I took up a few policies when I first started work as full time staff with $1k+ salary. I have low pay and young but if accident happen, I am sure my parent and siblings sure suffer as their investment on me have no return. I was taking high coverage since insurance was cheaper when I was young.

Once married, we quickly buy a property with whatever we had. SG provides relatively cheap housing insurance (100% of remaining loan if something bad happen on one of us). So that's our new insurance protection/investment as we don’t pay rent anymore.

Years later, I only up my insurance coverage a little after my agent keep pushing and it stay there. When Kids arrived, they got moderate medical insurance, other than that I will stop buying more insurance. If I have more money, I will buy properties with 100% housing loan insurance (those reducing premium cost) as additional protection/investment.

Knowing how much an insurance agent earn make me think twice about buying "extra" insurance. You are better off to invest in other things.

In, SG. It is too expensive to sick/loss of income than to die. So some form of insurance is needed if you have dependant.


I wish a kind laywer in SG will help the Victim to fight for more justice from Taxi company insurance and the PRC.

Sadly, my guess is this PRC will not be hanged or life-time imprison based on his status, condition and how the taxi actually hit a few object first then "loss control" and hit the victim. At most a few years jail term then deport back to China and he can say :"Big Deal I killed a guy in SG and they provide me a few years "hotel" stay then fly me back to China on SQ for free!"

Both party are FT and the Singaporean Taxi drver did not suffer major injury... so not much incentive for the SG gov to feed this PRC for life in their world class changi "hotel" (The living condition in Changi Prison may be better than some poor village in other country, thus the "hotel"). With criminal record, this WP holder can't work anymore so deportation is the only options. I really hope I am wrong on this.

So, only a lawyer can help the victim family to get more compensation at this stage.

Best, a Malaysian Lawyer to step forward for Chandra.

try People Association (PA) Pasir Ris Holiday Flat ... rental in a block of a few days. Cheap and Good + SEA View. Not to mention it is right in the Pasir Ris Park itself.


Sorry, have problem loading the image page.. just use the following link to view the Pic and rate... select "Pasir Ris Flat"

link

This post has been edited by r1v3r: Mar 20 2012, 06:26 PM

There was some water sport at Bedok before a number of people "walk-in", not sure do they still continue their sport there.

A crocodile was spotted in Yishun some years ago... your pet?

You never been there?

Dragon boat and kayaking.

This post has been edited by r1v3r: Mar 22 2012, 08:32 PM

Is your CO giving same/more bonus (on average) than last year?

mine is >1 month less.

emo friday...

there are Fix Bonus and Variable Bonus (growth bonus, PB....)

I am refering to PB, will your company actually adjust the total PB base on the industry performance of the year or strickly follow a formular based on the performance grade and salary band?

I see, our AI also tied with performance grade. You must be having larger AI year after year


AI= annual increment.

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Added on March 23, 2012, 1:39 pmYah, the total pay-out is much less than last year (higher than normal). Hope for good news end of the year.



This post has been edited by r1v3r: Mar 23 2012, 01:39 PM

Well done, you up the incentive for some potential candidate here

hold up the camera phone, the driver should get the idea to stop talking nonsense. Then ask for a PRINT receipt.

This is Singapore, you think too much. SG taxi is driven by Singaporean, if you think they are dangerous then I can't imagine what will happen to your GF in other country.

If your GF already start working here, she should know how to make good use of the phone in this situation right?

After the PRC hijack Taxi case, the taxi driver here need more protection than the passenger.

Your kids schooling? Getting a place in nearby school is one thing, acting like a beggar to get a seat in primary school is another.

Child Care cost is around 1k per kid without subsidy. A sg car will be better but you still can bring kids to event and park with local transport, you just Need to spend more time on road or waiting.

your wife take care of the kids and cook own meal? You need >=5k to live basic for a foreigner family.

Rental 2k+, food 1k, bills 400, misc 1k+, That's it. If your company provide housing or some allowance then the cost will be lower.

5k is possible if the wife take are of kids and cook home meals. That's family life, not for couple without kids.

My life style is very different now with young kids. We have outing almost every week but it does not cost much. That's just me and my wife. We choose to spend less. We use free pass down item instead of paying $500 for a baby stroller etc.

We will move to JB by end of this year. So I expect our family expenses will be even lower.

I know a guy selling beer for corperate client. Karaoke, drinking session is part of his jobs. On company account.

Pepsi drinking session? Better insure more for diabete. Kidding.

Yes, gov is discouraging new hire of foreigner fesh grad unless you have special skills in demand. You need some experience to stand a higher chance.

Just keep trying at private sector.

What's your qulification and experience?

another sad story.... If two person can't get along, just let it go and wish each other good luck finding new partner.

Sad event..... + Cheap room for rental.


"Block 633, Jurong West Street 65" just in case the editior removed this information from the news web page later.

try seach online, many opening for you to apply. This is just one example on the expected salary for >1 years of experience,

http://www.jobstreet.com.sg/jobs/2012/3/a/...970502.htm?fr=L

Did they collect toll? If yes, how much?

What's the plan for singapore?

Yes, for lower salary comapre to local candidate. You get calls if you have the special skills or much lower cost or BOTH.

This post has been edited by r1v3r: Apr 9 2012, 12:49 PM