Hi all, how do I cancel my debit card? For example my CIMB debit card left RM20 which cannot withdraw as it is set as minimum credit. Can i go to bank to cancel and get back the RM20?

if that the case then I would be charged for annual fee yearly for no reason since I am not using the debit card functionality besides ordinary cash withdrawal which ordinary ATM card can already do it..      

no..is the debit card that charge money, not the account..
if retain using ATM card for the account then should be no charge..
if use debit card then got charge..
now inform that the ATM card will no longer be usable soon..ask us to change to debit card..that means the fee is coming..
I hv write to ask the bank whether there is an option to retain using ATM card..let see how it goes..

Really? Sigh. Are you saying that I have to change to OCBC debit card and pay RM 8.48 annually, just to retain the ability to perform fund transfer (IBG and IBFT) via OCBC Online Banking? 

Well, I have a saving account with Standard Chartered Bank. Even though I terminated my Standard Chartered debit card, I can still perform fund transfer (IBG and IBFT) via Standard Chartered online banking website.

In the Fixed Deposit thread (https://forum.lowyat.net/topic/4154481/), some people open basic saving account, without a debit card. For sure, they have access to the internet banking website, in which they can transfer the principal and interest to their saving account in other bank, upon the maturity of the fixed deposit.

Is it possible that the linkage between online banking website and debit card is different for each bank in Malaysia? 

I do not think it is necessary to get a debit card to unlock the account. I believe it can be performed over the counter at the account holding / home branch or contact centre. Different banks have different procedure though.

OCBC does not provide a basic savings account with no annual fee? EasiSave is the basic savings account with unlimited withdrawal option, by right, it should have annual fee. However, there is no annual fee charged on this account and no annual fee on the ATM card. All OCBC ATM cards have no annual fee, only a one-time fee. So, it does not matter if there is only 1 option. That is how it was originally. 

However, recently OCBC introduced debit card to replace ATM card. The debit card comes with an annual fee and they charge everyone including EasiSave account holder? Even if they do not charge you on the card, maybe they can argue that they can charge you on the account since the account allow for unlimited withdrawal. I wonder if they can actually do that without offering the no annual fee option.

Anyone here using bigpay me prepaid card?
I already using it since last week and quite satisfied with the card functionality. Since it can be topup using debit or credit card, those using credit card can collect point/ cash rebate beside earn big point from bigpay card as well.
The MCC code is 6012.

What I like is can view the transaction real time in phone and also airasia booking fees is waived ( since the parent company is airasia)
The downsite is you need to topup initial rm 50m then you can get the card. you can however use the card until the balance is zero, so no minimum balance require.
ATM withdraw for local is RM 6 and oversea RM 10.
Also the card number is emboss exactly like credit card ( the number you can feel) but no name emboss on the card.

No annual fees for now so its good to have especially you book airasia ticket.

It is a Prepaid card.

If I top up RM1,000 using Maybank FCB VS, I will get RM20 rebate from Maybank.
Then I withdraw RM1,000 at a local ATM, I will be charged RM6(.36?)
Then use the money to pay Maybank.
I hope it will work! Too good to be true.

Hi, does anyone use Maybank Visa Debit card before in overseas? Does it work in anywhere in the world as long as the ATM comes with VISA or PLUS logo? Thanks

Thanks for sharing !

I was thinking maybe can use SCB Gold Card to top up RM1,500.00 

Good news then.
I better apply earlier.

I've just tried paying the income tax through BYR Hasil with PB Debit card but comes with a 0.8% surcharge. Hmm, thought they shouldn't charge any surcharge on debit cards payment. Anyway I'll still pay twice next month to get the gov. cash back.

The balance of the tax balance, will pay through FCB cc in May to get the 10% cash back.

Cheers.