Ivan, do u have any properties in Msia? I heard we cannot buy HDB in Spore if we hv any prop in Msia rite? I hv 2 properties in Msia... not sure have to sell or not..

U mean u paid S$300K in cash to buy ur home or the home costs S$300K? Anyhow, your area is Commonwealth, so it is a good deal!

Dei,

600k condo
60k downpayment
540k loan
BLR - 1.95% (which is what I'm paying for my property in KL) over 30 years = rm2,785 a month.

Besides you're not comparing properly. Your 2-3 room hdb for $1.5k to $1.8k, where is it located? City center? Or outlying areas that need a 25-30minute MRT ride? Greater KL area small 1000sqft condo like Sri Petaling, Seri Kembangan, all these still rm300-400k la.

In any case I use your figures, sgd 4.7k - sgd1.8k (for rental) - sgd 1.5k (for transport and expenses) = potential savings of sgd1.4k = myr3.4k. small increase in savings, big decrease in standard of living (crowded mrt, no more swimming pool, gym and tennis court at the ground floor, no more car to go out on weekends, etc).

so u use around 100k cash /cpf ? 20% dp = 60k cov = 20-30k + reno?
commonwealth quite develope, your block more than 15 years ?

Fair enough - anecdotal evidence and subjective weightage of what is and isn't important will differ among all of us so the argument will go nowhere - we'll all just agree to disagree.

If you're interested in some objective numbers though, do check out UBS' prices & earnings survey: http://www.ubs.com/2/e/medlib/wmr/pdf/Prei...ehne_2011_e.pdf

Including rent, Singapore prices index is 2.42 times higher than KL. isn't one possible conclusion from this is that if you come over on anything other than a 1:1, you will actually be worse off?

By the way where is commonwealth? Woodland?

My budget is around SGD400K to buy HDB so which area I should look at?

mine to share with us what're the penalty? I understand that the work permit is taking care by the employer hence we don't apply work permit ourselves.

who will admit bro ? just let u know, they not able to check

From the website look like after completing purchasing the HDB we have to sell off our overseas properties within 6 mths. Why after completing purchase but not before purchase? So meaning we still can purchase HDB if we have properties in oveseas but after that we have to sell it off?

Anyone stay near jurong west? Wat network provider u guys used? Im using singtel but the reception in my room so freking sux. Most of the time oni 2 bar signal only zzz. Only when inside or near jurong point then can receive almost full bar signal.