QUOTE(wtan18 @ Aug 8 2013, 02:53 PM)
try this for infohttp://www.rhb.com.my/loans/personal-finan...rsonal_how.html
Personal Loan - V2, which banks offer the best deal?
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Aug 8 2013, 03:16 PM
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QUOTE(wtan18 @ Aug 8 2013, 02:53 PM) try this for infohttp://www.rhb.com.my/loans/personal-finan...rsonal_how.html |
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Aug 8 2013, 03:25 PM
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QUOTE(wtan18 @ Aug 8 2013, 03:21 PM) This post has been edited by yklooi: Aug 8 2013, 03:27 PM |
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Aug 8 2013, 03:39 PM
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QUOTE(wtan18 @ Aug 8 2013, 03:31 PM) the other catch is i get cash cheque from company for salary meaning i go to public bank and cash out the cheque over the counter . so the salary in not credited into my bank account (maybank). this i believe is a problem if they need to check bank statement. got any way (documented proof of at least 6 months) to convince the bank that you got a steady income that you can pay the loan? |
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Sep 6 2013, 07:24 PM
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QUOTE(hyuga @ Sep 6 2013, 06:57 PM) hi..just want to ask, if my salary doesnt come with epf socso deduction, am i still eligible for applying personal loan? just have one commitment ,asb loan, rm597 monthly ,my slary rm3.5k.. any info? tq This post has been edited by yklooi: Sep 6 2013, 07:26 PM |
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Sep 7 2013, 12:13 AM
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QUOTE(hyuga @ Sep 6 2013, 08:17 PM) haha.ur question really scred me. i do have monthly salry statement n off course bank statement for the proof of my constant income. and asset to be used as a collateral?i'm not planning into it yes, I think you are eligible to apply.example hong leong bank personal loan Eligibility Malaysian citizen only Age between 21 to 60 years old Earn a minimal annual income of RM24,000 per annum http://www.hlb.com.my/pfs/loan/loanpl_e.jsp?flag=loanpl_f This post has been edited by yklooi: Sep 7 2013, 12:29 AM |
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Sep 9 2013, 09:21 AM
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QUOTE(hyuga @ Sep 9 2013, 04:07 AM) btw, do you have income tax? |
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Sep 15 2013, 10:16 AM
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QUOTE(hyuga @ Sep 15 2013, 03:11 AM) Is it ok if I applying 2 or 3 loan with different bank at the same time.? Or it will reduce my chances to get a loan? Just dont want to waste my time waiting 4 them to reply me. do you need to pay some fees in advance? other then paper works and time what else would be lost? how would that reduce your chance to get a loan? I think it should be the other way round. |
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Feb 13 2014, 09:47 PM
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QUOTE(phantom_zero @ Feb 13 2014, 09:42 PM) hello,i own ,enterprise company and want to apply loan, however when i call the bank, they ask for income tax, i already send my bank statement which have good flow >60k debit and credit, but they need income tax..so how much income tax that can get personal loan 160k above? im going to lhdn tomorrow to register because my company just 9 month old,started last year jun..so i need to declare sufficient" income tax for my company for easy apply loan..any ideas? Read post# 2037...just 3 posts earlier? |
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Feb 25 2014, 12:31 PM
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