I thin one is savings acc and another is current acc..

Tried check your SCB online and see the deposit transaction date, I think it will be OCT-5.

SuperSalary is an account where you credit your monthly salary and earn interest as well.
In Singapore it comes with a MasterCard debit card, a chequebook and monthly statements.
I am too sure about StanChart Malaysia, do enquire at SCBM.

e$saver is a savings account that earns high interest.

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Added on October 8, 2011, 10:17 pmI had checked online on Oct 5 and Oct 6 and I saw a zero balance on both days, but when I checked
again yesterday Oct 7 it showed my deposited amount. I think there is always a 1-2 day float for
Savings Account cheque deposit, whereas for FD it usually starts on the deposit transaction date.
I presume I will only earn interest starting Oct 7 upon cheque clearance.

This post has been edited by nomen: Oct 8 2011, 10:17 PM

My wife opened a esaver account & deposited a cheque on 1/10/11(Sat) and transaction date was 3/10/11.
I opened a SuperSalary and deposited a cheque on 3/10/11 and transaction date was 3/10/11.
What is the transaction date of your deposit?

What is the different between 2 account for interest rate that will be given?

Anyone can still access their Maybank eFixed Deposit account? The link is no longer there when I login to my Maybank2u account

Log out and log in again. Some website error

It's available for 9am until 10pm only..if not mistaken

Those of you who wants to open new savings account with SCB to enjoy 5% interest better do immediately as I was told SCB had reached the targeted deposit amount.

Was there a target total deposit listed in their T&C ?

I opened my e$aver Account on 5/10/11 with a Banker's cheque. StanChart had just sent me a
Statement dated 05 Oct 2011 and showed the CLOSING BALANCE on 05 Oct 2011 as 0.00,
so I suppose my transaction date was 07 Oct and not 05 Oct since the Statement confirmed a
zero balance on 05 Oct 2011.


PS

MGM perhaps you should log in to confirm your account balance on when your cheque was cleared.


This post has been edited by nomen: Oct 10 2011, 06:53 PM

Cheques are cleared On weekdays

No point guessing which day the interest is calculated... We will all know the answer when the 5% is creditted anytime between 31 October and 4 November.

Just pray for more interest !!!

This post has been edited by ronnie: Oct 10 2011, 11:43 PM

anyone deposit money under this PIDM . Seems like it's a FD protection scheme to protect the public in case any bank goes bankrupt.

http://www1.uob.com.my/personal/deposits/PIDM/pidm.jsp

are our FD save?

I was also just informed today that SCB may stop the promotion anytime now for new accounts with the promo rate.

I just opened a supersalary account today & was informed that supersalary is better than esaver as the normal rate is higher at 1.5%.
There is no condition in opening a supersalary account & you can opt not to have cheque & atm card too.

I was also told that interest is calculated based on the date the cheque is cleared.

LOL, you cannot deposit money with PIDM.

PIDM is the body set up by gov that insured/guaranteed deposit across licensed bank, up to 250k per single entity in a single bank.

Whenever, you put money in saving account, FD, or whatever account in banks, it is insured under PIDM already (except those financial instituition that not under PIDM one).

Even SuperSalary offers 1.5%... in total you still get 1.5%+bonus 3.5% = 5% promo rate

Better you check again, I was told for the Super Salary account, you have to top up RM1K in November and December to get the 5% interest rate. If your salary is deposited into the account, then not a problem I guess.

This post has been edited by Gen-X: Oct 11 2011, 06:52 AM

i plan to deposit in super salary in scb since this is the latest talk in this current topic. I guess you guys have done quite a research for high interest rate provided by the banks.

just like to ask if i deposit today, will i get the extra bonus which is given every month or just until the end of this year?

AFAIK Super Salary (current ac with cheque) - 1.5%pa (cannot join name). e$aver (saving ac) 0.6%pa (can join name). Max promo interest rate for both is 5% during campaign period. When campaign period is over and you don't have time to withdraw immediately, Super Salary ac give you some better returns over the other. No need to top up in Nov and Dec but ADB of RM3K in Oct applies to both