https://www.pbebank.com/rcb-en/rcb-exclusive-privileges/
PB RCB Mastercard® Premier Debit Cards

Debit card Interchange fee
0.10%
OR
RM0.37+0.001%
Whichever is LOWER

"Whichever is LOWER" fee, no credit card interest earning so I don't think banks can afford to give good CB/rewards points.

This post has been edited by ClarenceT: Jul 10 2025, 07:58 PM

Don't understand your question.
Normal debit card (Lifestyle, Unionpay, RCB) is not standalone like credit card.
You need to check the CASA on the transactions and available balance.
Except prepaid card like PB-Petron Debit Card (minimum balance apply), and co-brand cards.

This post has been edited by ClarenceT: Jul 21 2025, 02:21 PM

Use web
www.pbebank.com

You will see
Minimum Deposit RM 25.00

Credited on 21 AUGUST.
(Month 1 - May)

Have you ever won campaign CB for Spaylater transactions?
You didn't win doesn't mean you were late.

15. “Qualified Transaction” shall include all online transaction and excludes the
transactions that earn Cash Back/Cash Rebate under other on-going Cash Back/Cash Rebate Campaign, e-wallet top up, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com and ATM, any refund, disputed, unauthorized or fraudulent retail transactions, cash advance/cash withdrawal, forex transaction, quasi cash, casino transactions, interest payments, annual fees, reversals, payment to charity (ies) any form of service and/or miscellaneous fees.

This post has been edited by ClarenceT: Aug 23 2025, 07:15 AM

Basic Savings Account 1 (without Annual Fee)

Basic Savings Account 2 (AF RM8)

23 SEP 23 SEP ONLINE CASH BACK - MTH3 80.00 CR

Not limited to Lifestyle Visa/Mastercard
But also include RCB Mastercard and Unionpay debit card.
Exclude Petron debit card.

10 OCT 10 OCT ONLINE CASH BACK - MTH4 80.00

Same
Month 4 = August

This post has been edited by ClarenceT: Oct 13 2025, 11:45 AM

Stand-alone card account can see full description.
Lifestyle debit card tied to CASA, only can see MISC CR at CASA.

Jom jimat up to RM530 with CIMB PETRONAS Visa Debit Card

https://www.cimb.com.my/en/personal/day-to-...debit-card.html

Earn 10% cashback on PETRONAS transactions & selected EV charging
Get up to RM360 cashback in a year when you spend on:
Any transactions at PETRONAS station
Top up transactions via Setel App
Selected EV charging like Gentari, EVPower & more
Cashback is capped to RM30 per month

https://www.cimb.com.my/content/dam/cimb/pe...nas-tnc-eng.pdf

Read T&C carefully
At your own risk

This post has been edited by ClarenceT: Oct 31 2025, 05:54 AM

Choose either Lifestyle Visa or Lifestyle Mastercard for normal savings account. Depends on stock at branches.

If you are holding Lifestyle Visa, you may convert it to Lifestyle Mastercard at RM12. If you want + Mastercard, go to your local RCB centre (not all branches have RCB) to join RCB so you will be given a RCB Mastercard with a privileged account.

This post has been edited by ClarenceT: Dec 1 2025, 10:41 AM

Normally the officer won't let you choose. Some branches may have Visa only but some may have Mastercard only.
Ask CS officer before conversion or renewal.

This post has been edited by ClarenceT: Dec 1 2025, 11:39 AM

This one I don't participate.

BTW Unionpay Month 1 (15 Sep) credited on 10 Dec.