Latest Car Loan Rate 2012-2021| 2021
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 Apr 6 2014, 06:26 PM
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Junior Member
280 posts Joined: Feb 2012 
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QUOTE(Pain4UrsinZ @ Apr 6 2014, 06:18 PM) then get a guarantor. you dont have brothers, parents or uncle ? my brother very far from KL. plus i dont want to burden him. my brother already have many loans under his name. house loan, personal loan, 2 car loans. if plus me a guarantor, it will be difficult for him to apply other loan if he decide in future because of too many high loan commitment. |
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Apr 6 2014, 08:51 PM
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Junior Member
280 posts Joined: Feb 2012
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QUOTE(Joe Kreutz @ Apr 6 2014, 08:22 PM) Maybe you should just take 3.35 from maybank and pay rm20-30 more per month.. Other than that seems like there's no other way.. actually pay more rm14-15 compare to 3% interest.  And let me tell you something to make u feel better, my sister bought alza 3-4 years ago with almost 4% interest rate  I think this low interest rate is new, even then it's starting to rise again this month.. My brother said this is all bank's game...my fren from sarawak also said the same thing, the interest rate there reach 4.2 to 4.4 while we at peninsular should be grateful here. well, i will think to take maybank in a few days to conclude my decision. thanks.  |
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Apr 7 2014, 11:56 PM
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Junior Member
489 posts Joined: Jan 2003
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Just got my loan approved at 2.35% from RHB today.. Stacks of loan applications on the desks as the rates going up for the bank next Tuesday..
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Apr 8 2014, 06:19 PM
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Junior Member
13 posts Joined: Mar 2014
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QUOTE(LaminatedButterfly @ Apr 7 2014, 11:56 PM) Just got my loan approved at 2.35% from RHB today.. Stacks of loan applications on the desks as the rates going up for the bank next Tuesday.. May i ask, the 2.35% is for national car or non-national car? Im wondering how long does it take for banks for approve car loan? I have been waiting since last Friday. Kinda impatient  |
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Apr 9 2014, 03:43 PM
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Junior Member
489 posts Joined: Jan 2003
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QUOTE(S-Y-H @ Apr 8 2014, 06:19 PM) May i ask, the 2.35% is for national car or non-national car? It's a non-national bro.. Applied on Friday and received reply on Tuesday Im wondering how long does it take for banks for approve car loan? I have been waiting since last Friday. Kinda impatient This post has been edited by LaminatedButterfly: Apr 10 2014, 06:17 PM |
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Apr 9 2014, 05:44 PM
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Senior Member
1,128 posts Joined: Jul 2012
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QUOTE(zoomckng @ Apr 6 2014, 12:56 PM) wow really good support for Honda. I'm a current user for 8th gen accord also. wat year was your accord, trade in get good value? yes have to admit, the accord is v comfy and spacious for the price tag, is well worth it. When you booked your City ?i just got loan approve for another honda but just the new City S, as 2nd car. rebate also 1k for returning customer. bank is maybank, int 2.49% |
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Apr 9 2014, 05:45 PM
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Senior Member
1,128 posts Joined: Jul 2012
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QUOTE(LaminatedButterfly @ Apr 9 2014, 04:43 PM) It's a non-national bro what car ? what is the loan amount and tenure ? thanks bro. |
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Apr 10 2014, 06:12 PM
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Junior Member
489 posts Joined: Jan 2003
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QUOTE(BravoZeroTwo @ Apr 9 2014, 05:45 PM) what car ? what is the loan amount and tenure ? thanks bro. Golf GTI Mk7 with tech pack.. Loan amount 190k tenure 7yrs |
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Apr 10 2014, 07:07 PM
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Newbie
0 posts Joined: Apr 2014
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Around 2.8%
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Apr 11 2014, 12:14 AM
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Junior Member
372 posts Joined: Sep 2006
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I got 2.68 RHB for 40k loan. Applied 2 Apr, approved 3 Apr.
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Apr 11 2014, 09:58 AM
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Junior Member
284 posts Joined: Dec 2006 From: Ipoh 
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Hi guys I plan to buy a 2nd hand 2007 car. Is it true that if the car reaching 10 years the bank won't approve a long loan tenure e.g. 5 years/7 years?
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 Apr 11 2014, 10:03 AM
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Senior Member
1,128 posts Joined: Jul 2012
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QUOTE(LaminatedButterfly @ Apr 10 2014, 07:12 PM) Golf GTI Mk7 with tech pack.. Loan amount 190k tenure 7yrs Thanks, Bro. Enjoy your new ride. |
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Apr 11 2014, 11:34 AM
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Junior Member
489 posts Joined: Jan 2003
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QUOTE(BravoZeroTwo @ Apr 11 2014, 10:03 AM) Thanks, Bro. Enjoy your new ride. Thanks bro! |
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Apr 11 2014, 02:42 PM
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Senior Member
1,138 posts Joined: Dec 2006 
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QUOTE(carbon14 @ Apr 11 2014, 09:58 AM) Hi guys I plan to buy a 2nd hand 2007 car. Is it true that if the car reaching 10 years the bank won't approve a long loan tenure e.g. 5 years/7 years? It depend on the bank and what kind of car that you would like to purchase. Because they're the "real" owner according to hire purchase. If they see the car is not worth it, they may reject it. |
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Apr 13 2014, 03:27 PM
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Junior Member
97 posts Joined: Dec 2009
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My SA said current rate for recon car is 2.7% to 2.9%
I submitted my loan to affin bank, pending approval |
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Apr 13 2014, 03:49 PM
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Senior Member
3,244 posts Joined: Aug 2008
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just got my maybank locked at 2.38%
This post has been edited by RedDevils88: Apr 13 2014, 03:49 PM |
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Apr 13 2014, 03:55 PM
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Senior Member
1,128 posts Joined: Jul 2012
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QUOTE(RedDevils88 @ Apr 13 2014, 04:49 PM) just got my maybank locked at 2.38% What car you buy bro ? tenure and loan amount ? |
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Apr 13 2014, 04:09 PM
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Senior Member
3,244 posts Joined: Aug 2008
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QUOTE(BravoZeroTwo @ Apr 13 2014, 03:55 PM) What car you buy bro ? tenure and loan amount ? 75k Honda City. 9 years |
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Apr 13 2014, 04:10 PM
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Senior Member
1,128 posts Joined: Jul 2012
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QUOTE(RedDevils88 @ Apr 13 2014, 05:09 PM) 75k Honda City. 9 years enjoy your ride bro. which spec you picked ? |
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Apr 13 2014, 04:12 PM
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Senior Member
3,244 posts Joined: Aug 2008
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QUOTE(BravoZeroTwo @ Apr 13 2014, 04:10 PM) enjoy your ride bro. which spec you picked ? V specs. i am still waiting for my car  what about u? |
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