Yup exactly,

Dollar for dollar. I do have investments in both Australia and Malaysia. However when I invest in Australia I do not think about the currency change but how the value in itself can help increase my investments. Therefore, I still haven't got an answer,,is it better with 6.50 variable savings account or 5.50 fixed deposit?

Saw in today The Sun, Bank Rakyat, Qiradh General Investment Account-i, return up 4.6%, min. RM 500. Profit credite monthly.

im new to this FD..so in my head the calculation when i put in rm40k in a bank with 3.2% for 3 month is..

rm40,000x3.2%=rm 1,280

so end of third month i will get rm 1,280..am i corret? thanks

Is there such thing that when you have certain large amount of fixed deposit, you will be taxed? ie. under C3 Faedah dan diskaun.

Talking about AUD FD, got me interested as my daughter is expected to go downunder  for her B.Sc. OCBC offering 8.67% for 1 month and their rate for 6 months at 4.58% not too bad. But, who knows what will the exchange rate be down the road.

Was looking at Melbourne banks, the term deposit rates really varies between banks. Maybe I will go do some research and post an article on AUD Term Deposit Rates. Can someone please give a the list of banks in Melbourne that have many ATM around besides NAB, Commonwealth and Bank of Melbourne. 

Earlier it was mentioned 6.5% for BankWest but max AUD500 deposit a month.
For OCBC, it is a Fixed Deposit Promo and minimum deposit RM10K

Based on what gsc mentioned, if have to convert back to RM and cannot renew in AUD, then no point lah I start new thread.

You are right, I see I see clearly that ICICI US FD rates die die also no one can match it.

As for Australia Term Deposit interest rates, boy, lagi complicated, each bank have different rates for different deposit amount. Anyway, those of you who are interested, click below link to read my latest article where I have tables for few Australia Banks Interest Rates and also OCBC, RHB and UOB AUD Time Deposit. You can skip the intro and just look for the tables, hahaha

Australia Education, Term Deposit, Savings Account and Credit Card Interest Rates

Bro, you should go set up a financial house and manage other people funds with your knowledge and expertise 

i did thru that method juz that on a normal account thru ANZ in sg as well so that i could transfer some money 2 my parents n spend when i'm back

the most easiest way of all would b opening anz account in sg as well as in aussie as u would get instant transfer n preferential rates

gen-x i would suggest u go 2 ambank as they hav a getset account which could open an education acount in m'sia thru anz as their partner n if u need more info let me know

Peeps, you gotta hear this!!!
Bank Rakyat FD, 4.01% pa for 12 months, and for >60 months, 4.60% pa!!!

Qiradh General Investment Account-i (Mubeen)

why no1 mention bank rakyat,not good?

Anyone heard of FD promotion in Alliance Bank with interest up to 5%?

I couldnt find information about it in their website..
My friend just put 30K into the FD and they mentioned will generate around 1.5K yearly..
Not sure how true is it..

Just found out that CIMB allows no-limit Cash Withdrawal at any CIMB branch with passbook + MyKad ..withdrawal slip not necessary.
MBB impose a RM25k cash withdrawal limit at non-home branch.

Well, initially I called their general line and always ended up with "press # to return to menu" 

So called their Priority Banking CS and service was excellent. The guy confirmed what gchowyh mentioned - 3.9% for 12 months FD and if apply credit card 4%. As for Priority Banking, can just walk into any branch.

Is still new in AMBank. They will be having a centre in TTDI soon.
From the RM, she said is by invitation only but the qualifying factor is around RM 250k in deposits

Deposit RM200K at any branch today and one will be entitled to PB status but no free coffee  But to get their VI or WMC credit cards need income of more than RM200K p.a. 

Oh, I already talked to my RM on that. For now, the Infinite card will still require a separate application but in future, they may automatically auto-approve the card.

Btw, no free coffee for now but you will get 1 or 2 free meals! Don't say you heard it from me..

Heard conversation of auntie uncle said that is good to put money in a Chinese bank. They feel more confident and secure. Say that usually only Chinese know about this good offer.

Monthly basis is not worth it. Min 3 mths as rate is very much better.

FD rates due to economy wont go up, can only go down so its better to lock in for longer period.(if you think not utilising of course)..

Uplifted FD slip can keep? I thought bank will take back?

Huh? The logo colours macam HLB