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 Fundsupermart - Invest Globally and Profitably, Discussion on investment through FSM

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birdman13200
post Jan 9 2013, 08:44 PM

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I am planning to start an account in FSM, but want to ask, what the easier way for payment?
I got no Hong Leong or CIMB account, so should I apply a bank account first?
birdman13200
post Jan 10 2013, 01:25 PM

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QUOTE(Kaka23 @ Jan 9 2013, 09:37 PM)
Yea... Maybank by 3rd party transfer is easy enough. Just add FSM as 3rd party transfer favorites. 2nd time onwards, you just need like 2 - 3 mins to do the transfer.
*
So, I should apply a maybank account as well. I also dun hv maybank account. Anyway, thanks for ur both advice.
birdman13200
post Jan 10 2013, 03:41 PM

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QUOTE(Kaka23 @ Jan 10 2013, 01:43 PM)
I think you should apply the bank that your salary is going into. As you dont need to transfer your salary from one back to the other bank.
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Then will be RHB, does it ok?
birdman13200
post Jan 10 2013, 08:33 PM

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Thanks for all advice. I think I will end up with a new bank account for Maybank. Then I deposit into the account using cash deposit machine, just like what I do for public bank now.

I don't wish to use interbank-giro, as I dislike the transaction floating for few days, the money is out from my bank, but not reaching the target account.
birdman13200
post Jan 16 2013, 06:32 PM

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QUOTE(Kaka23 @ Jan 16 2013, 05:54 PM)
Most companies rather lease than buy holding assets..
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Yes, especially foreign company.
birdman13200
post Jan 21 2013, 10:32 PM

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Hi all existing account owner for FSM, I am studying the UT in FSM now. It is to finalize some target before I create an account, and can fully during enjoy the 30 new account benefits. But it seen like a lot of fund house here and very time consuming to look for all, can you suggest few better fund house to study?
birdman13200
post Jan 22 2013, 06:22 PM

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QUOTE(Pink Spider @ Jan 21 2013, 10:52 PM)
Bond
AmBond (100% Malaysia)
OSK-UOB Income Fund
Hwang Select Bond
RHB Asian Total Return
OSK-UOB Emerging Markets Bond

Malaysia Equity
Eastspring Investments Equity Income
Kenanga Growth
AMB Dividend Trust *
Hwang Select Dividend *
Hwang Select Opportunity *
* up to 30% foreign stockholding

Global Equity
OSK-UOB Global Equity Yield
Pacific Global Stars
Eastspring Investments Global Leaders
Alliance Global Equities

Asian Equity
Eastspring Investments Asia Pacific Syariah
Hwang Select Asia (ex Japan) Opportunity Fund
Hwang Asia Quantum (small-mid cap stocks)

Emerging Markets Equity
Eastspring Investments Emerging Markets

*Phew* sweat.gif

I'm in the mood to share tongue.gif

Later when u wanna do some browsing yourself, go
Funds Info > Funds Selector
Look for those with higher Sharpe ratio icon_rolleyes.gif
*
Thanks for ur recommend, I will study in detail and choose what suit me.


birdman13200
post Jan 22 2013, 10:28 PM

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I hv a newbie question, how do i know the fund in FSM is lock for investment or not? Or every fund can be search in "Fund Selector" can be invest?
birdman13200
post Jan 24 2013, 09:25 PM

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QUOTE(Kaka23 @ Jan 24 2013, 09:20 PM)
Ya.. I was confuse the first time as well.

But i said, what the heck.. since no others option already, choose cheque payment lah. Then continue to do bank transfer, then payment accepted.. tongue.gif
*
This one is very good info for me.
birdman13200
post Jan 25 2013, 03:36 PM

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Just created a Maybank account as preparation before open account in FSM. Now Maybank account is bookless, just give me a debit card, what a suprise. Am I so outdated ?? or I am not created any new bank account for so long.
birdman13200
post Jan 25 2013, 05:34 PM

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QUOTE(Kaka23 @ Jan 25 2013, 04:03 PM)
Haha.. I think if you open a BASIC savings account, still got book. Yours is not the BASIC type, so they will charge you RM10 annually for the card... tongue.gif Maybe I am wrong la..
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Ya lor, I just registered the online banking, it show my account is "wadiah saving account". But I can't see this account type under Maybank websites.

