Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 30
Cashback Type	Monthly 5% cash back for online transaction
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

Name Of Credit Card	HLB essential
Cashback Received	RM 0.56
Cashback Type	CASH REBATE TIER 1 (1st RM5k) @ 0.6%, CASH REBATE TIER 2 (> RM5k) @ 1%
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

Name Of Credit Card	HLB MACH
Cashback Received	RM 38
Cashback Type	Social Package (Movies 10%, Bar 2%, Event 3%) + Dining 5% + Telco 3%
Transaction Date	31 May 2016
Posting Date	1 Jun 2016

Name Of Credit Card	MBB Ikhwan
Cash-Back Received	RM 17.75
Cash-Back Type	Monthly 5% Petrol & Groceries (Fri & Sat)
Transaction Date	30 Jun 2016
Posting Date	1 July 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM 9.54
Cash-Back Type	Congrats! 30% CashBack : wk1-wk7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	Affin BHPetrol
Cash-Back Received	RM9.42, RM0
Cash-Back Type	Monthly 10% Petrol (Sat & Sun), 0.8% Other Retail spending
Transaction Date	13 Jul 2016
Posting Date	-

Name Of Credit Card	UOB VOX Card
Cash-Back Received	RM6.67
Cash-Back Type	0.3% Retail Cash Rebate
Transaction Date	18 July 2016
Posting Date	18 July 2016

Name Of Credit Card	Standard Chartered CashBack Gold MasterCard
Cash-Back Received	RM 50
Cash-Back Type	Monthly 2 - 5% all retail transactions except insurance and petrol (effective cashback rate 3.33% @ RM1,500)
Transaction Date	27 July 2016
Posting Date	27 July 2016

Point Redemption :


Total Cash Back = RM 211.94

This post has been edited by WhitE LighteR: Jul 28 2016, 06:17 PM

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 30
Cashback Type	Monthly 5% cash back on Online Transaction
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 31.59
Cashback Type	Monthly 5% cash back on Online Transaction + 2% Petrol
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

extra RM1.43 cash back for me, not sure from what/where, but dun care la

This post has been edited by alexwsk: Jun 30 2016, 11:08 AM

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cashback Received	RM 35.24
Cashback Type	cash back + cash back other retail
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

Name Of Credit Card	HLB Essential
Cash-Back Received	RM 1.21
Cash-Back Type	INSURANCE CASH REBATE @ 0.6%
Transaction Date	23 Jun 2016
Posting Date	24 Jun 2016

Name Of Credit Card	HLB Essential
Cash-Back Received	RM 8.22
Cash-Back Type	CASH REBATE TIER 1 (1st RM5k) @ 0.6%
Transaction Date	23 Jun 2016
Posting Date	24 Jun 2016

Name Of Credit Card	HLB Wise
Cash-Back Received	RM 99
Cash-Back Type	Monthly 10% Cashback (Mobile/Petrol/Grocery)
Transaction Date	27 Jun 2016
Posting Date	28 Jun 2016

Name Of Credit Card	CIMB Cash Rebate MasterCard
Cash-Back Received	RM 18.75
Cash-Back Type	Monthly 5% Online, 2% Grocery, 2% Petrol
Transaction Date	28 Jun 2016
Posting Date	29 Jun 2016

Name Of Credit Card	HLB Mach
Cash-Back Received	RM 42.89
Cash-Back Type	30% Weekend Dining Promotion Week 1-7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	CIMB Cash Rebate Mastercard
Cash-Back Received	RM23.96 (Online), RM0.60 (Retail)
Cash-Back Type	Monthly 5% Online, 0.2% Other Retail
Transaction Date	28 June 2016
Posting Date	29 June 2016

Name Of Credit Card	HLB Wise Visa Gold
Cash-Back Received	RM99.00
Cash-Back Type	10% Cash Back – Mobile/Petrol/Utilities
Transaction Date	27 June 2016
Posting Date	28 June 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM21.00
Cash-Back Type	Lifestyle Package (Travel 1%, Dining 5%, Style 2%)
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM56.73
Cash-Back Type	30% CashBack wk1 - wk7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	Maybank Ikhwan Mastercard
Cash-Back Received	RM15.03
Cash-Back Type	5% Cashback on Petrol & Groceries (Friday & Saturday)
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	Maybank2Card Amex
Cash-Back Received	RM6.34
Cash-Back Type	5% Cashback for Dining on Weekends
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	HLB Wise Visa Gold
Cash-Back Received	RM67.00
Cash-Back Type	10% Cash Back – Mobile/Petrol/Dept Store
Transaction Date	27 June 2016
Posting Date	28 June 2016

Name Of Credit Card	HLB Wise Visa Gold
Cash-Back Received	RM15.56
Cash-Back Type	30% CashBack wk1 - wk7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM14.00
Cash-Back Type	Lifestyle Package (Style 2%)
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM151.58
Cash-Back Type	30% CashBack wk1 - wk7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	Maybank 2 AMEX
Cash-Back Received	RM17.27
Cash-Back Type	5% Cashback for Dining on Weekends
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	SCB CashBack Gold
Cash-Back Received	RM50.00
Cash-Back Type	5% Cashback for Month of May 2016
Transaction Date	01 July 2016 (manual redeem)
Posting Date	01 July 2016 (manual redeem)

