Personal Loan - V2, which banks offer the best deal?
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 Sep 28 2011, 07:56 PM
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#1
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Junior Member
291 posts Joined: Dec 2007 
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QUOTE(nokiaXP @ Sep 28 2011, 07:00 PM) any bank offer loan that settle your all outstanding cc and than u make repayment back by monthly installment to the bank?think different from pl coz this type of loan u wont get cash.heard scb have a lot of banks do that ... |
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Sep 5 2012, 01:38 PM
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#2
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Junior Member
291 posts Joined: Dec 2007
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Hi
Need some guidance here... I am currently looking for PL packages.. amount between 10k ~ 20k. Heard that there will be charges / fees associated with PLs. May I know wat are the usual charges / fees associated with PLs? So far, fees / charges I heard of are: >> Insurance / takaful (is it complusary?) >> stamp duty (how to estimated the stamp duty payable?) >> processing fees (can it be waived?) 1) Other than the above, are there other fees needed to pay? 2) What are the things I need to take note when choosing the loan packages? 3) Any packages can recommend? I am looking for packages with lower overall costs (interest + fees)... Thanks in advance~  |
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Sep 6 2012, 06:41 AM
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#3
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Junior Member
291 posts Joined: Dec 2007
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QUOTE(Ken_HP @ Sep 5 2012, 08:44 PM) Insurance / takaful = depents on what package take, islamic or non islamic. is insurance compulsory???Stamp duty = normally about 0.5x% Processing fees = some bank not charging , some bank charging. |
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