Yup, they use iPad with car loan calculator apps as calculator... but i think it quite common nowsaday by using iPad, even the car show at Jalan Duta last week, a lot show girl carrying iPad... last sunday went to 1U, a car show girl pass me her iPad requested me to like their facebook page...

Sharing: I got loan from cimb 2.47 9 years nissan almera..

hi all..im going to buy my 1st car around next month and just found this topic..and want ask for ur opinion...im just started working around 1 month ++..my net salary is around 2.1k after deduction for kwsp and etc..i want to buy forte 1.6 sx which is 870 per months for 9 year(10% dp)..my monthly expense is around 500 per months,give parents 200 and can save around 500 per months..my salary will increase around 150 per year(working with gov)..im 22 now and stay with parents in kelantan..need opinion about my expense on car..should i buy cheaper car or just go with forte?

wanna ask ab hire purchase loan for used car can ask here ka? dunno where to ask...lol

1. any info on any bank on their interest rate? roughly d car will cost at rm30k, 6-7 years car.
2. let say if i intend to buy from owner, how a? wat ab if i need some money to fix some part of d vehicles? can include in d car price?
3. shud get loan 1st then onli change name n etc?

tq

yeah for forte need a guarantor..i asked for nissan almera fullspec+impul which is 89k dont need a guarantor..they said coz i work for gov..got such thing ar?guarantor also no problem for me since parents said they can be guarantor..

Hey sifus, another question for all of you. What's the longest repayment period for used cars? 7 or 9 years?

New MyVi loan 25K for 5 years - interest rate 3.2% - reasonable?

if rejected by a bank how long before can re apply with the same bank

Sorry newbie here...just want to ask
Income RM5-6k but 22years old...I plan to buy a 2nd hand JDM car RM1xxk,can I get loan from bank without guarantor ?

I am planning to pay deposit RM30k...does anyone know how to make the possibility higher?

SPM? on my Singapore Poly course...
Erm does it related to loan?

Yup,working in MNC in SG for 2 years ++ 

think of the maintenance in the future,or break down.small and old car i got cost me average rm100 per month

Thank you very much for the info....dont know that education level effect the result
Appreciated

BTW just want to ask...Can higher deposit makes the possibility of success even higher?

hi recently mach group by hong leong offer reducing balance interest rate

https://www.machbyhongleongbank.com/

anyone looking for such loan, can pm me

i direct from bank

follow blr n minus it

the idea not everyone can understand it...

but i got the chart table to compare apple to apple la.....

so in the end if blr down....we gain, if up we might lose a bit....this is reducing balance interest rate....so no matter what is better than conventional.....

the monthly installment would be almost the same with conventional

eg 500 vs 520  , but do bare in mind , if for 7 years, my loan might finish after 6 years n 10 months

FYI, it is perodua Alza auto premium solid white.

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Added on December 18, 2012, 7:32 pm

Hope that the loan get approved, submitted documents and bank just called me for verification.

Is there anyone knows it will take how long to know the result whether approved or not approved?? I applied for Maybank car loan.

Thank you for your comment    I hope so too  Hope tomorrow can know the result.

Btw, the bank required me to provide them 2 references (parents). May I know why? and will my loan application result being affected?

Maybank is still not yet finalized my loan application and duno about the result at this moment. Is it mean my loan are higher risk to get rejected??
As Icehart said, should be know the result by today.

Btw, public bank require a guarantor from me. RHB and Hong Leong still don't have any reply yet, told by my SA.

Oh okay. I submitted my documents to apply loan on last Tuesday but till now still don't have any feedback from the bank and my SA yet. Normally how long will it take to approve the loan application?

I take loan for 59k. Still waiting for the result from the bank. May I know normally how it take to approve the loan? Submitted documents on last Tuesday 

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Added on December 20, 2012, 7:27 pm

Public bank require a guarantor from me. So, today morning I have sent the required documents (guarantor) to my SA.

Your interest rate is for what car?

If bank require guarantor, is it mean the loan will approve once I got guarantor?

RM 30000
5.6% for 2 years
PBB
12 Year Old Camry

guys..how bout 2013 rates ?
anyone who know ?

what's the best car loan rate (7 - 9 years) for honda, toyota and nissan?

is it 2.4%? no better than this?

i am planning to get 2nd car.

I'm looking to buy a car which is more than 10 years old. Anyone has an idea if there's a way that i can go along with HP loans ?