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 Public Mutual v3, Public/PB series funds

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cheahcw2003
post Sep 28 2011, 10:44 PM

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QUOTE(Kaka23 @ Sep 28 2011, 07:23 PM)
Wat percentage of bond portfolio is recommended at this volatile times?
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i keep 90% in bond, 10% in equity. Waiting for the right timing.
cheahcw2003
post Sep 28 2011, 11:20 PM

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QUOTE(Bonescythe @ Sep 28 2011, 11:05 PM)
Good choice smile.gif
Beautiful !
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i have been keeping 90% in bond since 1 year ago, i also missed a lot of profit opportunity when index peak at almost 1500point....
cheahcw2003
post Sep 29 2011, 09:38 AM

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QUOTE(wongmunkeong @ Sep 29 2011, 08:15 AM)
Heheh - bro, i got a buddy believe "sky falling" since 2007 and until now "sky still falling" for him. Perma-bear fellow - sure to get it right 50% of the time but he missed out big on the 1st Qtr 2009 to 1st Qtr 2011 run. Of course, he also "missed out big" on the 2008 fall too :
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one correction: one year ago the allocation was 80% bond and 20% equity,I hv done nothing on the allocation since oct 2010, but due to the recent correction in equity, it has become 90:10. Not sure it is good or bad? At least I preserve my capital.

as at End of year 2009 my portfolio allocation was 50;50, I kept switching to bond like every quarter to lock in the profit till it reaches 80:20 last year. Conservative move but at least didn't loose big time. IMO, Rule #1 on how to make profit is to know how not to loose....hehe.

cheahcw2003
post Sep 30 2011, 03:02 PM

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QUOTE(wongmunkeong @ Sep 30 2011, 08:01 AM)
IMHO - after a bout of fear, any spark of light may lead to irrational hopes. It doesnt mean that the causation of the fear has been resolved or that the sadness may end right there. Then again, human exuberance and short memory may triumph over an oncoming train as "the market" movements are usually made up of human emotions tongue.gif
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100% agree with u, the fundamental in western countries are still weak, and it will affects the exporting countries like in Asia. Most of the Asia's export counterparts are these western countries. When West is weak, Asia can't escaped. Many ppl have the wrong concept and expectation investing in mutual funds. You can't in and out as service charge will cost u a bomb. Once u invested in mutual fund, let it stay there and review it every month or quarter only, u don't hv to check the mkt every hour or everydays.

cheahcw2003
post Oct 2 2011, 06:59 PM

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QUOTE(David83 @ Oct 2 2011, 06:45 PM)
First from distribution effect. Second comes from global equity sell down.
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Many investors get excited when P Small Cap reopened, and dump in lots of money and get caught. Timing is very important in investment.
When the fund was re-opened, market is at its peak, almost approaching historical height of 1500 point,
cheahcw2003
post Oct 2 2011, 11:01 PM

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QUOTE(kevyeoh @ Oct 2 2011, 07:12 PM)
dang...didn't know fixed income fund already full and tutup...
anyone got suggestion on the new bond fund and also the islamic sukuk fund? is it the same low risk type with 6-8% annual return estimated?
thanks
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i have already adviced the forumer around 1 month ago that PB Fixed Income fund is about to reach its approved limit, and it is going to close very soon. The 6-8% is not guaranteed, what i am sure that it pays better than FD rate and EPF, some bond funds pays higher than ASW/ASM/AS1M.
cheahcw2003
post Oct 3 2011, 04:14 AM

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QUOTE(kevyeoh @ Oct 2 2011, 11:56 PM)
hi cheah,

any other fund you can tell me that pays better than FD?
i'm planning to go for the new PB Bond fund....
thanks ya...
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The answers are at http://my.morningstar.com
But the things is most of the good performance bonds are fully subsribed. You can use the search tool in morningstar to find the next best bond funds.
cheahcw2003
post Oct 4 2011, 07:04 PM

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QUOTE(koinibler @ Oct 4 2011, 06:12 PM)
I do believe that penalty charge only apply for switching, not repurchase.
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Yes no penalty for repurchase on both bond and equity.
cheahcw2003
post Oct 6 2011, 04:29 PM