This post has been edited by ronnie: Jul 3 2016, 12:49 PM

Name Of Credit Card	SCB Gold Mastercard
Cash-Back Received	RM 10
Cash-Back Type	Monthly 2% for RM500 min spend
Transaction Date	2016 Jun 30 (manual redeem)
Posting Date	2016 Jun 30 (manual redeem)

Name Of Credit Card	MBB Ikhwan Visa
Cash-Back Received	RM 36.49
Cash-Back Type	Monthly 5% petrol groceries on fri and sat
Transaction Date	2016 Jun 30
Posting Date	2016 Jul 01

Name Of Credit Card	HLB Mach Visa
Cash-Back Received	RM 19 (15 + 4)
Cash-Back Type	Monthly 5% dining + 3% mobile
Transaction Date	2016 Jun 30
Posting Date	2016 Jul 01

Name Of Credit Card	Maybank 2 AMEX
Cash-Back Received	RM1.99
Cash-Back Type	5% Cashback for Dining on Weekends
Transaction Date	30 June 2016
Posting Date	01 July 2016

This post has been edited by alexwsk: Aug 3 2016, 11:44 AM

Name Of Credit Card	Maybank Ikhwan
Cash-Back Received	RM22.61
Cash-Back Type	petrol and groceries 5% during friday and saturday
Transaction Date	30 June 2016
Posting Date	01 July 2016

This post has been edited by excaliburcombo: Jul 3 2016, 06:09 AM

Why credit cards always earn less cash back than advertised

NOT ALL cash back credit cards are created equal. To make sure cash back benefits do not cost banks too much, most have terms and conditions that make the actual cashback you receive lower than advertised.

That is why promotions always say you will get “up to 10%”cash back, instead of simply “10%”. You have to work hard and pay a lot of attention to get 10%.
Still, cash back cards are rightfully the most popular cards in Malaysia – giving people direct Ringgit back, instead of points or miles. Just make sure you read the fine print and use your cards strategically!

URL: http://www.thestar.com.my/business/busines...han-advertised/

fruitie already posted this at the general CC thread last night.

And you feel offended?

If feel so, do report me to her. I won't mind of receiving a warning.

Name Of Credit Card	HLB Essential
Cashback Received	RM 92.36
Cashback Type	1st RM5k 0.6%, After 1%
Transaction Date	29 June 2016
Posting Date	30 June 2016

Name Of Credit Card	HLB MACH
Cashback Received	RM 33.00
Cashback Type	Lifestyle Package (Travel 1%, Dining 5%, Style 2%)
Transaction Date	29 June 2016
Posting Date	30 June 2016

This post has been edited by edison1437: Jul 3 2016, 11:53 PM

Name Of Credit Card	HLB Wise Visa Gold
Cash-Back Received	RM100.00
Cash-Back Type	10% Cash Back – Mobile/Petrol/Groceries
Transaction Date	27 June 2016
Posting Date	28 June 2016

Name Of Credit Card	HLB MACH
Cash-Back Received	RM11.00
Cash-Back Type	Lifestyle Package (Travel 1%, Dining 5%, Style 2%)
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	HLB Wise Visa Gold
Cash-Back Received	RM12.17
Cash-Back Type	30% CashBack wk1 - wk7
Transaction Date	30 June 2016
Posting Date	30 June 2016

Name Of Credit Card	Maybank Ikhwan Mastercard
Cash-Back Received	RM32.74
Cash-Back Type	5% Cashback on Petrol & Groceries (Friday & Saturday)
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	Maybank2Card Amex
Cash-Back Received	RM1.11
Cash-Back Type	5% Cashback for Dining on Weekends
Transaction Date	30 June 2016
Posting Date	01 July 2016

Name Of Credit Card	HLB Essential Visa Gold
Cash-Back Received	RM9.01
Cash-Back Type	Cash Rebate Tier 1 (1st RM5k) @ 0.6%
Transaction Date	04 July 2016
Posting Date	05 July 2016

Name Of Credit Card	HLB Essential Visa Gold
Cash-Back Received	RM106.00
Cash-Back Type	ANNUAL FEE WAIVER + 6% GST
Transaction Date	06 June 2016
Posting Date	06 June 2016

Name Of Credit Card	PB Petron Visa
Cash-Back Received	RM44.90
Cash-Back Type	Monthly 5% Cash Back for Petron station usage>Rm800
Transaction Date	05 July 2016
Posting Date	05 July 2016

Name Of Credit Card	Aeon Credit Aeon Big Visa
Cash-Back Received	RM26.37
Cash-Back Type	Aeon Big Thank You Day Cash Rebate
Transaction Date	02 July 2016
Transaction Date	10 July 2016

cash rebate for special aeon big day on 2/7

Name Of Credit Card	OCBC 365
Cash-Back Received	RM3.97
Cash-Back Type	1.0% rebate on first monthly spend of RM1,000
Transaction Date	7 Jul 2016
Posting Date	7 Jul 2016