My point of view is, dont placed all the eggs in one basket, i.e try to apply a few loan la, then compare wht are the different and choose among the best, one more reminder, please believe in black and white only, wht bank officer said might just an assumption, so its was not firm until offer letter is came out......so no harm to apply a few, and you are financing half million which might lock you in for quite some time dont you think you should really choose carefully????????

Another point is from the day 1, i was get know of a few bank was in the panel list but certainly not HLB ( I might be wrong, please correct me if you wrong), from wht i heard were, cimb, maybank, public and UOB, if i'm not mistaken.........

I only afford the small one, although i prefer the others.....hehe.......

My CIMB approved with -2.2blr, and still waiting for public and uob

<500k, that y I was not interested with the offer at all

I think most probably the January S&P should postpone, as most of the buyer are not getting their best offer or even no offer from bank. I agree with you was disappointed with those big talk by SA, say that numerous bank have their EF, the end of the day only a few bank have approved case. And actually I call up a few days ago, I ask them the same question again, again they tell me same answer, then I ask them which bank have successful applicant, they said only CIMB, maybank and public bank

Last time I ask my banker to quote, loan 450k for 35years is about 18k..........
Please correct me if I'm wrong

Jus reject CIMB cos they offer me -2.2 blr, while public bank offer, -2.5 1st year, -2.45 2nd year and -2.4 for the rest

Actually just curious how many person have successfully loan 90%????Anyone??????
Because i remember when i ask the SA, he said if cant get 90%, then we can refer back to him, or we can take Fabio's suggestion put some pressure on developer to lower the price, since this is a non DIBS project with no high percentage of getting 90% loan.......................

Yes I agree the SA said as long as loan approve then we shall not able to refund but in fact the SA also promise there will be 90%loan margin. Congratulation to those who has get 90%, but did you get the LO, and how many banker approved this percentage, as for today I realize many of us can't get this margin, perhaps the verbal promise by SA already misleading is( as according to them we can easily get 90%). Maybe we should gather up and voice out ours problem, for those which havent settle their loan, can we meet up on sales gallery on 31 dec (Saturday) to voice out this issue to developer? If we stick I think we have better bargain power, please pm me if anyone going tq

I can't deny that the applicant might be the contribution factors to the low MA but from the reason I gather in LYN the major contributing factor was the price and title(I might be wrong just my assumption from the feedback here), my point of view is y it takes so much time for our loan to approve? UOA which launch later than us already sign s&p with most of them getting the MA expected. Again I was just curious..........

Actually can you enlighten us what is price per sqft for the property you mention above? Anyone price at 500per sqft?

Yes, I also received the panel banker list, but again I hope the developer to show me the supporting document, but not talk only like last time the SA tell me got 14 over bank in the list, but when I ask which bank have successful case only a few are mention

Did you ask the SA about this issue, I was never notice this before, so I think should clarify with them immediately

I think we need to ask the developer, to list out all the Inclusive item together with brand to avoid discrepancy in future. And the second thing I would highlight is the multi purpose hall/ badminton court, according to the SA, we'll be charge 'special' rate if using, this sound ridiculous for me, ppl charging 22sen per sqft can provide sandy beach, and we have been charge 28sen have to pay if we use these kind of facilities.

Anyway I'll go there to clarify the extended item la, if anyone interested just meet there lo. I hope those who are free join me, at least I'm not so lonely mah haha. Kitchen hook, toilet accessories, wardrobe air cond le, so many item unclear, how many power point we have, wht type of tiles they are using.........
Too many I can't list all here, so better have a clear picture before sign anything, at least this stage we still have bargain chip on hand so hope more ppl show up la...... Fight for benefit lo.....

Will go there about 3pm, if have time please come over to support, TQ

You come earlier a bit also ok, anyway hope you can make it......

i think we should have a black and white to protect ourselves, this is the basic protection to every party, or you suggesting us to accept anythg they build, even is not reasonable then just accept lo???

Anyone get 90% loan from bank( exclude CIMB)?

I went there last saturday, the brand of the items were not given even when we sign SnP. But i suggest them to add in some additional information such as the capacity of the items offered. I must admit they have a quite knowledgeable and professional PR, yet they didnt answer my question directly, hehe..... They said wont let us down in a medium range product woh, because they want to built their name in the market(But i tell the PR they havent actually deliver any high end product, even the treez is still under construction) The official name of The Leaf submit to DBKL is Dedaun, so the address probably will be Dedaun....................
Actually i also found other launched project such as UOA didnt face any financial margin problem, as we all face here.............But anyway lastest update from HSBC is -2.45 Blr and doesnt require MRTA, will go to have a look on the offer letter tomorrow

I think the address probably was Dedaun as per the PR told me, according to them DBKL only allowed BM name woh.............. But still the project name might still be The Leafz, i think u all better double confirm with their PR..............