I think this will happen very soon. UOB SG raised the entry requirement fortheir Privilege Banking in Singapore from SGD300K to SGD500K last year


Nice!!! I'm going to get the UOB Bank one


Aim for Premier Banking/Priority Banking first

This post has been edited by MilesAndMore: Jan 12 2012, 10:43 PM

Many people here are not eligible though.

You are also ineligible for it But 30% return... yet they keep on warning us to stay away from all investment schemes that give a return that seems too good to be true. 30% seems too good to be true to me too


I don't just like Dragons. I worship Dragons You are talking to one who was born in 1988, sometime in the month of Leo

The reason i am so keen to get the UOB Bank ang pow is because i have never gotten any UOB Bank ang pow before. I want to get it this year to add in to my ang pow collection Seriously, i would have gotten the Citibank one with gold dragon but too bad there is no Citibank branch in KK.

Anyway, the AmBank one does look nice too with the big dragon word in Chinese. I'll go to AmBank to update my savings passbook next week and ask for some

By the way, no one has seen the Public Bank and HSBC ang pow for this year yet ?


How nice of you to take the time to upload all the ang pow and share them with us

I wish i was born on 8th August, so that my MyKad number will start with 880808-xx-xxxx. That'd be real awesome

Anyway, i still have a long way to go. I wish to have multiple Premier/Priority/Privilege/CitiGold accounts like you and then eventually, Private Banking


Yeah, Standard Chartered is always so stingy. They gave me just two packets last time and they refused to give me more

Anyway, has anyone opened the Islamic FD at KFH yet ? You must open a savings account with them too right ? The savings account comes with a high profit rate too. The KFH in KK just opened last year in the former premise of UOB Bank, in the Great Eastern building. The branch looks pretty luxurious but i still prefer the interior design of the newly built UOB Bank building just across the street.

Not bad


HSBC is very stingy this year. I was initially given only two packets of Ang Pow and i was told they were only given very limited amount of Ang Pow this year. My RM gave me another extra two packets and that's it


The PBB branch i went to this morning ran out of Ang Pow already


Got dragon ? Ok. I'm going to CIMB Bank tomorrow

By the way, many people went to PBB this morning to open new FD (Prosperity Rates). The power of a good/well-known/reliable brand

If you look at those posts posted by the seniors here, you'll notice that each reply may consists of a FD-related reply to avoid going completely OT. And i just happen to be the lenient one. So yeah. It's fine by me.


As well as a lot of informative information posted by the seniors here yet i don't hear they get praised ? Some moderators will just close your thread and lead you to the existing thread to avoid any thread duplication (so that we can pile all the information for our own benefits as well as other people) while some will merge it with the existing one. Whoever closed your post (or topic) must had a good valid reason to.


As i said, posts posted by some seniors consisted of a FD-related reply to avoid going completely OT. So it won't be possible to remove all the posts without editing the original content of the post and it is not recommended to edit one's post unless it contains a flaming message. Besides, you've posted quite a few OT replies in a few other threads too and i've been very lenient about it


I think some of them do and some of them don't. That's the power of a well-known/well-established banking house. While the majority of us here do like to check out and compare the interest rates offered by various banks and will actually take all the problem to withdraw and close the bank account when another bank is offering a much more attractive interest rate, the general public just couldn't be bothered i guess

This post has been edited by MilesAndMore: Jan 17 2012, 11:09 AM

Yes. And the best one would actually be KFH as they pay you the interest upfront. So if you do celebrate CNY, it means better cash flow for you this CNY

This post has been edited by MilesAndMore: Jan 17 2012, 11:23 AM

Yes. Won't be a problem to those working/living in a place with a KFH branch nearby. Otherwise, other bigger banks such as OCBC and UOB make more sense. Anyway, it usually is those foreign banks with limited branches that are very aggressive with their FD products. Big players such as Maybank, CIMB, Public Bank and RHB Bank just couldn't be bothered most of the time The only local bank that sometimes offers a very attractive interest rate is AmBank (and Hong Leong Bank too with their Junior FD - info provided by Gen-X).


