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 Debit Card V3

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yiyibrowers
post Jan 7 2013, 03:30 PM

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QUOTE(komag @ Jan 7 2013, 04:23 PM)
nod.gif  rclxm9.gif
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That is a good news... I wanted to ask actually Maybank Mastercard is better than Visa??
yiyibrowers
post Jan 15 2013, 10:14 AM

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QUOTE(g1bber @ Jan 14 2013, 05:53 AM)
looking to get a debit card, any recommendations ?

mostly using on petrol

some of them offer cashback but it's like for esso, mobil etc

but in puchong/subang area not much of them are around

mostly petronas, shell, bhp and petron

any ideas ?
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You might consider public bank day2day as it come with 0.8% for petrol purchases.... Then for other purchase it will be0.3%
yiyibrowers
post Jan 16 2013, 01:03 AM

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QUOTE(g1bber @ Jan 16 2013, 12:17 AM)
thanks, buying from which shop is defined as groceries ? trying to find an answer online, cant seem to find one
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So far i tested with many groceries de but still not manage get the 0.8% perhaps u can try buy at the petrol station shop....
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post Jan 23 2013, 01:00 AM

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QUOTE(Double_Ace @ Jan 22 2013, 05:31 PM)
Hello guys can someone PLEASE teach me step by step how do i activate my Maybank Debit Card? I desperately want to buy Iphone online from apple store malaysia. I called maybank hotline & it wasn't helpful the guy talking was talking like a torpedo, i should not understand him. He was telling me to activate phone banking, but i'm asking about internet banking? I went to the nearest Maybank branch & they too weren't helpful. They told me to call the hotline.zzz! rclxub.gif

#Who is pro maybank debit card here? Can tell me he/her name, i want to tag.
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Firstly u need go the ATM and select the other services then select the activate m2u online banking and create password or username as temporary... Back home, on internet and login to maybank2u.com.my then sign up and key in all your particular details and atm card details inside then u settle.... Then mostly u can start online purchase already....
yiyibrowers
post Jan 23 2013, 01:39 AM

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QUOTE(Double_Ace @ Jan 23 2013, 02:25 AM)
Thanks but i just need to purchase something from apple store, still need to create account at m2u online? When i ask maybank they say something need to activate phone banking and call them to get msos? rclxub.gif  I dont understand.
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Actually usually online payment dont require any activate anything... As long as u have register your phone number then it was ok... I think u can go ahead and purchase the iphone....
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post Jan 23 2013, 02:14 AM

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QUOTE(Double_Ace @ Jan 23 2013, 02:44 AM)
Then do you know what is msos or something like that? The hotline number is it 24 hours???
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If I didnt remember wrongly actually the msos is something a code send to your register mobile number to double confirm for the payment but I remember apple doesnt need it... It just need is key in the card number and particular then it work fine as long as enough credit inside.... Remember that Apple may charge or hold certain to make sure that the card is workable or enough credit inside...
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post Jan 27 2013, 12:33 AM

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QUOTE(AzeL @ Jan 26 2013, 11:45 PM)
Hi everyone, first time posting in this section so if my following question have been answered elsewhere do kindly point me the correct thread/post.

So I've started using my Alliance Bank Debit Card (The normal Mastercard ATM Card with Debit function) to pay for fuel at Petronas...I noticed that the amount charged was not deducted form my account and for each time I use (now twice) there is an "Earmarked Amount" of RM200.00...so currently there's RM400.00 "Earmarked Amount".

Now, this normally isn't an issue but the amount earmarked cannot be used for any transactions nor can it be withdrawn. Now, I'm a bit of a OCD so I sorta want to know whats going on...it's kinda driving me nuts lol.

Any help/comment in regards to my situation is very much appreciated.
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Every debit card will pre-authorize RM200 from your account just to make sure u have enough amount. If you dont want have the pre-authorize rm200 been hold or deducted then you try swipe inside the counter with the exact amount....
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post Jan 28 2013, 01:41 AM

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QUOTE(AzeL @ Jan 27 2013, 01:34 AM)
Thanks for the quick reply.

