QUOTE(mADmAN @ Oct 6 2011, 01:37 AM)
+1
being able to afford to buy a car is one thing... being able to afford to drive is another... and being able to afford to maintain is another thing all together
if u can satisfy these 3 conditions, then by all means, buy the car.
unless ur buying the car for cash.... then ok la... that rm1000 u save will go to ur fuel n toll n maintenance n repairs (if any), wear n tear etc etc. downside is....minimal to zero savings.
u WILL see a significant rise in your cost of living with a car as opposed to a bike....i myself managed to save around 500-600 a month since i started riding to work (shah alam to mid valley)...even with a kancil, ull still see a significant rise in ur cost of living. somemore ur travelling pretty far... KL-cyberjaya
if u didnt have to pay for commitment (1) then yeah....im sure u can afford to own this car.
As of satisfying the 3 conditions, not sure though. But not planning to buy the car cash, max can pay d/p is RM12k. Yeah, I am traveling quite far and my work hours always vary (not shift work), its normal office hours but the time I come back is always past midnight due to overlapping time zones with different geo's and request's. I understand that my bike is cost saver, but the traveling time + working hours is tiring on a daily basis, that's why came up with a plan to buy a car.
Commitment 1 is my responsibility bro, can't help it. Father's income can't support much so as eldest son, no choice.
Added on October 6, 2011, 4:36 pmQUOTE(dogbert_chew @ Oct 6 2011, 02:11 PM)
This is actually a rather accurate benchmark for those taking the maximum car loan to cover purchase, maintenance + a bit for contingency.
The other recommendation for serious consideration is - consider buying 2nd hand. Higher risk vs very good deals to be found.

I considered buying a second hand but parents not allowing me to take one, maybe afraid of the second hand issues. Despite my dad's Wira 1.6 is second hand stock standard and its almost 14 years old and can smoke most new ones...hehe!
Added on October 6, 2011, 4:38 pmQUOTE(mzack1104 @ Oct 6 2011, 11:45 AM)
same condition with TS before...
but after think twice, concern about monthly payment and most important people will target ur car becuase of the R3 parts.
In the end, I took neo cps only...
TS, please take many things into ur consideration. something u just cannot follow ur heart, trust me

...
Thanks bro, will take it into consideration. Parking for R3 is a risk, must be guarded and safe, if not car on top brick stones.
This post has been edited by Mochamalaysian: Oct 6 2011, 04:38 PM