You have 2 choices on the new insurance for your "new" car.

1) you can use the NCB of your previous car & "compensate" the Insurer with difference. It depends on the sum insured of your "new" car , calculate if its more savings doing this way or just choose option 2.

2) just purchase the new insurance for this "new" car & NOT entitle to any NCB for this first year purchase.

If you want a detailed procedure, I suggest you tell the whole situation out here so that other forumers can help you out if I cannot.

Usually nowadays if your car's value is less then rm10k, users tend to buy Third Party Fire & Theft or if you have lets say 55% NCB you also can insured for rm12k First Party if the Insurer accept it. This is my personal opinion cause I insured my 19 year old Wira under 3rd Party Fire & Theft only as I have used my 55% NCB on my newly purchased Used Car [ First Party Insurance ]

Most insurer have different package, but mine was okay cause they even insured my 19 year old Wira without any question asked , some insurer have terms & conditions like asking you take extra PA for passengers , deswai I said go back to your regular insurer

The fastest & easiest way of doing OT is both seller & buyer go to the JPJ counter & do biometrics scan.

It takes less then 5 mins for the procedure to get done.