Here you go. Not so easy to switch. For PRS just pick one. No need pening kepala to pick so many funds.

Hi Sir/Madam

Can final propose which PRS provider better, Affin Huang PRS Moderate (Asia ex-Japan) or CIMB PRS growth fund Malaysia market only... as i will buy 1 PRS next week also for RM3000 tax relief purposes. Th

FSM or eUT Malaysia. Both zero percent service charge.
Only RM8/year. If you don't topup, no charge. But wasted la. PRS money still your money at the end of the day. Income tax money paid is not your money 
Avoid public bank. They may be one of the most popular but they are one of the worst in the market 

You must know what you want to to buy. Don't simply buy because someone told you so. Read more about unit trust.
https://forum.lowyat.net/topic/4193169

Again choose what you are comfortable with.

You have to understand that unit trust is a basket of stocks which invest in stocks or bonds. To make profit from unit trust, your buying price have to be way lower than selling price.

RM 8 per year goes to PPA not PRS provider.

RM8 charged yearly per provider.....(not payable in the year the account was opened and in the year where there is no contribution).

https://www.ppa.my/joining-prs/other-important-information/

LGE doesn't look like Nobita? 

switch to same provider or different provider?

if really thinking of an impending crash.....try switch to a conservative PRS fund....(more on FI)...it "may" help preserves more of your value.

Only now I know PPA account no is own IC no. Between, I didnt see deduction of RM10 for PPA account opening fees in my FSM acc. All the money goes into the PRS investiment. Is the deduction comes later?

yeah.  first time. bought it on mid dec for disposal of tax purpose. Already checked with FSM, yes apparently they didnt realised that I am new, so now they will inform the fund house on this matter. But since i invested in mid dec, so i assume this is valid for tax disposal?

The incentive is only disbursed twice a year.
I think the incentive is still extended after 2018.

Remember deposit to PRS via FSM will receive RM40 voucher code?

Anybody received it? Or when suppose to receive the code?

I remember the code will send via email.

The Securities Commission is liberalising the regulation of private retirement schemes (PRS)

This would include allowing conservative funds to invest in foreign markets and PRS funds to invest in exchange-traded funds based on physical gold to increase asset diversification into alternative investments.

"Meanwhile, PRS also enables its members to access funds to ease their financial burden in times of need,” said SC chairman Datuk Syed Zaid Albar.

https://www.thestar.com.my/business/busines...irement-schemes

can take out also 

First buy buying (account opening) through PPA website.