Nasihat tahap "abah2" nie.

Yes yes, madman is king.

still got people think that old civics 

Salary:3.5K (Gross), Nett: RM3k
Commitments:
1) House (Mom insurance, Sister's edu, utility bills) - RM1.2k
2) Personal (PTPTN, H/P Bill, Oil EX5 and makanx2) -RM500
3) Saving 1K per month.
4) Future Development Courses saving - RM300 a month.

still got people think that old civics 

Yeah.that old civic.something wrong bro? 

Yup..in term of safety, they are out of date edi

that old civics are not safe for women..

coz they are legends on making women spreading their legs..haha

that old civics are not safe for women..

coz they are legends on making women spreading their legs..haha

1., 2. and 4. must be paid every month.
i'm assuming you don't have GF, otherwise your 2. wouldn't be that low.
so in reality you only have 1k for your intention of paying car monthly installment, petrol and maintenance + savings.

if monthly repayment is 600, petrol is 300, you only left 100 for maintenance? what happen when your car need major service? annual roadtax + insurance? do you want to be GF-less for this whole time? no saving for this whole time?

you can choose above option and stay like that for 2-3 years and pray that your job is secure for that whole time until your increment is enough to ease the burden. or you can save the 1k for 1-2 years and use it for deposit and that time hopefully your increment is enough to pay for the installment.

Only for the current FD maybe...the old ones only man would appreciate...and it stops at EK

Hi All,

I am planning to buy a Satria Neo R3    by end of the year for my personal use to work as I am currently travelling to Cyberjaya daily in my "Kapcai King of Traffic Jams EX5" from KL. I work almost all day long at times and usually travel back in the early morning which worries my parents and also GF.

My family already have a Wira, so this R3 will be truly for the driver. I am working in an IT MNC company, specialised under Problem Management with almost close to 3 years overall experience. After taking the accounting of owning a car, I made my decisions on R3 as I am not interested in H & T's, sorry no offence. Being unique in my own way is always my style, therefore I decided the R3 is the one, less on road and two door as I am not married yet.

I will provide my bio briefly for the elders in the forum to provide me some insights on this car and how heavy will it be in my pocket.

Age:25
Salary:3.5K (Gross), Nett: RM3k
Commitments:
1) House (Mom insurance, Sister's edu, utility bills) - RM1.2k
2) Personal (PTPTN, H/P Bill, Oil EX5 and makanx2) -RM500
3) Saving 1K per month.
4) Future Development Courses saving - RM300 a month.

I believe this data is enough for all to roughly estimate on whether I am capable of buying and also maintaning the ride after that. After all, even if I am planning to get married, I don't think buying a two door car is an issue as I am not going to bring my MIL, FIL in the car, possibly use my GF's FL for commuting them.

Some specs about the car,
Price: RM79,797
Performance:
Power: 145bhp / 7000rpm
Torque: 168nm / 5000rpm
Weight: 1200kg
Engine Upgrades:
Carbon Fiber Intake System
Reprofiled Cams
Recalibrated ECU
High Flow 4-2-1 Extractors
Lightweight Aluminium pulleys
Chassis Upgrades:
16" Lightweight R3 Gunmetal Wheels
Bridgesone Potenza RE001R in 205/45
High-Temp 500 Celcius brake pads
Wheel Alignment set for spirited drives
Exterior Details:
Fire Red metallic paint
New R3 Front splitter
New R3 Rear wing
More prominent fender arches / titanium-finish trims
Interior Details:
R3 Limited edition seats in Nappa Leather
2-Tone black interior detailed in red stitching
Matt-red dashboard trims
R3 floor carpets
Engine start button
Aluminium foot pedals and gear knob
Solar and security protection.
2-DIN audio head unit with 3D GPS navigation.

Questions on the ride:
1) I heard that stage 2 engine mod like this R3 will cause the engine need to be overhaul earlier than original engine spec, Is this true?
2) This ride can be pumped using RON 95 or must be a higher one?
3) Any other crucial informations that is needed before really considering of booking a R3.
4) Found out no test drive on the R3 unit in COE, the interest seems viable now at 2.95%.

I hope all elders here can give some comments and feedbacks. Please sifus don't bash or flame me. Thank you.

Yeah.that old civic.something wrong bro? 

1., 2. and 4. must be paid every month.
i'm assuming you don't have GF, otherwise your 2. wouldn't be that low.
so in reality you only have 1k for your intention of paying car monthly installment, petrol and maintenance + savings.

if monthly repayment is 600, petrol is 300, you only left 100 for maintenance? what happen when your car need major service? annual roadtax + insurance? do you want to be GF-less for this whole time? no saving for this whole time?

you can choose above option and stay like that for 2-3 years and pray that your job is secure for that whole time until your increment is enough to ease the burden. or you can save the 1k for 1-2 years and use it for deposit and that time hopefully your increment is enough to pay for the installment.

I do have a GF and that is my budget bro... I assume we are not the couples who spend a lot when we are out, furthermore, my work schedule doesn't allow me to meet her often too, even on Sat and Sun are used to sleep all day to recover for the next week at times.

I have did my saving for the past three years which suffices but I do understand the new car will tekan my pocket more and I can see my hard earned money vanishing for Insurance, Roadtax, Maintenance, Oil, Toll, Carpark(Free),etc.

So my only choice is keep riding for the next 2-3 years and buy a car later meh?

I think you may consider to buy a sub rm10k car to shield you from rain/sun and for safety (nissan sunny, saga lmts...). Hope you don't need to work for bank so early, live your life, there are so many things besides "car", like travel/trip, decent food, drinks, investement, or even later stage-> house.

I think you may consider to buy a sub rm10k car to shield you from rain/sun and for safety (nissan sunny, saga lmts...). Hope you don't need to work for bank so early, live your life, there are so many things besides "car", like travel/trip, decent food, drinks, investement, or even later stage-> house.

+1

when your car insurance NCB already reach 55%, then u can plan to get new car..

u will be happy to pay less insurance premium..

I do have a GF and that is my budget bro... I assume we are not the couples who spend a lot when we are out, furthermore, my work schedule doesn't allow me to meet her often too, even on Sat and Sun are used to sleep all day to recover for the next week at times.

I have did my saving for the past three years which suffices but I do understand the new car will tekan my pocket more and I can see my hard earned money vanishing for Insurance, Roadtax, Maintenance, Oil, Toll, Carpark(Free),etc.

So my only choice is keep riding for the next 2-3 years and buy a car later meh?

+1 on this too! House is a better investment.
Car is just something to get you from point A to B. No use buying an expensive car to show off unless you're filthy rich.
In the end, nobody cares anyway what car you drive if you have no money in your pockets.