Thanks Dario, for helping us out & leading the "legal-ese blind" (like moi)

Hi, i am running a project to renovate the Bangsar area bungalows. Somehow, i am urgently need to get the regulations of the renovaton. Can i know where can i get the information, best with the link to obtain online info.

Hi Dario,
I had paid a deposit of RM2k and te developer issued me a receipt written Pt 1st 10% on PTD112xxx.
While mot of the bank rejected my loan and only 1 bank approved on 90% of selling price, I had decided not to purchase the property after looking at my high commitment.
And now after 3 mths of my 2k deposit, the developer sent me a letter asking me for the progress billing of RM40k. The thing is I had not signed on any LO and SPA yet!
Can the developer asking the progress payment fr me even though I had not signed on any SPA and LO yet?!

Can I write it to complain as I feel it is an offense as per the letter they sent to me stated after u had signed the SPA on July 2012?
Is that possible to get my deposit of 2k refund by quoting HDA ACT?

Hi to all the sifus out there,

Need some advice for the following scenario

1 year back I bought a house with my girl friend, and currently she has decided to transfer her portion of share to me. One thing for sure is I will be required to apply for a new loan for taking up her portion. Just wondering what other cost & procedures that I should consider for the transfer at no gain no loss.

1. Do I still need pay the stamp duty?  As this is a mere transfer of the name to me, if yes would it be 100% / 50% (her share) of the market value / transacted value?
2. We are not legally married yet, would this complicate the matter?
3. RPGT, I assume it’s not required since this is her 1st disposal.  Or it will be totally exempted since it’s a transfer of name within the same property owner.
4. Legal fees would be required for the loan & transfer of name ?
5. What is the penalty like for refinancing of loan ? or for the fact that I am staying with the same bank I could be exempted.

Thanks in advance for the advice 

i found this on hba.org.my
Q: Cancellation of booking and seeking refund of fees paid.

A: The Housing Regulations for buying off-plan from housing developers do not allow for 'booking' fees, so potential buyers should be aware of this and only get your 10% down payment ready when you are sure of purchasing. There is no cooling-off period unless it is in writing. A booking fee is an offer to purchase. Many buyers do not realise that a signed offer to purchase is legally binding once the seller has accepted the offer.
does it mean i had to pay the rest of the fees/purchase price/progressive payment even though i had not signed on SPA & LO yet??????????????

Thanks dariofoo, perhaps i shall start to talk to the bank officer.

hi
i have a problem and like to ask some advice
i signed a spa for a  shop/office
spa start from 5th sept , its 3 + 1 months
took longer than expected to get a loan
if i get a loan by end of october, it will take another
3 months for disbursement ?
so i am thinking
can i pay from my own funds first
then loan disbursed money pass back to me later ?
anyone done this before ? legal aspects ?
or should i pay and then do a refinancing
all advice appreciated
regards

if i get a loan by end of october, it will take another
3 months for disbursement ?

I also tried to look for a third lawyer from my friend's recommendation and he recommended the same firm as the second quote. I am starting to feel I am too choosy and fussy. If it is not too much to ask, what would be a reasonable value for legal fees for this kind of transaction. If it is slightly higher then the norm, i would not mind, as long I do not get really chopped. 

Hi all, need your help on whether the lawyer had overcharge me, what I feel the fee is rather expensive compare with some examples that I had view here before.

Although I had view quite a number of example, but being a first property buyer, looking at all the fees it truly make me blur, so truly need your professional advice on the below breakdown of the fee.

I dunno why the quotation of purchase price is 180K (my purchase price is 185K) and the loan amount is 169K (while bank offer letter i sign for 162K only). Can somebody help me on this? Thanks!

I am seriously sorry and sincerely apologize that i forgot to reply your question. i did informed the sales verbally on not to proceed on the purchase and request for refund and i just send out a letter for the cancellation and refund yesterday.

Hi. In a tenancy agreement, one of the clauses states that:

"There shall be no break prior to the expiry of the tenancy."

What does this mean? Does it mean that for example, if the tenancy agreement is for 2 years, the tenant cannot then decide to rent only for 1 year and leave the house?

Or have I completely misunderstood the clause?

