Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Private Retirement Fund, What the hell is that??

views
     
cklimm
post Sep 29 2022, 06:39 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(arsenal @ Sep 26 2022, 02:10 PM)
what prs worth to buy at the moment?
*
see below

QUOTE(dopp @ Sep 29 2022, 10:12 AM)
Principal PRS Class C Asia Pacific
-MYR 519.33 -14.84
-MYR 222.69 -14.85

Heh.. pengsan
*
I will wait till US fed rate hike in November, then buy 3k via FSM sweat.gif
cklimm
post Oct 26 2022, 08:56 AM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(!@#$%^ @ Oct 26 2022, 08:26 AM)
is it time to go in for china now?
*
Why China?
cklimm
post Oct 27 2022, 02:08 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(!@#$%^ @ Oct 26 2022, 12:12 PM)
better than malaysia?
*
QUOTE(Ramjade @ Oct 27 2022, 12:55 PM)
Blame China emperor xi.
*
QUOTE(Thrust @ Oct 27 2022, 01:10 PM)
Shouldn't we blame America that causes all these?
*
Guys, you all have point, but chill
cklimm
post Nov 9 2022, 09:01 AM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


Latest from PPA:
90% of the funds dropped by at least 10% this year, except for RHB Islamic balanced, which made 23% up till 31 Oct

https://www.ppa.my/wp-content/uploads/2022/...ll-PRS-Fund.pdf
cklimm
post Jun 19 2023, 10:36 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


Its been so quite recently. Here, a new kid in town:
https://hlam.com.my/prs

user posted image
cklimm
post Oct 18 2023, 11:12 AM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(Ramjade @ Oct 18 2023, 09:59 AM)
If you believed in emperor xi, by all means continue buying Principle PRS Plus Asia Pacific Ex Japan.
*
second this, does Manulife reit good though?
cklimm
post Oct 23 2023, 02:43 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(cybpsych @ Oct 23 2023, 02:26 PM)
new android update

// Release Notes:

- Introducing Versa Retirement: We’re proud to unveil our all-new product suite, Versa Retirement! Now, you can plan for your future with confidence with Private Retirement Scheme (PRS) funds.

- Enjoy a refreshed app interface with a sleek and intuitive design that makes managing your finances effortless. Navigate seamlessly through our features, making your financial planning a breeze.

- We’ve also implemented minor security and feature enhancements along with bug fixes. //
*
Let's see if Versa also gives cashback this round
cklimm
post Oct 24 2023, 10:19 AM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(cybpsych @ Oct 23 2023, 02:50 PM)
got rm50 reward

1) friend signup versa and 1st deposit rm100 in a single txn into Versa PRS
2) you and friend get RM10 reward
3) you and friend get extra RM40 when your friend(s) deposit a total of RM3k into PRS by 31 Dec 2023.
*
on top of those, 6%p.a on 10k versa cash balance makes it rather attractive, BUT, does it comes with sales charge? if 3% its like cancelled all the sweeteners dah.
cklimm
post Oct 24 2023, 12:58 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(cybpsych @ Oct 24 2023, 10:23 AM)
try read the respective t&cs
*
QUOTE(victorian @ Oct 24 2023, 10:52 AM)
PRS usually no sales charge
*
ah, its 0 for this, thanks
https://aham.com.my/invest-with-us/products...tirement-scheme

QUOTE(MUM @ Oct 24 2023, 02:04 PM)
Looks like That 10k @6% is for 3 months only
*
Which is like RM150 in return

This post has been edited by cklimm: Oct 24 2023, 02:32 PM
cklimm
post Oct 29 2024, 10:40 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(Barricade @ Oct 29 2024, 09:05 PM)
I hope someone can help me understand.

Principal Global Titans Fund - MYR Class exposure is overseas right? And Principal RetireEasy 2050 - Class C holds 27.53% of Titans Fund.

How come regional allocation for RetireEasy 2050 is 97.57% in Malaysia? Shouldn't it be lower?

https://www.fsmone.com.my/funds/tools/facts...?fund=MYCPRE50C
*
Principal Global Titans Fund MYR

Its been in MYR, hence counted as Malaysia, although what the underlying fund holds lain cerita lah
cklimm
post Dec 19 2024, 10:14 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(danylgan2 @ Dec 19 2024, 08:53 PM)
This PRS is a scam. I deposited RM 36000 total and at the end of 10 years I only have RM 32000 in my Maybank etiqa account.
*
Maybank got PRS meh
https://www.ppa.my/prs-providers/
cklimm
post Dec 11 2025, 10:51 PM

Look at all my stars!!
*******
Senior Member
2,338 posts

Joined: Oct 2014


QUOTE(MUM @ Dec 9 2025, 11:34 AM)
I think, you will still kena the 3% sc if you buy from PPA. Bcos previously I read in PM thread,  ...even though you buy DIY from their PMO online platform, ...you will still kena that 3% SC for prs funds. None prs equities funds will be more %..

Just not sure of latest info about SC
*
If transfer in from other providers, will kena that 3% mou? now I am interested with that insurance, covers till 74 summore

6 Pages « < 4 5 6Top
 

Change to:
| Lo-Fi Version
0.1324sec    0.54    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 08:36 PM