QUOTE(turbocharged @ Jan 16 2012, 10:59 AM)
er...keke, if la, IF la, according to sarjan la, if you come to report, and other party no come to report la, you cannot claim them one. they will get compound, and you claim your own insurance. now very hard to claim ppl insurance, maybe scare fraud la.
if ppl dont follow you to police station report together, then, habis la.
according to sarjan la, dunno he SKL me or not.
because now insor company a lot this kind of one sided story claim, so they decided, tak layan
tai lou can slap you first, keke

I can confirm this is 100% true. My cousin kena before. He got banged by some old truck with kangaroo bar - the truck only lost some paint chips on the bar...while his car front lights and bumper tapau. Quite serious so cannot settle on the spot, so agreed to do police report. But that ******* ffk and never report. The case drag on many months, still the police can't give you the accident results cause the guy never showed up.
In the end:
The guy only kena saman rm300.
My cousin have to use own insurance to repair - lost 55% NCD.
Police say the only way to settle this now is go to court and sue him. As the truck wasn't damaged that much, he could have fixed it leaving no evidence.
Lots of time wasted going to police station for follow up, loss of car use, even after repair your car won't be 100% fixed.
So bottom line is even if you are in the right, avoid accident at all cause. No point get yourself into so much trouble just cause u didn't wanna give way.