The whole point about getting praised was to show that usually a very puny thing gets picked on but when people actually do something right or have contributed something, it usually goes unnoticed. I'm not saying that anyone here is hungry to be thanked for the information they provided, else many people who frequent this section won't be bothered to post anything here or to share the information they know anymore. I bet that you probably can get a better information here rather than directly from the bank and many people here actually speak through their experience, thus the information provided are usually the latest and accurate.

Besides, this whole ang pow discussion started because many people have gone to the bank in the past few weeks mainly to renew their FD (SCB FD 5% offer came to its term). As CNY is just around the corner, they were also given ang pow and some people just want to share it here. So it's kind of indirectly related. It's like one met B because he/she was there to meet A in the first place and so the conversation started.


You were only asked to use the existing thread to post whatever questions you have in mind. The moderating team is doing their best to keep an eye on this forum. Anyway, yes. Moving on...

This post has been edited by MilesAndMore: Jan 17 2012, 04:25 PM

Full.

CIMB Bank 5% bonus interest is ending soon. You do need to be a CIMB Preferred customer to be eligible for this promotion.

http://www.cimbbank.com.my/promo/bonus_interest/

For another two weeks only. This promotion started back in October last year.


You still need to pay them back in installment on a monthly basis. It means that you won't get the 0.4% interest. It's so much less than that. Citibank offered me a similar deal last month. I was thinking to take up the offer and put it all into my mom's ASB but in the end, i rejected the offer.

If the profit rate is 4%, then yes. You'll get 4%, full. Still in doubt ? Go open one yourself.


Once again, the OCBC Al-Amin GIA is exactly the same as HSBC Amanah AGIA-I, AmIslamic Bank GIA (just to name a few) and the profit rate shown to you is fixed!

You also do not simply challenge people who have actually invested their money in this kind of Islamic FD before lah


And why didn't you show me the link to OCBC earlier ? Asking you to open an account to test is considered rude ? Wow, we do learn new things everyday eh ?


Test it yourself to believe it! Simple enough! Why make it so complicated ? Many of us speak through our experience. If you are constantly in doubt of our answers, then you should just try it yourself and put this all to rest once and for all.


Well done! Since there is no way to convince anyone who is still in doubt (bank staffs also seem to be giving a different answer), the only way to find out is to do what Gen-X did! Learn learn... No point arguing with those who have had this Islamic FD before if you never had one yourself. There are times that we may provide a wrong information here. However, for this particular case, i am actually speaking through my experience.


It's fixed but many bank staffs don't seem to know it. I'm speaking through my experience as i have had Islamic FD (profit rate shown to me was 3.7% when i opened the account but by the time it matured, BNM had cut the OPR several times and the profit rate was only 2%. However, the total profit i received was based on 3.70%)


Been there, done that too

This post has been edited by MilesAndMore: Jan 20 2012, 06:25 PM

I don't quite get what you were trying to say. TRB stands for total relationship balance and from what i remember, the catch usually is that you need to sign up for HSBC Premier. For existing HSBC Premier client, you only need to come up with new funds.


Yes. Can be considered as a good news. It's been widely reported since last week that economists around the world expect Reserve Bank of Australia to cut their key interest rate. They already cut their key interest rate once last year and should this trend continues, central banks around Asia may follow suit too.

Man... this is not good.


Nope. The promotion is applicable to new customer as well. You just need to sign up for HSBC Premier. Basically, they are asking you to deposit RM200k with them.

Aiyo!!! But they don't really offer much for their Privilege Banking service compared to other banks.

Please please please don't


Which hotel ? They only invite those who recently bought some insurance, structured products, unit trusts etc. from them. Need to continue to be a "good" customer to them in order to get invited to all these fancy dinners


I wasn't aware there is a special OCBC Premier Banking debit card. I expect a picture from you mate (as soon as you get it)

Commercial Banking ? Man, that's an even bigger fish

You do not need to be a Malay to open a bank account at Bank Rakyat.

Yes and no. Anyway, when you have at least a few Millions Ringgit, the can always negotiate for a more favorable rate actually.


Tier-2 rate applies but as i said, if you have at least a few Millions Ringgit, you can always negotiate for a better rate.