So you're it takes out RM200.00 each time I refuel with my debit card?..I have 400 earmarked already >_<
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Yes it take out rm200 each time you refuel but it will debit back and charge the exact amount after a few days... Sometimes you are lucky, it just a two days but sometimes it can be five days... It all depend on the station that when they submit the payment to bank....
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post Feb 6 2013, 07:17 PM

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Only Day2Day is been linked to saving account for Public Bank.... Other debit card is statement based account....
yiyibrowers
post Feb 6 2013, 10:07 PM

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QUOTE(BlueBaby @ Feb 6 2013, 10:44 PM)
Guys,I tried purchasing some posters from a US site using my maybank debit card and it turned out that the site does not ship to Malaysia.The amount paid was refunded by the site but why am i being charged again with the same amount by the bank>?
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Is it the refund pre-auth amount??
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post Feb 7 2013, 12:34 AM

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QUOTE(BlueBaby @ Feb 6 2013, 11:23 PM)
The first one says "PREAUTH SALE" and it has been refunded under "REV PREAUTH"
The second one just says "SALE" and it has not been refunded yet.
I've contacted the seller and according to them,they have already given a refund.So is this the bank's fault?
Thanks
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Is the Merchant fault...
PreAuth Sale meaning they hold a certain amount then the bank only charge u back according to the actual exchange rate or amount hence it become Sale
Then Bank refund back the hold amount so it was Rev PreAuth Sale....

yiyibrowers
post Feb 7 2013, 02:54 PM

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QUOTE(Mr.Docter @ Feb 7 2013, 03:34 PM)
Hello everybody,

Theoretically; I lost my wallet and it contain my Maybank Debit Card & my I/C among with other things.

Even if someone came and give me back my lost wallet with everything intact, it still mean that anyone that took a pictures of my Maybank Debit Card and my I/C will be able to use my debit card on online, right?

Afterall, that's all it need?
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It kinda correct half theory.. The person can take phot your card and details and make payment for online if the website doesn't require any MSOS system... Hence you better go change your IC also the card and other important card....
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post Feb 7 2013, 05:01 PM

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QUOTE(Mr.Docter @ Feb 7 2013, 04:51 PM)
Hello,

Thank you yiyibrowers for your respond. May I know what MSOS System stand for, in simple?
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MSOS = Maybankard Secure Online Shopping (MSOS)
yiyibrowers
post Feb 26 2013, 09:17 PM

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QUOTE(digitalove_70s @ Feb 26 2013, 09:10 PM)
thanks for the reply.i already went through the origin webpage.it seems like the transaction was rejected somehow and i SHOULD receive an email from them regarding the failed transaction but so far nothing atm.
maybe it has something to do with the current available balance in my SA  hmm.gif
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Actually the "Preauth sale" is something that the bank hold certain amount from your saving and wait until the merchant some kind of process been processed then only they reverse back the "Preauth Sale" amount into your account and charge you the exactly amount and according to the exchange rate if involved the foreign currency. If it been rejected meaning is either your saving account not having enough amount or the merchant cancel off the deal...
yiyibrowers
post Mar 4 2013, 01:11 PM

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QUOTE(KcX35 @ Mar 4 2013, 12:47 AM)
erm guys what is 03-Mar-2013  PRE-AUTH DEBIT  RM280.03 ? i didint pump any petrol jus using buy things online .. i dam worry suddenly 03-Mar-2013  PRE-AUTH DEBIT  RM280.03 frm my acc @@
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did u sign for anything??? perhaps u give a call to the bank and know what happen
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post Mar 4 2013, 10:07 PM

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QUOTE(KcX35 @ Mar 4 2013, 08:39 PM)
ok i found out that the amount of pre-auth debit is the amount i should spend on buying the headset from valvestore but i tried using my debit card to buy but then the site came out error saying that i cant use it which mean it should fail.. so i was shock.. y is it in the pre-auth debit session when i fail to buy it and if suceed  my email should receive  notification since my item will be ship IF SUCCESS so.. fail should be charging nothing @.@
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Perhaps u need wait for a few month to see whether the bank is Rev Pre-Auth back into your account... If no then u perhaps had to give a call to the bank or the merchant regarding this matter....
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post Mar 5 2013, 12:20 AM

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QUOTE(KcX35 @ Mar 4 2013, 11:40 PM)
wa.. A FEW MONTHS.. i think if i didint get back my $$ my 1 or 2 day i will call ><
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Need not wait until a few month... Maximum is 10 working day and the bank will refund back the amount to you if there is no any physical payment charged by the merchant...
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post Mar 31 2013, 01:21 AM

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QUOTE(hehe86 @ Mar 29 2013, 02:51 PM)
Just to update this matter. The currency rate charged is base on Maybank website already. It does not refer to visa exchange rate website anymore
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Is it truth and hope someone could double confirm it...

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