Hmm. I think the agreement is more on your definition stated in no.2.

So is such a clause allowed? The landlord can force the tenant to rent exactly 2 years even though later the tenant only wants to rent for 1 year? I want to stop the tenancy but 2 years haven't expired yet. The landlord now wants me to pay the rent for the whole of two years as per in the agreement. Can he do that?

So then I kena pay the rent for the whole of two years la? No defence for me? 

Mr Dariofoo...

Recently I faced a problem. I received a Cukai Taksiran Letter with my address but not my name. Owe about RM187.80. Should I pay it?

I heard form my friend before that I need to change it to my name personally? How can I do that? I got no information from

I already changed my TNB name. Water no need right since I stay in Condo and I pay to the management instead of Indah Water. Do I miss out anything?

Can you advice base on my previous thread on the loan agreement part. According to my friend, the below item should be borne by seller or not usual type of charges to purchaser.
1. Cost of preparing memorandum of charge 200,
2. cost of drafting discharge of charge 300,
3. disbursement for stamp duty for discharge of charge 10,
4. Registration fee for discharge of charge 120.

And I find out that there are some items are repeated in SnP and loan agreement as I m using the same lawyer for both

1. Search fee RM160 (Is it that expensive in JB area?)
2. Transport, Telephone and Courier Charges
3. Miscellaneous & Postage

For Stamp duty on Sale and Purchase Agreement - RM50 (Should be RM40 right )

Please advise on whether my lawyer friend giving the rite advise. Thanks in advanced Dario Sifu

1. So for item 2,3,4 are borne by seller right?
2. Anyway I can look for the standard charges for land search at JB?

Hi Dario,

Thanks for you information, really help me save a lot, thanks!!!

Hi,

would appreciate your input on this - just helping a friend out.

Situation is : Friend rented a condo unit starting beginning of this month - rent/deposit etc. all paid on time, signed a 1 year tenancy agreement

Now not even a month into the lease, landlord wants the tenant to move out so one of the family members may use the unit instead.

Of course, she is not happy about this as a tenant!

I have read the tenancy agreement and there doesn't seem to be any clause for early termination from the landlord apart from if more than 7 days in arrears (which is not the case) or if the property is damaged beyond repair and the landlord is unwilling/unable to repair it (which of course, also isn't the case)

What rights does my friend have? In my opinion she should request for compensation equal to some months in rent + full refund of deposits?

What usually happens in this kind of case? Most cases are the other way around (ie. tenant wants to terminate early, and forfeits any deposits)

There is nothing in the contract unfortunately stating that the landlord is responsible to compensate if that makes a difference - I know in my own TA for where I stayed last time, it stated that landlord is responsible to compensate by how many moths remaining if the landlord terminates agreement early.

Would appreciate your input

Hi,

would appreciate your input on this - just helping a friend out.

Situation is : Friend rented a condo unit starting beginning of this month - rent/deposit etc. all paid on time, signed a 1 year tenancy agreement

Now not even a month into the lease, landlord wants the tenant to move out so one of the family members may use the unit instead.

Of course, she is not happy about this as a tenant!

I have read the tenancy agreement and there doesn't seem to be any clause for early termination from the landlord apart from if more than 7 days in arrears (which is not the case) or if the property is damaged beyond repair and the landlord is unwilling/unable to repair it (which of course, also isn't the case)

What rights does my friend have? In my opinion she should request for compensation equal to some months in rent + full refund of deposits?

What usually happens in this kind of case? Most cases are the other way around (ie. tenant wants to terminate early, and forfeits any deposits)

There is nothing in the contract unfortunately stating that the landlord is responsible to compensate if that makes a difference - I know in my own TA for where I stayed last time, it stated that landlord is responsible to compensate by how many moths remaining if the landlord terminates agreement early.

Would appreciate your input

Q1)So do the other 2 vendor need to submit CKHT also ?
Q2)S&P not signed yet, so i should collect the 10% right after the S&P signing right ?. Because they are telling me that they will bank in after the S&P signing.
Q3) the fees are estimates only as a disclaimer in their email. So i can ask them to give a formal quotation before the S&P right ? I just wanna avoid paying the extra unnecessary & unknown fees.
Thank you for your time and reply,