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 Debit Card V3

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cybpsych
post Jun 9 2018, 07:37 PM

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PB Visa payWave Privileges @ i-City [ PBB | T&Cs ]

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cybpsych
post Jun 13 2018, 08:01 PM

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More Rewards with PB Lifestyle Debit Card [ PBB | T&Cs ]

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cybpsych
post Jun 14 2018, 08:28 PM

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RM15 off at Madam Kwan's with PB UnionPay Lifestyle Debit Card [ PBB | T&Cs ]

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cybpsych
post Jun 21 2018, 08:11 PM

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QUOTE(hye @ Jun 2 2018, 04:10 PM)
Hi everyone,

I have been mulling on this for quite a while already and opening this opportunity up to gauge feedback. Financial services evolving in the FinTech era and more new products are coming out beyonds credit/debit cards.

Would like to invite proposals/TS for new topics on eMoney/ePayment services. Accepted proposals would be those under BNM list of eMoney issuers from banks and non bank providers.

Example of such products would be BigPay which is a product bought about by the development of FinTech. (Debit + App) Emerging products include MBB QRPay and the TouchNGo app.

The above offer will remain open until further notice. Interested parties, please PM me.
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QUOTE(vin_ann @ Jun 21 2018, 02:45 PM)
im not sure im posting in right thread or not...

nowadays we see many E-Wallet app in the market... ie Boost app
https://www.myboost.com.my/

i cant find any thread discuss about it... any comment?
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QUOTE(Nom-el @ Jun 21 2018, 07:01 PM)
Actually there are a some discussions on this in Kopitiam but since the posts there move very quickly, the threads are quite fragmented and not very active. I suggest someone create a dedicated thread in Finance, Business and Investment House to discuss on the various e-wallets features, news and promotions etc. I am sure there are many who are interested and could benefit from the discussion.
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perhaps someone PM mod to take up the new TS role?
cybpsych
post Jun 21 2018, 09:05 PM

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Debit Card Default Threshold Amount for Contactless Trnx Alert [ HLB ]
Kuala Lumpur, 20 June 2018

Dear Valued Customer,

Please be informed that effective 20 June 2018, SMS transaction alerts for usage of Hong Leong Debit Card contactless transactions will be set at RM200. You will receive SMS alerts for your Debit Card contactless transactions amounting to or exceeding RM200. Please visit any of our branches during banking hours should you wish to change the pre-determined amounts/ limits.
cybpsych
post Jun 23 2018, 05:40 PM

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QUOTE(kawteem @ Jun 23 2018, 03:16 PM)
Guys, this rm98 is for which month spending ya?
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this promo only started in May 2018.
cybpsych
post Jun 28 2018, 06:35 PM

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cybpsych
post Jul 1 2018, 09:37 AM

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Enjoy 10% Cash Back with Visa PayWave on PB Visa Lifestyle Debit Card [ PBB | T&Cs ]

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cybpsych
post Jul 1 2018, 07:58 PM

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cybpsych
post Jul 6 2018, 02:39 PM

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QUOTE(drbone @ Jul 6 2018, 09:50 AM)
Any other way to get this promo's link again? Or the T&C information.
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use Google. hint: cached view.

cybpsych
post Jul 9 2018, 01:00 PM

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QUOTE(kit2 @ Jul 9 2018, 12:51 PM)
anybody got pbb petron debit card? can walk into a branch to apply and get on-the-spot?
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dont think this is available/possible for pbb.

iinm, card embossing/perso is done at centralised location (possibly for security reasons).
cybpsych
post Jul 14 2018, 11:10 AM

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cybpsych
post Jul 16 2018, 10:17 AM

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cybpsych
post Jul 17 2018, 08:49 PM

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Fast, fresh & convenient at 5% OFF with HappyFresh [ CIMB ]
Offer is valid from 16 July 2018 till 31 July 2019

Exclusively for CIMB Bank debit, credit and prepaid cardholders: Enjoy 5% OFF* with HappyFresh

Terms & Conditions
1. Payment must be made with a CIMB Bank debit, credit or prepaid card.
2. *Discount of 5% is capped at RM20 per redemption (excluding shipping/courier charges) in a single transaction upon checkout on happyfresh website , mobile web or mobile application.
3. This promotion is not valid in conjunction with any other promo codes.
cybpsych
post Jul 18 2018, 07:54 PM

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cybpsych
post Jul 20 2018, 10:33 AM

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QUOTE(TrashyClassy @ Jul 19 2018, 09:40 PM)
hi, im using cimb bank debit card and im trying to buy nitro in discord. i keep getting "card declined" message. i have online transaction enabled, also called support. first time buying worked (back in february) but now nope. can anyone help me?
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try check with cimb.

probably the item or merchant that you wanted to purchase is blacklisted/banned.

probably you're using cimb islamic card? try other conventional/non-islamic card?
cybpsych
post Jul 20 2018, 09:57 PM

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QUOTE(eeeglow24 @ Jul 20 2018, 07:51 PM)
Hello, wanted to ask about BSA age requirements.

Is there any minimum age to open a BSA Account?

Need to be over 18 to open this account?

Thanks.
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general BSA is for adult, so 18yo min ago is normal for banking.

however, depending on banks, each could have different types of BSA, for adults or minor.


e.g. Maybank BSA https://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Basic Savings Account (BSA) - adult above 18 years old
Basic Savings Account Trust (BSA Trust) - children below 18 years old with parents or legal guardians below 60 years of age
Basic Savings Account Minor (BSA Minor) - teenager aged 12 to below 18 years old


check with the respective banks on what is available.
cybpsych
post Jul 21 2018, 11:31 AM

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QUOTE(liuyouken @ Jul 21 2018, 11:28 AM)
I use debit card to do online puchase and i realise that the amount held is 4% more than the actual amount of the transaction.

Anyone has any idea why hold 4% more?
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where / what is the transaction?

how did you derive the 4%?

is it all transactions? selected transaction at selected merchant?

since it's online, was it 1st time purchasing at this merchant? could it be due to pre-authorization (to be released) amount due to new card?

have you asked the bank CS on the difference?
cybpsych
post Jul 21 2018, 12:16 PM

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QUOTE(liuyouken @ Jul 21 2018, 11:43 AM)
I bought something from Shopee for RM100 but i checked my saving account it held RM104. I called to bank to enquire the PIC said it was normal as it would be returned after Shopee claim the RM100. She could not really answer my enquiries why hold more than the transaction amount as she said if Shopee claim RM104 the bank would release that amount 😓

FYI it was my first transaction by using the debit card for online purchase
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which Bank?

extra rm4 could be cross border fee charged by bank, not shopee

could be pre-authorization charge. it would be released automatically.

This post has been edited by cybpsych: Jul 21 2018, 12:20 PM
cybpsych
post Jul 21 2018, 02:15 PM

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QUOTE(liuyouken @ Jul 21 2018, 12:55 PM)
I checked again and charged RM100 only but no idea why held RM104. HLB debit card
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we can guess all day long.

why not u wait for few days and see if the rm4 is released back to your card.

else if cannot wait, keep escalating to bank or the merchant.

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