1) invest in UTs thru PRS funds without the SC.

Sure boh?
PM PRS is charging me 3%SC for its fund.....(if) PLUS the usual 5.5%SC of buying into their EQ funds and repackage them to PRS funds (like you said) = 8.5 % SC.....
am I a fool to believe that?
like what forumer yklooi asked....where did you read that?
got any link to that info? 
or hearsay only or only a fool would believe that? 

Hi, i am planning to put some money in PRS, mainly for the Rm3k tax deduction and also to get my RM500.

Which bank's PRS should i invest in? I wanted Public bank due to convenience but the funds does not seem so attractive.

By the way, if i am not wrong, PRS can't be withdrawed until we are 55 years right?

Yes.....30% of what the current value is and pay 8% tax

ya-lor...like those you mentioned earlier in another thread..those got the movie tickets....

that is the lesson learnt on Eq investment...you just don't know what will happens next...
like china mkt corrected, sudden Yuan devaluation in Jan...Brexit, ...Liquidity problems in M'sia small caps.....in Aug

guess have to 'press" ball loh...but investment journey have to keep going on amid lessons learnt and to be learnt again and again.....

i keen to transfer all my unit in public mutual prs to new provider, is it only one off transfer fee right? and my old prs account in public mutual should be closed right?

from PPA
annual fee - RM8 charged yearly per Provider (not payable in the year the account was opened and in the year where there is no contribution)

so it mean if we doesnt top up that year, we are not charged rm8 ?

i m a bit cheapskate, dont want let them buta buta charge rm8/ year.. if not going to cont with the PRS

the existing PRS for 1K govt top up 500 still valid right?

base on the existing comments,,,we can get tax relief up to 3K?  didnt aware about it.... If i open account now mean its FREE of RM8 charge...

but can it be withdraw? lets say I not working in Msia anymore..

Well, it seems with a higher risk, CIMB Islamic Prs Plus Asia Pacific Ex Japan Equity Class C trumps other fund, cumulative returns of 21.33% over 4 years 

Most likely due to appreciating USD? 

maybe tis?
https://www.aminvest.com/OurFunds/PRSFundsP...mPRSAPREITs.pdf

I think applicable for 1st time investor only. If existing one won't get RM1k.

D tax relief were meant till 2021 roughly 9-10years. By then prs shud hav matured n hav track record wether it works or not. They will hav to stand by their own by then. For now, its learning process.

ill always choose prs compare to mutual funds though

correct. tax relief til 2021

So we ask FSM how to go through the PRS nomination process right?

For those who wish to save to buy CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class A at 0% sales charge. U can buy it from eunittrust, save the 0.1 % annual management fees as compared class C fund..