For this year, I have invested RM 2k in Principal PRS Plus Principal RetireEasy 2050 - Class C.
In order to obtain to personal tax relief of RM 3k, I need to invest another RM 1k in that PRS.
The issue is that the NAV of Principal PRS Plus Principal RetireEasy 2050 - Class C is highest year-to-date.
Initially, I want to wait for its NAV to decrease, before I invest the remaining RM 1k.
However, its NAV keeps on increasing, and is good for those who who want to withdraw from the PRS at age 55 or above for retirement.
For someone like me who is many years away from retirement, it is painful to perform additional investment into that PRS.
Hopefully, by the end of this year, there will be a period of lower NAV, for me to perform additional investment into that PRS.

How frequent do you invest in PRS?

Do you perform lump sum RM 3k investment in the beginning of the year, or do you invest RM 250 every month (as you said, ignoring whether the NAV is high or low)?
I invested RM 1k in the beginning of this year, and another RM 1k in April.

For the PRS funds , how certain are we to get back the capital once we attain age of 55? PRS value depends on performances of the funds.