Hi, can I ask a general question here.

I have been paying for my own personal med card for more than 7 yrs (w/o claim).

1. If my company is currently currently providing medical card benefit (R&B 200, RM60k annual), does it make sense for me to maintain another med card personally? I guess if ever I need to utilize the med card, I would have use up the company benefit first.
2. Does it make sense to cancel off my existing personal med card plan. Assume if my next company doesn't provide this benefit then only I start buying for one?
3. Recent premium increase has been quite drastic (>35%). Agent's been suggesting me to change my existing PRUflexi Med (PFM) to Prumillion Med (PMM). Tried comparing the product. I think PMM has a. lower sustainability age in exchange for higher annual and lifetime limit. Any other feature which diff these 2 products?

Thank you in advance.

This post has been edited by Bali ais: Apr 29 2021, 03:53 PM

Thanks for your input.