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 Lawyer's Corner v2, One-stop centre for any legal queries

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TSdariofoo
post Apr 4 2012, 10:35 AM

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QUOTE(BTG1982 @ Apr 3 2012, 06:23 PM)
Hi,

If I only do the MOT (love and affection transaction), shall I still need to pay the stamp duty fee as below rate:

First RM 100,000.00 = 1%
Next RM 100,000.01 - RM 500,000.00 = 2%
Next RM 500,000.01 - RM 2,0100,000.00 = 3%

Thank you!
*
Depends. From whom to whom?
TSdariofoo
post Apr 4 2012, 10:39 AM

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QUOTE(zoesk.sk @ Apr 3 2012, 06:32 PM)
Hi dariofoo,

read ahya2009 case, i would like to confirm writ of possession must being carry out in High court or magistrate court or civil court ? can it be small court ?
The tenant breach the contract but the term of contract only coming to end half year more. The landlord file in small court
Under Order 54 of Subordinate Court Rules, 1980,
is time an issue defendan must be filed in 14 days only or must filled in and serve the plaintiff within 14 days?
if plantiff serve summon to pay and vacant the possession, the court postpone. 2nd hearing defendan file in F165 but refuse to serve plaintiff. 

1)Defendan only serve AR to plaintiff  but without F165 inside envelop
after  30 days after summon being served to him, or 18 after 1 st hearing, 4 days after 2nd hearing (sorry not 32, 18, 4 as the notice card stated later date)

what can plaintiff do? plaintiff want to buy. the clerk say not available.

2)Defendan only serve AR to plaintiff  but without F165 inside envelop but cheque inside
after  30 days after summon being served to him, or 18 after 1 st hearing, 4 days after 2nd hearing (sorry not 32, 18, 4 as the notice card stated later date). is that mean that defendan alreay restore the breach and plaintiff have no say and the contract keep on

what can plaintiff do?

can plaintiff request for judgment in default of serving (amount- rental & course of action- vacant possession{can small court do that}) base on timing ? is time justify to which is defendan only serve plaintiff 30 days after summon or 18 days after 1st hearing? The defendanis a very problematic person, haunted plaintiff day and night.  what is the form no of judgment in default? and how's the procedure? Is very subjective right up to Courts.

What is the best solution? to withdraw the case from small court and asked for lawyer to handle?
*
I don't understand your post. It's all jumbled up and there's part from the other question by the other forummer. rclxub.gif

Can you please explain your facts of the case properly and in the end, list down the questions with proper numbering so to make it easier to answer? smile.gif

Thanks. icon_rolleyes.gif
cheekily
post Apr 4 2012, 10:49 AM

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Hi dariofoo,

I paid RM800 for disbursement fees to the developer's lawyer. RM400 covers miscellaneous, which include Land Search, Transportation, Document Fees, and Other Miscellaneous. The remaining RM400 is for Registration for Transfer (the lawyer mentioned that it's for registration of document of transfer at Land Office from developer to my name - Individual Title). Is this referring to the CKHT form? Is the amount for disbursement fees reasonable? Please advice...thanks in advance!
StylezWork
post Apr 4 2012, 02:17 PM

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QUOTE(StylezWork @ Apr 3 2012, 09:19 PM)
Dear all sifu's

Need your input on this quotation, first time selling a house

This quotation is quote by Buyer's lawyer to me

Legal Fees

1) Preparation of Receipt & Reassignment - RM300
2) Revocation of Power Attorney - RM100
3) Preparation of CKHT I - RM 600
4) 6% Government Tax - RM 60

Total RM 1,060

Then other disbursement total up to RM 452 so the final total he quote me is RM 1,512

Is the above amount common or being overcharge? My property selling at RM 425k

Thanks for the advise
*
Hi Dario, can you please advise on above quotation whether it's reasonable? Thanks

BTG1982
post Apr 4 2012, 08:56 PM

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QUOTE(dariofoo @ Apr 4 2012, 10:35 AM)
Depends. From whom to whom?
*
Hi,

I bought a house with my gf 2 years ago. Now we would like to transfer house ownership to my gf's mother. Bank advise us to do new S&P and new loan agreement (Our current loan still within lock in period and will be fined). My queries as following:

1.) If I do the MOT (love and affection transaction) instead of S&P, shall I still need to pay the stamp duty fee as below rate:

First RM 100,000.00 = 1%
Next RM 100,000.01 - RM 500,000.00 = 2%
Next RM 500,000.01 - RM 2,0100,000.00 = 3%


Thank you!
sil3ntlif3
post Apr 4 2012, 09:22 PM

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QUOTE(dariofoo @ Apr 4 2012, 10:35 AM)
1) Sorry mate am not sure about the type of insurance. But there is no such thing as a claim for compensation for "vibration/sound/lack of sleep killed some patient or old people". For a claim for damages for negligence there must be causation between the act and the result. If the beam fell directly upon the building then of course there is negligence. But for loss suffered merely due to noise emanating from piling works is not claimable. I doubt if there is insurance coverage for such matters too.

