i thought they only took 5% of your outstanding into consideration?

example, i have RM1000 oustanding in my bill so RM50 will be added to credit evaluation.

not sure on this.. i also settle full amount every month.. but i guess they probably take the amount still owed at that time of point regardless of whether or not the due date has reached.

my banker did not tell me about this. maybank girl or lady? if that is the case, for those 10K credit limit or more easily add RM1k to the credit rating.. doesnt make sense. you might want to double check with her.

i think not pull out but reach quota for that project. even my friend encountered same problem for maybank (reach quota) so had to wait for them to apply higher quota to process.

i think duplex not yet open.. or not re-open.

that's after the 5K increase, not that 8K increase.

taking the lowest price mentioned so far for Zeva for studio is RM188K - for smallest unit of 455 sq ft - that would be roughly RM413psf.

while cheapest for 3elements at initial launch for smallest builtup - 488sq ft is RM245K (before 15% discount). after discount that would be RM208,250. that would be roughly RM426psf in comparison. for this calculation, i am taking the numbers before the RM5k and RM8k price increment.

the package for 3elements however includes:
- p/f (plaster ceiling, downlights, 2 a/c, sliding glass door/divider, induction cooker and kitcab, water heater)
- dibs
- waived SPA legal fees
- waived legal fees, disbursement and stamp duty for loan agreement
- free 1 covered carpark

until we know what package zeva offers, it will be a bit premature to say which provides better "value" as even value itself is individual-perceived. not to mention that the cheapest units offered by zeva are Studio units and not SOxO, meaning purely residential leaving less flexibility. you are essentially comparing apples to oranges. if you wanna compare, wait for 3elements to launch the service apartments year end then u can make ur comparison with Zeva.

check on his previous posts in this thread. very fan-boyish (trinity fanboi?) and when his points are debunked, he disappears and refrains posting until now with this kind of statement.

http://forum.lowyat.net/topic/2169191?author=ace77

that would be down personal preference.

location-wise both are strategic and not that far apart in the first place. both developers have a good track record as well. its not necessarily a "with us" or "against us" situation. my guess would be zeva is targeting more towards residential with a supporting commercial portion while 3elements is targeting more heavily on the commercial part. if you think "Development A" is better, doesnt mean that "Development B" is bad.

everything has pros and cons, you dont have to look at it in a way that A is the best option so anything apart from A shall fail.

that is anyone's guess. can u tell the future and predict what will happen 4 years or more down the road? cyberjaya is cyberjaya, SK is SK - ppl have their options.

That's why my comment is that ppl have options. I can opt to stay in SK rather than cyberjaya.

most developers list their "starting from" price including the bumi discount. its normal practice. so lets assume 7% discount and add that back. the figure would be RM202,150 bringing effectively to RM444psf.

and of course, this is before any additional rebates (if any).

This post has been edited by awh85: May 26 2012, 01:53 AM

none are officially confirmed yet.

15% rebate ma. so if u apply for 90% loan then at stage 4 or 5 u will received 5% back to u in cash.

10th floor till 24th floor are single storey SOFO units after amendments of the plan while the top floor (25th floor) will be duplex SOFOs.

3-tier security, not too sure on the classification and if access card is required for accessing specific floors. quoting the SA from the 3elements facebook group:

propwall.my didnt list all doesnt mean dont have ma. =_=

let me try to get the full list of facilities (better to check against snp)

cannot confirm anything now till i get my hands on a copy of snp. my friend has already signed, will try check with him.

but as i know, swimming pool and gym sure have. swimming pool i believe there are 2. suspect the smaller one is for SOFO use while the larger one for serviced apartment use. will have to confirm on that.

where do u see this illustration? even sales chart/board max at level 25 only for SOFO.

why did i manage to get residential loan then?

go showroom and find out for yourself. u clearly dont have all the details yet come in with your all-knowing attitude.

Any idea what's on offer and pricing indicates?

hey bro, who you heard that from? btw, forgot about the document you were requesting for. let me go back and dig that up.

lets update here when they announce.. can go for free food

the built up space is quite large.. starting from 1445 so im guessing it can be covered. and with the number blocks (3), the number of units (456 in total) seems to be able to cover.

its mainly the facilties at tower 3 that should cost more maintenance-wise as tower 1 and tower 2 only have gardens which is pretty low maintenance.

This post has been edited by awh85: Jan 14 2013, 10:05 AM