OK, too much off topic. Next week I going to submit my registration form to FSM, join u all soon.
birdman13200
post Jan 25 2013, 08:52 PM

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QUOTE(Kaka23 @ Jan 25 2013, 08:33 PM)
yo pink, your profile picture here in LYN looks like rocker la.. how can shy and reserve!?
*
ya, his profile photo really can't link with shy.
birdman13200
post Jan 26 2013, 07:31 PM

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QUOTE(Kaka23 @ Jan 26 2013, 07:09 PM)
I am back everybody... though many people, but didnt meet any LYN ppl.. hahaha
*
Any special highlight to share with the people that no attending?
birdman13200
post Jan 29 2013, 09:39 PM

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Just done the FSM online registration, will settle the document tmr and email in. rclxms.gif
birdman13200
post Jan 29 2013, 10:00 PM

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QUOTE(Kaka23 @ Jan 29 2013, 09:58 PM)
Bro.. you need to send the original copy in as well..
*
Ya, I will print the form tmr in office (no printer at house), sign, scan, and then email to them.
birdman13200
post Jan 29 2013, 10:33 PM

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QUOTE(Kaka23 @ Jan 29 2013, 10:03 PM)
err.. i mean send to them the hardcopy as well..
*
r u sure? But i only read this statement "At the end of the application process, you need to print out the account opening form, sign it, and fax/email to us with a photocopy of your IC(both sides)/passport.". So, where should i send??
birdman13200
post Jan 29 2013, 10:42 PM

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QUOTE(Kaka23 @ Jan 29 2013, 10:38 PM)
Ah.. You made me recall already. No need no need give hard copy. I got confuse, they need hard copy for transfer in from other distributor only.. I remember I bring the hard copy over to their office for transfer in, but not for opening account.

Sorry for my mistake..
*
ok, u make me nervous sweat.gif . As I already prepare everything before apply an account, don't want to stuck in between as CNY is near.
birdman13200
post Jan 30 2013, 06:37 PM

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QUOTE(Kaka23 @ Jan 29 2013, 11:01 PM)
Haha.. So which will be your first fund with FSM?
*
Still studying and planning the portfolio. Will aim for global and asia one.
birdman13200
post Feb 3 2013, 11:37 AM

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I am studying OSK-UOB Emerging Markets Bond Fund, which is a feeder fund. Any special area need to take care, I am new to feeder fund.
Another question is should I track the performance of United Emerging Markets Bond Fund, instead of this fund?
birdman13200
post Feb 3 2013, 05:34 PM

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QUOTE(Pink Spider @ Feb 3 2013, 02:51 PM)
Funnily, I found this:

OSK-UOB EMBF Management Fee: 1.5%
http://www.fundsupermart.com.my/main/fundi...number=MYOSKEMB

United EMBF Management Fee: 1.75%
http://www.fundsupermart.com/main/fundinfo...olnumber=UBGEMS

Special discount for Malaysian investors? laugh.gif

Info on the fact sheet of the Feeder Fund is fairly comprehensive, I don't see need to refer to the Target Fund's. But should I want to read a comprehensive Annual/Interim Report, I'd refer to the Target Fund's. wink.gif

The Target Fund's returns is in terms of SGD, whereas the Feeder's is in MYR terms, won't be meaningful if u track the Target Fund's.
*
Thanks pinky.

I hv another question regarding account opening. Now, I am waiting for my account to be approved. After that, I am going to open a beneficiary account, I know i need to click " ADDITIONAL" in order all my account to be link. But does the additional beneficiary account need to go thru the verification and approval process again? The FAQ area do no highlight this item.

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