2) If I'm not mistaken for fire insurance for such buildings, it would be purchased by the JMB/MC for the whole building and payment would be pro-rated according to the units owned and collected by each owner. I'm not 100% sure on this though.
*
Thanks for reply rclxms.gif

1) Well, i guess as much that there won't be such insurance. But there is insurance for "damage against adjoining property" but that is only property. This is only an if there's a construction nearby a hospital. What could the construction company do to protect themselves? If it's not claimable what can they do? ohmy.gif

2) JMB/MC? What do you mean pro-rated according to units owned? rclxub.gif can anyone help please?


TSdariofoo
post Apr 5 2012, 01:30 PM

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QUOTE(cheekily @ Apr 4 2012, 10:49 AM)
Hi dariofoo,

I paid RM800 for disbursement fees to the developer's lawyer. RM400 covers miscellaneous, which include Land Search, Transportation, Document Fees, and Other Miscellaneous. The remaining RM400 is for Registration for Transfer (the lawyer mentioned that it's for registration of document of transfer at Land Office from developer to my name - Individual Title). Is this referring to the CKHT form? Is the amount for disbursement fees reasonable? Please advice...thanks in advance!
*
No, CKHT is only for subsale. It has to be registration fees for the MOT. Ask for receipt if you have any doubt as to the amount. icon_rolleyes.gif
TSdariofoo
post Apr 5 2012, 01:31 PM

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QUOTE(StylezWork @ Apr 4 2012, 02:17 PM)
Hi Dario, can you please advise on above quotation whether it's reasonable? Thanks
*
Please check with the various samples in v1 of this topic. There's many to compare with. icon_rolleyes.gif
TSdariofoo
post Apr 5 2012, 01:33 PM

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QUOTE(BTG1982 @ Apr 4 2012, 08:56 PM)
Hi,

I bought a house with my gf 2 years ago. Now we would like to transfer house ownership to my gf's mother. Bank advise us to do new S&P and new loan agreement (Our current loan still within lock in period and will be fined). My queries as following:

1.) If I do the MOT (love and affection transaction) instead of S&P, shall I still need to pay the stamp duty fee as below rate:

First RM 100,000.00 = 1%
Next RM 100,000.01 - RM 500,000.00 = 2%
Next RM 500,000.01 - RM 2,0100,000.00 = 3%
Thank you!
*
Bro, I've already answered this same question posed by you earlier.

Here's my answer:

"From parent to child, there is a 50% rebate. From child to parent, I'm not sure. Can't remember, to be exact. Perhaps you can call LHDN hotline just to confirm. If so, then your gf's half share to her mother would be entitled to 50% rebate."

TSdariofoo
post Apr 5 2012, 01:38 PM

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QUOTE(sil3ntlif3 @ Apr 4 2012, 09:22 PM)
Thanks for reply  rclxms.gif

1) Well, i guess as much that there won't be such insurance. But there is insurance for "damage against adjoining property" but that is only property. This is only an if there's a construction nearby a hospital. What could the construction company do to protect themselves? If it's not claimable what can they do?  ohmy.gif

2) JMB/MC? What do you mean pro-rated according to units owned?  rclxub.gif  can anyone help please?
*
1) Don't guess. Call up an insurance company, make an appointment and get the right answers. If you're serious about this and if you think it's a big issue then do it that way. There's no other way but to seek professional advice from an insurance consultant/agent. That's the best advice I can give. Your questions now are not really legal but more towards policy of the insurance companies themselves. So, they are the best persons to advice you further on this matter. smile.gif

2) Joint Management Body [JMB] or Management Corporation[MC]. They are in charge of the maintenance/upkeeping of the building. They act on behalf of all the owners. For fire insurance, if I'm not mistaken, the JMB/MC will get a quotation from the insurance company for the whole building.

Let's say that the premium is RM100,000.00 a year. If there are 100 units, it will be pro-rated according to each unit - so RM100,000.00 divided by 100 = RM1,000.00 per unit.

