In a traffic jam just now some ... hit my car and damaged the mirror. I was standing, so not my fault. Can I claim from insurance? Unfortunately he didn't crash, so I don't know who it was. IIRC the insurance is of the fully covered type...

Fortunately the mirror itself wasn't damaged, just the outer casing, but I'm afraid repairing it will cost a lot...

usually not worth it to pay insurance, deal with it or repaint/putty

If you claim, you'll lose your NCB.

if that is your question : Sure.. u can claim your own First Party insurance...

But you might not wanna claim it though

the golden question is, how much is your side mirror

I dont think its covered, and anyhow repair costs only around RM300 unless your car is BMW or better...
Its not worth it to claim your own insurance because NCD would be gone (probably worth around RM700/year)..

Unless your insurance is new no NCD yet then go for it

why ur side mirror was hit by a motorcycle? did u positioned your car wrongly..

stuck in jam la bro.

my side mirror got occasionally kena bumped by motorcylist zig-zaging their way out. scratch abit but no damage.

not worth it to claim insurance. NCD gone reset.

U can curse the bike rider in your heart. Really hate those silly bikers. Those irresponsible 1.
There was once when i was stuck in jam, a bike bang his front wheel on my steel side step when doing zig zag. Luckily, it's steel side step, no damage. XD.
Some scratches on body also happened before. So, just curse them will do.

cannot blame motorcyclist also, sometime in traffic jam, car driver simply put the car too closed each other, too near in the middle of the road

Responsible motorcyclist will choose another way, o opt not to go through if vehicles are too close together.

Those irresponsible 1 will squeeze through without taking care of the vehicles. Do u want to hv your car scratched, or side mirror bent by those ppl, and not blaming them? Think.

I ride bike to work and drive car to work also... in traffic jam, i always avoid drive near center line, drive center on the lane, when change lane, always see no bike near to me, people never ride bike are always blame motorcyclist sure! try ride bike in jam, then u know.

u kena bang at where? subang jaya?

Dude... what those motorcyclist is doing is called Lane-Splitting/Filtering ... which is illegal in certain part of the world.... so why cannot blame them? They are basically sayign their time is MORE important that car driver's time....

Ya sometimes car not at the center of the line, I don't know whether they are blind or having problem with their eyes?

Left lane car aligned to the right, right lane car alight to the left? Is the driver of the left lane car trying to kiss the right lane car passenger? What the f man!

If they stay right in the middle center of their lane this thing won't happen unless the bikers really stupid.

And when we bang their mirror, they curse us? Curse yourself first for being an ******* and please align your head and eyes properly next time, Ha ha ha!

not like that, just give away for motorcyclist, not because you pay more roadtax, you can conquer the road.. just be tolerant

Dude, if you want every bike stop doing that and stay in the lane, if today your traveling time is 30 minutes, you can expect it to become 1 hour because bike can't do this lane-splittine/filtering anymore. Please think of others as well. Don't be so self centered ignorant xxxx......I drive as well, when I saw them at the middle and I see myself not aligned properly, I move abit to so they can pass through. They can save their time, and I don't want them hitting my side mirror as well. I sometimes even see BMW or Mercedes flipping their mirror so that bikers can pass through. Even rich fella can think of other motorist, why can't you?

Bikes not suppose to cilok. They suppose to occupy the same lane as cars. Next time, drive a bigger car like a pickup truck. If they bang, sure pain for few days. Or reinforce the side mirror with steel plates like armoured truck. 1 bang sure pengsan.

What's rich or not rich got to do with anything?

I ride.. a CBR... and most of my riding buddies think those 99% of the kapcai riders like got appointment in hell for the way they ride...

Oh ya.. sorry if I dont drive around centered on giving 100% priority to kapcai weaving aorudn the roads .... if I dont ride liek that, I dont give stupid excuses to peopel who ride liek that.

Unless they drive waaay too irresponsible I don't mind giving way to bikers. But why must they do that at such speeds? Others drove past me standing in the same position, but they didn't bang my car. Is their time worth so much that they risk others property and their own lifes?

The mirror isn't painted, but the plastic casing is broken.

Thanks for the info on insurance, not worth it then...

Those Mercedes and BMW drivers are just scared something happens to their cars... and they just have to push a button to fold in their mirrors. Also that way they have no clue what is happening around them, so they can't be careful if someone tries to squeeze through...

This post has been edited by kadajawi: Dec 5 2011, 07:13 PM