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QUOTE(David83 @ Oct 6 2011, 10:44 AM)
As of October 3, funds are still closed:

ï‚· Public Islamic Bond Fund
ï‚· Public Bond Fund
ï‚· PB Islamic Bond Fund
ï‚· PB Fixed Income Fund
ï‚· Public Global Balanced Fund
ï‚· Public Ittikal Fund
ï‚· Public Islamic Balanced Fund
ï‚· Public Islamic Asia Balanced Fun

URL: http://www.publicmutual.com.my/LinkClick.a...53k%3d&tabid=87
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so the p fixed income is now officially closed.
cheahcw2003
post Oct 18 2011, 11:31 PM

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QUOTE(David83 @ Oct 18 2011, 10:37 AM)
One day down doesn't mean anything. Let's wait and see.
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whatever goes up will come down, law of gravity.

cheahcw2003
post Oct 28 2011, 04:39 PM

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QUOTE(stonesix @ Oct 28 2011, 09:17 AM)
Since the PBFI has closed, any other equvalent fund with similar low sales and service charge worth to invest?

I am conservative in term of investment...thanks all...
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you can check the list of the bond funds that still available for subscription from the website. So far only 2 bond funds each from Public Mutual and PB series, that closed for subscription, the rest are still available. All bond funds are with 0.25% initial charge
cheahcw2003
post Nov 2 2011, 07:44 PM

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QUOTE(koinibler @ Nov 2 2011, 07:33 PM)
^
What drop so many?  whistling.gif
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so much instead of so many....
cheahcw2003
post Nov 8 2011, 12:27 AM

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QUOTE(mois @ Nov 4 2011, 12:32 PM)
Any ideas when PBFI and other PM series bonds will reopen again?
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You can check PM website from time to time.
cheahcw2003
post Nov 22 2011, 08:26 PM

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QUOTE(wongmunkeong @ Nov 22 2011, 07:44 PM)
Best Qs to ask yr salesman are:
a. What are U doing yourself now?
b. Can see your track record?
c. What is your entry & exit plans? Why like that?
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Believe me, at least 50% of the sales agent do not know how to answer this question.

cheahcw2003
post Nov 23 2011, 10:22 PM

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October Monthly report is available for download at Public Mutual Website:-

http://www.publicmutual.com.my/OurProducts...FundReview.aspx

cheahcw2003
post Dec 16 2011, 08:44 PM

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QUOTE(guanteik @ Dec 16 2011, 07:18 PM)
I normally received some kinda fund quarterly review from public mutual. i guessed ur agent can provide you that report.
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Can download from the PM website also
cheahcw2003
post Dec 23 2011, 10:29 PM

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The monthly report for Nov is available for downloading from PM website
cheahcw2003
post Dec 30 2011, 11:55 AM

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QUOTE(mjviva @ Dec 30 2011, 11:04 AM)
public mutual fund unit trust......trust ur on fund instead of put ur trust on other funds..unless u dont mind to allocate a fund for 10-20 years goin concern..
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???
cheahcw2003
post Jan 6 2012, 10:18 PM

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QUOTE(guanteik @ Jan 6 2012, 09:41 PM)
Asking the agents the question might not really help, you should instead write directly to the Public Mutual branches.

<customer@publicmutual.com.my>; <mutualgold@publicmutual.com.my>;

I had been in your case before, and that what I did is, I stopped ALL the DDI, switched my China funds to a local fund, and choosen distribution as payout. This is because DDI will incur service charges, and PM service charges are freaking high. DCA is a concept but because of the high service charges, you still lose out.

Another way out I would choose is, I will exit Public Mutual investment, if I see their funds keeps deteriorating in the next couple of months.
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No point to write to PM and blame them. Invest at your own risk is what u had signed b4 ur initial investment.
No fund manager can guarantee positive return.
cheahcw2003
post Jan 9 2012, 12:13 PM

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QUOTE(Smurfs @ Jan 9 2012, 12:10 PM)
been DDI to PFA30F since august 2010 and now shows a negative 15%  sweat.gif

should i stop DDI in this fund ??  icon_question.gif
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another evidence that DDI is not always the smartest way of investment

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