long.
But the staff there told me prudential now very long need to wait. Other insurance process can get faster.
Donno who to belip. I tend to believe the staff more cos they are handling it everyday...
Can advise?
But importantly, try to speak with your agent to clarify this issue.
To understand what happened.
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