If one company owns 10 units in a floor, then they would have to pay RM10,000.00 (1,000 X 10). That was what I meant by pro-rated.
tobetest
post Apr 5 2012, 07:30 PM

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Hi dariofoo

I’m doing a clean transfer with "love and affection from husband to wife" as consideration via a memorandum of transfer (MOT). The lawyer says I need to do consent because the state authority request it when do name transfer, may I know is this true?
TSdariofoo
post Apr 5 2012, 10:10 PM

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QUOTE(tobetest @ Apr 5 2012, 07:30 PM)
Hi dariofoo
 
    I’m  doing a clean transfer with "love and affection from husband to wife" as consideration via a memorandum of transfer (MOT). The lawyer says I need to do consent because the state authority request it when do name transfer, may I know is this true?
*
Check what is stated in the Geran/Title, boss. nod.gif
sil3ntlif3
post Apr 5 2012, 10:25 PM

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QUOTE(dariofoo @ Apr 5 2012, 01:38 PM)
1) Don't guess. Call up an insurance company, make an appointment and get the right answers. If you're serious about this and if you think it's a big issue then do it that way. There's no other way but to seek professional advice from an insurance consultant/agent. That's the best advice I can give. Your questions now are not really legal but more towards policy of the insurance companies themselves. So, they are the best persons to advice you further on this matter.  smile.gif

2) Joint Management Body [JMB] or Management Corporation[MC]. They are in charge of the maintenance/upkeeping of the building. They act on behalf of all the owners. For fire insurance, if I'm not mistaken, the JMB/MC will get a quotation from the insurance company for the whole building.

Let's say that the premium is RM100,000.00 a year. If there are 100 units, it will be pro-rated according to each unit - so RM100,000.00 divided by 100 = RM1,000.00 per unit.

If one company owns 10 units in a floor, then they would have to pay RM10,000.00 (1,000 X 10). That was what I meant by pro-rated.
*
1) Alright biggrin.gif thanks alot. I do know some agent and insurance managers. Sorry it's a difficult question biggrin.gif

2) Thanks alot for clearing that up biggrin.gif I've no idea what it mean be4. So JMB/MC will represent the owner to claim the insurance from everyone one of the insurance company? So JMC/MC exist in every building?
Koo_Hei
post Apr 5 2012, 11:48 PM

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greetings guys,

Has anyone come across of problematic tenants? who doesn't pay rent for months... since the landlord is too kind, no other action been taken until recently, he issued a letter to the tenant recommended by a legal adviser... but I don't think it will work.. the tenant seems ignoring it...

Any advise? thanks.
TSdariofoo
post Apr 6 2012, 04:07 PM

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QUOTE(sil3ntlif3 @ Apr 5 2012, 10:25 PM)
So JMC/MC exist in every building?
*
nod.gif
k3v1n
post Apr 7 2012, 09:10 AM

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Dario, how are you? smile.gif I got some problem to trouble you again.
For my case, my bank has released the first payment to the vendor, now I'm waiting for the second release. There's been over one month ++ since the first release, I call the lawyer she said they are waiting for original document, I ask her what is this she didnt explain to me clearly. I wanna ask you Dario, what is original document actually? I can't wait for doing renovation of my apartment, can I request keys from her to do my renovation instead of waiting the second release? Hope you can give me some advice!

Thanks! notworthy.gif
j.tan87
post Apr 8 2012, 11:02 AM

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Transfer duration for leasehold will take 8-12 months
Arndt
post Apr 8 2012, 09:05 PM

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Hello,

I tried the search function but couldnt find a post related to this matter.

I am a first time house buyer. I went to 4 banks to apply for home loan. Only now that I realised that one of the bank, in the disclosure sheet, it says that if I rejected the loan once offer letter is issued, I had to pay 1% of the total loan (yuran pembatalan). Is this true? Does it apply to all of the banks? None of the bankers did mention to me about this!

FYI, I went to RHB, HSBC, Al Rajhi and also Maybank.

Thanks for any answer.
jenova
post Apr 9 2012, 01:17 AM

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Hi Lowyat Shi Fu & Master, im thinking to get a property which bank value is higher 20k than selling price.

I thinking to mark the selling price higher to get more cash for renovation and owner said he is ok with that.... so can anyone share with me how to do so?

The property selling price is Rm270k, bank value RM290k. Should i tell the bank the "selling price" is RM290k, then 90% of loan = RM261k, so i could have more cash on hand.. if i want to do so, how much deposit should i pay the owner? How to run the whole process and avoid owner/seller refuse to pay me back the extra money??? sad.gif

Thanks Thanks ~
phoenixxx
post Apr 9 2012, 02:10 PM

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Hi Dario,

If I'm purchasing a unit 2nd hand (subsale), do I have the right to the 1st owner's original SPA with the developer? It is a vacant lot with 2 yrs left in warranty.

Reason I'm asking is because despite what's been promised verbally (did not put down in SPA), I'm having problems trying to get the 1st owner to help settle some warranty / house defect issues. To my knowledge the developer has a right to refuse warranty with anyone other than the 1st owner as the SPA is between them and the 1st owner only.

I've asked for the original SPA in several occasions but failed to get them, and my lawyer is also having difficulty getting the full SPA from them (my lawyer only have the few "necessary" pages).

I think there might be a clause which states that if the developer fails to rectify defects within x amount of timeframe (1 month?) the owner can proceed to perform repairs him/herself and claim the repair cost from the developer.

I wish to try for this before my transaction completes (right now we've both signed, and we're in the 3-4 months pending loan for the balance disbursement).

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