Cimb Islamic Normal Wadiah with Passbook. I cannot retrieve the details of 8.48 annual fee but I have seen it somewhere before. So I keep my doubt that the account charges both annual fee for debit card and account.

I did test HSBC to other banks IBFT just now. Confirm no fees for fund transfer.

HSBC did comply with the meps promo though not like CIMB, which nitpicking on the promo.
Based on what advertise in HSBC page its zero IBFT for instant transfer, credit card, financing repayment. So they really did comply to this. Very good.👍👍

As of now, it will be just a promo until 31 Dec but who knows if it will be extended. This campaign is in line with instructions from Bank Negara.

I'm not sure how you set up your cimb CASA,

I have 2 debit card, 1 BSA, 1 Normal Savings.
I have also 2 login details for cimbClicks.
So far no problem to transfer within all my accounts.

I think you may need to create another cimbclicks ID for the other accounts.

You'll get the bonus cash rebate on 25th Jan. The bonus cash rebate will credit on following month. So in your case, you spend on December, it will credited in Jan (25th).

Yes, the RM5.09 is 1 per cent cash rebate from your 500++ spending.

The rest of cash rebate will credit next month (25th)

1 Jan 2018 onwards.

For Maybank Visa Debit, charges should be around 1.25 on top of Visa exchange rate.

For Maybank Visa credit, charges should be around 2.25 on top of Visa exchange rate.

Yes Agree on this Maybank is simpler to change from fee bearing debit card to non fee bearing debit card. Just do it in branch.

However CIMB is a bit difficult, need to open new account which is BSA (no annual fee). We also need to be persistent when opening this account because by default their system will open a fee bearing BSA. So need to confirm a few times with the banker.

For PBB, not sure. Am not a customer. 😂

I think it is based on transaction date. The bonus cash rebate RM25 is calculated over calendar month. IE you spent RM167 in a certain month. Your Bonus Cash Rebate will be reflected on the 25th of the following (next) month.

Change card at MBB would be RM12. If you have no annual fees on your previous card, make sure that you will have no annual fees too on this new card. You can ask the banker when he/she change your card.

Or you may try this prepaid card. As of now, no fees and no foreign exchange fees. Rate follows Mastercard.

However, withdrawal is costly. If you plan to use it everyday as debit/POS transactions. This would be very good since you are on exchange program.

Read this thread below as if you apply, it will take few days to deliver the card to your address.

https://forum.lowyat.net/topic/589707/+1240

1. The card only accept MYR reload. To reload, you can just do it online in the app/website.
2. Any transaction in USD/any other foreign currency other than MYR is based on Mastercard prevalent rate at time of transaction. So let say you spend 1 USD at it will be converted to prevalent MYR let say RM3.95 with no any other charges.
Fees will only be imposed for withdrawal of money at ATM both in Malaysia and also overseas.
As long as you use your debit card to purchase things while you are in US, no charges involved.

Read a little bit more on the thread I gave you, someone also posted some of their transactions there.

Thanks.

Hello, wanted to ask about BSA age requirements.

Is there any minimum age to open a BSA Account?

Need to be over 18 to open this account?

Thanks.

Thank you. Will look for them again.

Mine was already basic savings account. But for all other accounts I think better go to your opening branch. They just simply turn off the unlimited withdrawal in their system. If they said cannot, just ask the manager to come. That's the only way.

Usually UTC cash only. However you can pay online if you have JPJ mysikap. That's easier if you really want to pay using card.


Also normal JPJ counter has special counter for card payment.

Anyone reported so far on PB debit Gov spend cashback for month September?

Thanks it's in! 👍👍