Can they actually do so? i tot if let say their fund is Malaysian based, then they will stick to it becos is like their fund's aim and market. I see their performance had a sharp dip during 2011, probably due to east msia election. But it recovered quite well.

yeah while i writing he oleidi posted haha >< ok then maybe still can monitor it.. So maybe i should build my portfolio more on Global atm..

save bullet for the next recession? if u are still young, i believe every of us are

wat mean by close for sale? then our money inside gone?

oh.. like AmDynamic bond lo.. I plan to take hwang AQF or hwang select bond. now AQF is having 1% sales charge promo, i think tis fund is a keeper due to AsiaEx Japan region, but maybe will only be 10% of my portfolio when it is completed.

This post has been edited by ben3003: Feb 20 2013, 05:12 PM

pinky, how u know whether the fund is focus on dividend yield or chiong one? i see fund factsheets mostly say wat region, wat they holding and their performance and some funds data only..

oh ok boss prospectus alot of pages a >< they should just summarize it at fund factsheets lol..7

Now hang seng dropping, still wise to go into hwang Asia quantum?

hang seng dropping since last week. I keep an eye becos i have little bit holding in HK stock lol.. i felt like holding stock waiting for dividend yield is nothing better than buying UT. Let say u buy maxis at rm6.00, last year dividend give 4 times around 8sen each time, total rm0.32. So 1 lot dividend is rm320 not yet deduct tax. 320/6 is around 5% yield only. What's the point of buying stock for dividend yield? If we don count capital gain la.. maybe sometimes u lucky they split share?

what fund is targeting shanghai? china focus de only? i heard china no open their market for foreigners, we can only invest thru hang seng.

oh ok.. but not all china enterprises is listed in Hang Seng.. yeah but higher risk in stocks.. let fund do the risk diversification but it is good to hold some with extra money, who knows extra income

he early retire ma, enjoy life cos got passive income edi actually when u wan retire is depend on what kind of passive income u can generate. If u target ok passive income 10k per month then u stop work liao, then when hit target either u can go get a job tat is less stress to kill time, or u can start to enjoy life becos u no need work u edi have 10k, can go around the world liao.

some ppl can lo.. depends on ur income and how much u wan to save.. ur saving will grow ma.. it is not not achievable.. it requires discipline+ alot of luck those working in OnG field easily have 1mil+ net worth in their late 30s.

This post has been edited by ben3003: Feb 21 2013, 04:19 PM

yes very common, but not common for someone who is just an employee. malaysian company is paying peanuts and expect u work like cow, but they dont know the fact that u pay peanuts u get monkeys

depends on the company u working in, u whole life work in chinamen company u think u get 1million? not all employers think like tat, of coz it a basis that they pay u depend on how much can make the company profit. But different employers different way, 1 company 1 yr turnover 2mil, maybe they pay u 2k only when u die die find 2mil business for them? Different employers different expectations, as i said, u need alot of luck.

well, i din even touch about investing and spending, i mean ur net salary from the company. An employee in Shell if ur total salary gained is below 3mil when u retire is consider puny. I believe Oil and Gas is different thing, the company like exxon net profit 40bn USD a year after they pay all ur salary, that's why salary big. getting 40-60k per month as a department manager in shell is not something big. So anyone plan to come over to work here?

but maybe u have less time to divert to do investment? with tat amount of money, when u retire u still have golden hen to help u lay golden egg only if u spend it wisely

This post has been edited by ben3003: Feb 21 2013, 07:49 PM

0.88% service charges? or 0.88% dividend? lol..

waa so nice.. only can use once? or whole life?

low cut shirt, so sexy a..

Anyone know any good fund tat got invest in Australia equity? Dunno wan to invest AQF now or not.. Hang Seng keep dropping, scare i now go in later drop more.. will the fund manager switch their fund if they see hang seng dropping? or they still stick at there? i dont know their fund strategy tho..

hehe.. but long term also u have to think of some place to park ur fund.. that's abit headache. i believe a decent fund u apply DCA strategy u will get some good return in long term.. Well, wait monday see AQF how.. hang seng drop quite alot tat day but AQF still ok not so bad tho.. looking for an entry point.. oleidi register some RSP edi, but need wait until 15 march ><